Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Jul 25, 2017, 4:14 pm
#496
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
It's been over 7 months since my last BOA app. Posting here since VS thread is dormant, and it's somewhat related to AS.
Tried to do VS 90K, then followed by AS 30K. Couldnt even get pass the first hurdle.
Got denied due to 'sufficient number of credits'. Then offer to close one of my two credit cards with BOA, but even after closing it, still the same denial msg.
Anyone have success to get pass this msg? If yes, how?
Background: I did close off my other BOA cards back in Q1 2017. I think it's getting harder and harder to get BOA cards
Tried to do VS 90K, then followed by AS 30K. Couldnt even get pass the first hurdle.
Got denied due to 'sufficient number of credits'. Then offer to close one of my two credit cards with BOA, but even after closing it, still the same denial msg.
Anyone have success to get pass this msg? If yes, how?
Background: I did close off my other BOA cards back in Q1 2017. I think it's getting harder and harder to get BOA cards
If not, that could be the problem! Credit limit that you lower while you still have the card open becomes available to new BofA cards within a few months. But credit limit that remains on a card when you close it doesn't become available to new BofA cards for over a year!
So if you didn't lower credit limit and just closed a bunch of cards, they could be saying that they don't have any new credit limit available for you, because it's still tied up with those cards you closed, and nothing you can do about it at this point other than wait it out.
Jul 26, 2017, 1:07 am
#498
Join Date: Jun 2016
Posts: 2,257
Did you lower your credit limits on those BofA cards before you closed them?
If not, that could be the problem! Credit limit that you lower while you still have the card open becomes available to new BofA cards within a few months. But credit limit that remains on a card when you close it doesn't become available to new BofA cards for over a year!
So if you didn't lower credit limit and just closed a bunch of cards, they could be saying that they don't have any new credit limit available for you, because it's still tied up with those cards you closed, and nothing you can do about it at this point other than wait it out.
If not, that could be the problem! Credit limit that you lower while you still have the card open becomes available to new BofA cards within a few months. But credit limit that remains on a card when you close it doesn't become available to new BofA cards for over a year!
So if you didn't lower credit limit and just closed a bunch of cards, they could be saying that they don't have any new credit limit available for you, because it's still tied up with those cards you closed, and nothing you can do about it at this point other than wait it out.
DoC page has several DP where they are given a hard number of no more than 3 CCs in the past 12 months, but I asked the CSR and he said there is no such thing (for me, at least). So go figure
Question now is whether evaluation / approval of BOA Personal and BOA Business cards are mutually exclusive or not. Their management / department appear quite so (bc i can never talk to the same CSR abt both cards), and for me at least, they pull different CB.
Jul 26, 2017, 12:20 pm
#499
Join Date: Oct 2015
Location: Pacific Wonderland
Programs: ʙᴏɴᴠo̱ʏ Au, IHG Au, HH Dia, Nexus, Pilot FlyingJ Preferred
Posts: 5,336
Received an email today for a 5000 miles referral bonus for each family and friend that signs up for a new card. No additional bonus miles and no statement credit for them with the referral, just the standard 30,000 miles (and companion code, of course).
Jul 26, 2017, 8:36 pm
#500
Join Date: Jun 2017
Programs: Alaska Airlines
Posts: 9
Best Commuter Card
Back on page 18 or so, there was discussion about the merits of AS card vs. Merrill. I am completely new to this and do not have any Bof A cards but will shortly be commuting on AS. I assumed getting the AS Sig card would be the way to go to use the miles to help lower the cost of my commute in the long run but I think sdsearch said that most people use the AS miles for International travel as that is the best use of the miles.
If that is true, is there a better card for helping to lower the cost of my US domestic commute and if so what is it? I currently have a CapOne Platinum Rewards and a Citibank thank you preferred which I assume are very basic cards.
If that is true, is there a better card for helping to lower the cost of my US domestic commute and if so what is it? I currently have a CapOne Platinum Rewards and a Citibank thank you preferred which I assume are very basic cards.
Jul 27, 2017, 2:54 pm
#501
Join Date: May 2014
Location: SoCal
Posts: 2,164
If that is true, is there a better card for helping to lower the cost of my US domestic commute and if so what is it?
