Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Jun 20, 2018, 6:04 am
#1037
Join Date: Apr 2014
Location: Omaha Nebraska
Programs: United, delta, AA, Alaskan, Frontier, Hilton Gold, Hyatt, Chase Sapphire
Posts: 318
Just denied for personal card for the first time because of too many other credit card applications. At 15/24 with a credit score over 800. Called recon and said they'd look over the application and get back in 5-7 business days. Have 3 other BOA cards and well under their app rules.
Jun 20, 2018, 5:33 pm
#1038
Join Date: Dec 2017
Posts: 87
Already have the personal card, and I wanted to go for the business (no previous BoA biz relationship, though I do have a CIC on my SSN w/ Chase).
Applied for the card, but it didn't ask me any questions about my business or earnings structure: just personal information (though I quadruple-checked that the application was for the business card).
I got a generic "We'll get back to you" message and a reference number, but can't find anywhere to use the reference number. Haven't called yet. Hope I didn't do something wrong and apply for a personal and get a HP or something :/
Applied for the card, but it didn't ask me any questions about my business or earnings structure: just personal information (though I quadruple-checked that the application was for the business card).
I got a generic "We'll get back to you" message and a reference number, but can't find anywhere to use the reference number. Haven't called yet. Hope I didn't do something wrong and apply for a personal and get a HP or something :/
Jun 20, 2018, 6:34 pm
#1039
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Already have the personal card, and I wanted to go for the business (no previous BoA biz relationship, though I do have a CIC on my SSN w/ Chase).
Applied for the card, but it didn't ask me any questions about my business or earnings structure: just personal information (though I quadruple-checked that the application was for the business card).
I got a generic "We'll get back to you" message and a reference number, but can't find anywhere to use the reference number. Haven't called yet. Hope I didn't do something wrong and apply for a personal and get a HP or something :/
Applied for the card, but it didn't ask me any questions about my business or earnings structure: just personal information (though I quadruple-checked that the application was for the business card).
I got a generic "We'll get back to you" message and a reference number, but can't find anywhere to use the reference number. Haven't called yet. Hope I didn't do something wrong and apply for a personal and get a HP or something :/
Complete your secure application in as little as 5-10 minutes.
Bank of America customer?Save time and prefill your application.
Business* requiredBusiness name & address
Legal name of businessBusiness name *Legal name of business
As it should appear on card. 24 characters max.Business name on card *As it should appear on card. 24 characters max.
Does your business have a doing business as (DBA) name different from your legal business name? *
Does your business have a doing business as (DBA) name different from your legal business name? * Yes
Does your business have a doing business as (DBA) name different from your legal business name? * No
So if you didn't get any questions of that sort, I don't see how you could have possibly been on a business card application. I got there in two clicks, after first clicking the first business card link in the wikipost atop this thread.
You can check personal card application status here:
https://www.bankofamerica.com/credit...status-form.go
If it gives you status at that site, that would be another hint that you did a personal card application.
Meanwhile, if you got all the way to "suibmit applicaton" without seeing a single question about your business, I don't understand why you didn't abandon the application at that point. That would have been the right time to ask. It's "cheaper" (from an HP perspective, etc) to almost submit an application, then ask questions, and then start from scratch, than to submit, and then come and ask question when it's "too late".
Jun 20, 2018, 11:05 pm
#1040
Join Date: Sep 2010
Location: Bali, Indonesia
Programs: AA, DL, AK, UN, CN
Posts: 967
My 1 year is coming up and I don't use the BoA or fly Alaska, so I thought it time to cancel and avoid the $75 fee. Little did I know it would take half and hour and be unsuccessful.
Call #1 BoA the woman says I may lose my points and I should contact Alaska. I don't believe her, and after a 5 minute wait she returns and says "they might probably be lost" which again tells me she is clueless. (18 min)
Call #2 the Alaska agent confirms they won't be lost (2 minutes)
Call #3 BoA woman says it is 3am and I need to call back at 8am Eastern as she can't cancel the card. (6 minutes)
Call #1 BoA the woman says I may lose my points and I should contact Alaska. I don't believe her, and after a 5 minute wait she returns and says "they might probably be lost" which again tells me she is clueless. (18 min)
Call #2 the Alaska agent confirms they won't be lost (2 minutes)
Call #3 BoA woman says it is 3am and I need to call back at 8am Eastern as she can't cancel the card. (6 minutes)
Jun 21, 2018, 6:33 am
#1041
Join Date: May 2009
Location: South Park, CO
Programs: Tegridy Elite
Posts: 5,678
Just for clarity, you'll get a HP regardless of whether you applied for the personal or business AS. From the above it sounded like you might have thought a business application didn't result in a HP.
