Dec 4, 2014, 3:09 pm
Last edit by: zeppoloveskafka
Was given number 1-877-745-5040 as direct number for claiming rewards.
But easier to do at https://easyrewards.tdbank.com/ and statement credits post very quickly.
Target and Walmart seem to be posting at 1%, even when they are supposed to code grocery.
But easier to do at https://easyrewards.tdbank.com/ and statement credits post very quickly.
Target and Walmart seem to be posting at 1%, even when they are supposed to code grocery.
TD Bank [USA] Cash Rewards [Consolidated]
Mar 28, 2015, 11:44 am
#302
Join Date: Jan 2013
Location: LAX, SNA
Posts: 359
How do you know your card was closed? Did you receive a letter in the mail? My statement closed and the award dollars was automatically redeemed so I am wondering if my account has been closed. I have been traveling the past 2 weeks so haven't used the card.
Mar 28, 2015, 7:21 pm
#304
Join Date: Jan 2014
Posts: 166
Mar 28, 2015, 9:26 pm
#305
Join Date: Feb 2012
Posts: 396
I'm confused what you thought was going to happen. They were going to apologize for blocking your card, increase your credit line, and say "have a nice trip to the supermarket" and wink at you?
You can cancel your card at any point, and they can cancel your card at any point. The time to file a complaint is when they are holding your money hostage for an unreasonable period of time. You never know what opportunity will come next, so burning bridges like this seems foolish, and certainly makes all of us look bad.
You can cancel your card at any point, and they can cancel your card at any point. The time to file a complaint is when they are holding your money hostage for an unreasonable period of time. You never know what opportunity will come next, so burning bridges like this seems foolish, and certainly makes all of us look bad.
Mar 29, 2015, 7:02 am
#306
Join Date: Apr 2013
Posts: 584
I appear to have been shutdown too. I had rewards redeemed, but there is also a clearer message when you go to the credit card signon page. I hope they don't shut down my checking account too... always good to have a place to dump money orders.
It appears that the restriction was probably a temporary step while they worked out how to shut us down. In retrospect, closing the account at that point was probably the right move. They shut me down despite no activity and my 6 months being over.
It appears that the restriction was probably a temporary step while they worked out how to shut us down. In retrospect, closing the account at that point was probably the right move. They shut me down despite no activity and my 6 months being over.
Mar 30, 2015, 3:38 pm
#307
Join Date: Apr 2013
Posts: 584
I have a negative balance due to rewards. Called the number as it said on the webpage, and she said that I had to wait until I got the letter in the mail before calling, so that I could call to get the account reopened. I have no idea what she's talking about.
Mar 31, 2015, 8:01 pm
#308
Join Date: Dec 2008
Posts: 377
It is safe to say she had no idea what she was talking about, either.
Apr 2, 2015, 9:23 pm
#312
Join Date: Jul 2011
Location: DCA
Posts: 121
Apr 3, 2015, 7:24 am
#313
Join Date: Nov 2011
Posts: 1,944
Right, and an occasional one won't really matter, a lender might shut the card because it wasn't being used enough, or some similar benign reason. Of more concern is what it does with your relationship to the issuer, some people had all their Amex cards shut down following the OBC closure. The nice thing about a TD shutdown is that you probably don't care about the relationship anyway!
Apr 3, 2015, 8:40 am
#314
Join Date: Jul 2011
Location: DCA
Posts: 121
Right, and an occasional one won't really matter, a lender might shut the card because it wasn't being used enough, or some similar benign reason. Of more concern is what it does with your relationship to the issuer, some people had all their Amex cards shut down following the OBC closure. The nice thing about a TD shutdown is that you probably don't care about the relationship anyway!