Jul 27, 2017, 4:19 pm
#502
Join Date: Jun 2017
Programs: Alaska Airlines
Posts: 9
I guess what I meant by lowering the cost of my commute was using the miles accumulated for award travel on my commute which effectively lowers the long term cost of my commute. If that is not the best or most cost effective use of the miles, then I may want to get a cash back card or a different card.
Jul 27, 2017, 5:28 pm
#503
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
I guess what I meant by lowering the cost of my commute was using the miles accumulated for award travel on my commute which effectively lowers the long term cost of my commute. If that is not the best or most cost effective use of the miles, then I may want to get a cash back card or a different card.
The average person doesn't use miles on the same route they fly paid, because the average person who flies paid on the same route and over and over is doing it for work and getting reimbursed and thus doesn't want to use miles in that case.
Your case of doing if for self-paid commute is more unique, and so I think you're going to have to do your own research on your particular route.
Jul 27, 2017, 7:24 pm
#504
Join Date: Jun 2017
Programs: Alaska Airlines
Posts: 9
Well, that depends on availability, which is hard to predict. Whether (or how many) miles you need for a certain route may vary from day to day, even hour to hour. So you have to do your own searches on your own route for dates/times that are valid for you and see what availability is like, and try different amounts of time out (a few weeks out, a few months out) to get a better idea of how consistent it is / isn't.
The average person doesn't use miles on the same route they fly paid, because the average person who flies paid on the same route and over and over is doing it for work and getting reimbursed and thus doesn't want to use miles in that case.
Your case of doing if for self-paid commute is more unique, and so I think you're going to have to do your own research on your particular route.
The average person doesn't use miles on the same route they fly paid, because the average person who flies paid on the same route and over and over is doing it for work and getting reimbursed and thus doesn't want to use miles in that case.
Your case of doing if for self-paid commute is more unique, and so I think you're going to have to do your own research on your particular route.
Jul 29, 2017, 1:14 am
#505
Join Date: Jun 2016
Posts: 2,257
To f/u on post #495 - I decided what the hell, since I already have a HP within the past 30 days, might as well give it a go. So I went ahead and put in a second app despite the first one not getting through. Second app went to pending, I did not call, and hours later it was approved by the system. Now I am keeping fingers crossed that I dont get a letter later saying 'approved in error'
So end result : I got the AS card, but not the VS card.
Now I am wondering if I should put in a third app.
-> One option is to submit another application for the VS. But I think it will be flagged as duplicate?
-> Another option I have in mind is to apply for the same card I just recently cancelled. What's the general rule of applying for BOA card after canceling it? ie., how many weeks should elapse post-cancellation, before you can safely reapply for the same card?
So end result : I got the AS card, but not the VS card.
Now I am wondering if I should put in a third app.
-> One option is to submit another application for the VS. But I think it will be flagged as duplicate?
-> Another option I have in mind is to apply for the same card I just recently cancelled. What's the general rule of applying for BOA card after canceling it? ie., how many weeks should elapse post-cancellation, before you can safely reapply for the same card?
Jul 29, 2017, 8:00 am
#506
Join Date: May 2006
Location: Melbourne, Florida, USA
Posts: 2,983
To f/u on post #495 - I decided what the hell, since I already have a HP within the past 30 days, might as well give it a go. So I went ahead and put in a second app despite the first one not getting through. Second app went to pending, I did not call, and hours later it was approved by the system. Now I am keeping fingers crossed that I dont get a letter later saying 'approved in error'
So end result : I got the AS card, but not the VS card.
Now I am wondering if I should put in a third app.
-> One option is to submit another application for the VS. But I think it will be flagged as duplicate?
-> Another option I have in mind is to apply for the same card I just recently cancelled. What's the general rule of applying for BOA card after canceling it? ie., how many weeks should elapse post-cancellation, before you can safely reapply for the same card?
So end result : I got the AS card, but not the VS card.
Now I am wondering if I should put in a third app.
-> One option is to submit another application for the VS. But I think it will be flagged as duplicate?
-> Another option I have in mind is to apply for the same card I just recently cancelled. What's the general rule of applying for BOA card after canceling it? ie., how many weeks should elapse post-cancellation, before you can safely reapply for the same card?
Jul 29, 2017, 8:16 am
#507
Join Date: Jul 2013
Posts: 1,784
So the question is, how much are you concerned about your HP totals?