Jun 22, 2018, 8:30 am
#1042
Join Date: Jul 2013
Posts: 1,784
Yep, a business card in good standing won't show up on a CR as opened, which helps with the Chase 5/24 rule. But it will show as an HP.
Jun 22, 2018, 9:47 pm
#1043
Join Date: Sep 2012
Programs: UA AA DL SW Marriott
Posts: 251
So I read a couple posts on reddit daily threads that now even the lower-tier Platinum card will get the original 30k/companion bonus?
Looking at the terms and conditions now: https://www.bankofamerica.com/credit...M&locale=en_US
It no longer makes any mention of $50/5000 lower bonus for Platinum Plus.
Do we have data points on this?
Looking at the terms and conditions now: https://www.bankofamerica.com/credit...M&locale=en_US
It no longer makes any mention of $50/5000 lower bonus for Platinum Plus.
Do we have data points on this?
Jun 24, 2018, 2:29 pm
#1044
formerly willbbiddy
Join Date: Nov 2017
Posts: 208
Love to know any DP about this as well. Applied back to back two cards yesterday, 1st Prem Reward Travel got 14K CL, AS approved sadly for only CL 2.5K, which won't make the signature card. If the platinum now has the same bonus as the signature, that will be happy news to many! Any DP?
Jun 25, 2018, 6:55 pm
#1047
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
https://www.flyertalk.com/forum/cred...24-months.html
Jun 25, 2018, 6:57 pm
#1048
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
The $100 credit limit liniks occasionally expire and have to be replace with new ones. They originate from when you're booking a flight on the Alaska website. You might try doing a dummy booking (just don't confirm the last step where it takes your payment) and you should get such an offer somewhere along the way.
Jun 26, 2018, 11:20 am
#1049
Join Date: Jul 2012
Location: TX
Posts: 94
The $100 credit limit liniks occasionally expire and have to be replace with new ones. They originate from when you're booking a flight on the Alaska website. You might try doing a dummy booking (just don't confirm the last step where it takes your payment) and you should get such an offer somewhere along the way.
Funny, I actually tried the dummy booking yesterday, but I guess I didn't go far enough into the process to get the $100 offer.
Jun 26, 2018, 11:45 am
#1050
Join Date: Dec 2017
Posts: 87
I don't know what you did (if you click on the business card application, the first link says business card right in the URL,but after you click "apply now", it doesn't), but on the first page after click Apply Now, from the business card splash page, pretty near the top, the first things it asks you (after giving you a chance to log in) are:Get started
Complete your secure application in as little as 5-10 minutes.
Bank of America customer?
Save time and prefill your application.Business
* requiredBusiness name & address
Legal name of businessBusiness name *Legal name of business
As it should appear on card. 24 characters max.Business name on card *As it should appear on card. 24 characters max.
Does your business have a doing business as (DBA) name different from your legal business name? *
Does your business have a doing business as (DBA) name different from your legal business name? * Yes
Does your business have a doing business as (DBA) name different from your legal business name? * No
So if you didn't get any questions of that sort, I don't see how you could have possibly been on a business card application. I got there in two clicks, after first clicking the first business card link in the wikipost atop this thread.
You can check personal card application status here:
https://www.bankofamerica.com/credit...status-form.go
If it gives you status at that site, that would be another hint that you did a personal card application.
Meanwhile, if you got all the way to "suibmit applicaton" without seeing a single question about your business, I don't understand why you didn't abandon the application at that point. That would have been the right time to ask. It's "cheaper" (from an HP perspective, etc) to almost submit an application, then ask questions, and then start from scratch, than to submit, and then come and ask question when it's "too late".
Complete your secure application in as little as 5-10 minutes.
Bank of America customer?Save time and prefill your application.
Business* requiredBusiness name & address
Legal name of businessBusiness name *Legal name of business
As it should appear on card. 24 characters max.Business name on card *As it should appear on card. 24 characters max.
Does your business have a doing business as (DBA) name different from your legal business name? *
Does your business have a doing business as (DBA) name different from your legal business name? * Yes
Does your business have a doing business as (DBA) name different from your legal business name? * No
So if you didn't get any questions of that sort, I don't see how you could have possibly been on a business card application. I got there in two clicks, after first clicking the first business card link in the wikipost atop this thread.
You can check personal card application status here:
https://www.bankofamerica.com/credit...status-form.go
If it gives you status at that site, that would be another hint that you did a personal card application.
Meanwhile, if you got all the way to "suibmit applicaton" without seeing a single question about your business, I don't understand why you didn't abandon the application at that point. That would have been the right time to ask. It's "cheaper" (from an HP perspective, etc) to almost submit an application, then ask questions, and then start from scratch, than to submit, and then come and ask question when it's "too late".
Applied for the Business Card (for real!) yesterday. Got approved today. Just said Sole Proprietor business with $1k revenue. Got an instant HP.