Dec 4, 2014, 3:09 pm
Last edit by: zeppoloveskafka
Was given number 1-877-745-5040 as direct number for claiming rewards.
But easier to do at https://easyrewards.tdbank.com/ and statement credits post very quickly.
Target and Walmart seem to be posting at 1%, even when they are supposed to code grocery.
But easier to do at https://easyrewards.tdbank.com/ and statement credits post very quickly.
Target and Walmart seem to be posting at 1%, even when they are supposed to code grocery.
TD Bank [USA] Cash Rewards [Consolidated]
Mar 4, 2015, 5:39 am
#226
Join Date: Jun 2013
Posts: 93
TD Bank [USA] Cash Rewards [Consolidated]
Who would the middleman be? I have talked to customer service and been transferred to security. Asked to answer typical id verification questions. The second time I called, after holding for a time, customer service said there was a merchant block and it came from security, not them. As I had been holding up the line for quite a while I could not pursue it further at the time.
Mar 4, 2015, 8:17 am
#227
Join Date: Jan 2013
Location: NYC
Posts: 415
It is NOT resolvable. TD IS the middle man. They are putting a specific block in place to keep us from doing what we do. This card is garbage to me now. The 5% back in the other categories it offers is good, but I would not have got this card just for that.
Mar 4, 2015, 9:32 am
#228
Join Date: Mar 2014
Posts: 15
After being put "under review", has anyone been able to get their account unblocked? Read many posts stating that they've been blocked for weeks but I don't think I've read of anyone getting their account unblocked after being put under review.
Mar 4, 2015, 10:15 am
#229
Join Date: Dec 2014
Posts: 74
I'm slightly behind him, having been placed under review 2 weeks after.
I also have not heard any reports of "under review" being unblocked.
Mar 4, 2015, 2:22 pm
#231
Join Date: Nov 2008
Location: Dallas, TX
Programs: AA EXP, Marriott LT Titanium, Avis Chairman
Posts: 1,286
Not me. I believe ramalama8 is the earliest to have reported going under review as of Jan 29. So in theory, he would be the first to get unblocked.
I'm slightly behind him, having been placed under review 2 weeks after.
I also have not heard any reports of "under review" being unblocked.
I'm slightly behind him, having been placed under review 2 weeks after.
I also have not heard any reports of "under review" being unblocked.
Mar 4, 2015, 3:17 pm
#232
Join Date: Apr 2013
Posts: 584
By the way it's a good thing there is a "middleman". It creates a wall between us and the bank. They don't generally care about anything other than security (i.e. they don't care about 5000x5%). Right hand doesn't know what left hand is doing.
Again it's possible that TD recently changed the way they handled things, but this problem might not be fatal.
Mar 4, 2015, 8:21 pm
#233
Join Date: Jul 2013
Location: Raiegh, NC
Posts: 300
TD Bank [USA] Cash Rewards [Consolidated]
CFPB complaint should be focused on TD's false advertising. They offer a bonus promo for 6 months, gain customers as a result, then they disable the ability of customers to take advantage of the promo.
Mar 5, 2015, 1:49 pm
#235
Join Date: Feb 2013
Programs: AA, UA, US, DL, SPG Gold, HHonors Gold, Club C. Gold, Marriott Silver
Posts: 122
My card was on watch after trying to make a large grocery purchase. I thought it freed up, since I was able to use my points for a statement credit. Then, I tested it by buying an $8 lunch at Whole Foods and it is under watch again. Maybe it was just a grocery category hold. I was told over 2 weeks ago that my acct. was under review and that someone would call me within 24-48 hrs or more. No word yet.
Mar 5, 2015, 10:03 pm
#236
Join Date: Jul 2011
Location: DCA
Posts: 121
Got the card a couple of months ago. Started upping my MS and at the same time I began doing ACH pulls from TD's website from by primary bank. Like other posters I got a 12 day hold on my account, couldnt use the card at all until the "payment cleared." After a few more days of MS I got declined at a local grocery store. They started declining merchant categories (according to the rep, she wouldn't give me any other info) and I also saw "Response Reason: REAL TIME SCORE" on their website. Will try WM tomorrow.
Also is there anywhere in the T&C that says no gift cards or cash equivalents? I couldnt see it on what they sent me.
Also is there anywhere in the T&C that says no gift cards or cash equivalents? I couldnt see it on what they sent me.
Mar 5, 2015, 11:15 pm
#237
Join Date: Mar 2011
Posts: 349
Got the card a couple of months ago. Started upping my MS and at the same time I began doing ACH pulls from TD's website from by primary bank. Like other posters I got a 12 day hold on my account, couldnt use the card at all until the "payment cleared." After a few more days of MS I got declined at a local grocery store. They started declining merchant categories (according to the rep, she wouldn't give me any other info) and I also saw "Response Reason: REAL TIME SCORE" on their website. Will try WM tomorrow.
Also is there anywhere in the T&C that says no gift cards or cash equivalents? I couldnt see it on what they sent me.
Also is there anywhere in the T&C that says no gift cards or cash equivalents? I couldnt see it on what they sent me.
http://www.tdbank.com/personal/credit-cards.html
Mar 7, 2015, 5:51 pm
#239
Join Date: Jul 2011
Location: DCA
Posts: 121
Just got this message when I logged into TD card services: Due to the status of your account, access to TD Card Services has been restricted. Please contact us immediately at 888-561-8861 to resolve this.
My last transaction from Wallyland was declined do to "Caution Account"
My last transaction from Wallyland was declined do to "Caution Account"
Last edited by Ralf83; Mar 8, 2015 at 10:11 am