If you've already gotten 5 HPs in the past 6 months, and are planning to apply for a Citi card any time soon, you might not want to take the risk of a denial knowing the additional HP might get you denied by Citi. But if you only have one or two apps in the past 6 months, another one won't be that harmful, and you can try your luck with another B/A app. The worst that can happen is you don't get another card, and if you don't apply, you are sure to not get another card.
Jul 29, 2017, 10:49 am
#508
Join Date: Jun 2016
Posts: 2,257
I don't understand the 30 days part. To get HPs combined the HPs have to happen on the same day. As for applying for another B/A card in a short time frame, the DPs on that seem to be mixed.
So the question is, how much are you concerned about your HP totals?
If you've already gotten 5 HPs in the past 6 months, and are planning to apply for a Citi card any time soon, you might not want to take the risk of a denial knowing the additional HP might get you denied by Citi. But if you only have one or two apps in the past 6 months, another one won't be that harmful, and you can try your luck with another B/A app. The worst that can happen is you don't get another card, and if you don't apply, you are sure to not get another card.
So the question is, how much are you concerned about your HP totals?
If you've already gotten 5 HPs in the past 6 months, and are planning to apply for a Citi card any time soon, you might not want to take the risk of a denial knowing the additional HP might get you denied by Citi. But if you only have one or two apps in the past 6 months, another one won't be that harmful, and you can try your luck with another B/A app. The worst that can happen is you don't get another card, and if you don't apply, you are sure to not get another card.
Aug 2, 2017, 1:39 pm
#509
Join Date: Oct 2015
Location: Pacific Wonderland
Programs: ʙᴏɴᴠo̱ʏ Au, IHG Au, HH Dia, Nexus, Pilot FlyingJ Preferred
Posts: 5,336
1000 mile inflight application bonus now available online
Saw in Alaska's inflight magazine that the 1000 mile inflight bonus no longer requires getting a paper app from a FA. It's now available through alaskaoffer.com. I'll add it to the wiki but obviously this isn't as good as the $100 statement credit available in the wiki or through a dummy booking.
Aug 2, 2017, 5:18 pm
#510
Join Date: Oct 2010
Posts: 374
Oy, need some help on the dreaded platinum v. signature issue. I got hit with it on Monday.
I immediately followed the steps here to do a second application. Reconsideration said no. Too many inquiries. I elevated to a supervisor in resolutions explaining very clearly what I wanted done (what folks said here). Called back today and denied.
So I decided to pursue the other route: moving credit from an existing card to bump up to signature levels. This took nearly 2 hours on the phone because my existing card (that I never use) is a joint account with hubby (no idea how that happened) and in order to move credit they needed to make the AS card a joint account.
Before initiating I asked if I would receive the bonus associated with the signature card (miles + companion + statement credit) and she said yea. After 90 minutes of back and forth we get hubby added, move 5K over, and she said she's sending to upgrade it. I ask again about the bonus and she then says she isn't sure. Puts me on hold, comes back, and says "no."
--
Advice from anyone who has gone through this? Did you have to write letters? CFPB? If the miles don't show, can you refund AF after 30 days? I'll MS the 1K pretty quickly to get it done on first statement.
**I have read through most of this thread, but wasn't seeing any recent experiences with this issue**
I immediately followed the steps here to do a second application. Reconsideration said no. Too many inquiries. I elevated to a supervisor in resolutions explaining very clearly what I wanted done (what folks said here). Called back today and denied.
So I decided to pursue the other route: moving credit from an existing card to bump up to signature levels. This took nearly 2 hours on the phone because my existing card (that I never use) is a joint account with hubby (no idea how that happened) and in order to move credit they needed to make the AS card a joint account.
Before initiating I asked if I would receive the bonus associated with the signature card (miles + companion + statement credit) and she said yea. After 90 minutes of back and forth we get hubby added, move 5K over, and she said she's sending to upgrade it. I ask again about the bonus and she then says she isn't sure. Puts me on hold, comes back, and says "no."
--
Advice from anyone who has gone through this? Did you have to write letters? CFPB? If the miles don't show, can you refund AF after 30 days? I'll MS the 1K pretty quickly to get it done on first statement.
**I have read through most of this thread, but wasn't seeing any recent experiences with this issue**