Mar 12, 2014, 3:53 pm
Last edit by: muji
As an additional resource for these cards see this thread: Alaska Airlines Visa
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
- $50 per company, $25 per card (Business Level Earning Plan)
- $0 per company, $75 per card (Individual Level Earning Plan)
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
Alaska Airlines card offers, Personal & Business [2012-2016]
Aug 29, 2014, 6:10 pm
#871
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
Did dualbrowser trick yesterday as a part of a mini AoR (also grabbed Citi Hilton Reserve and Chase Fairmont). Was denied immediately for both cards - not surprising considering I must have at least 10 inquiries in the past 6 months, thanks to the 100k AA deal that I got 6 of, plus a few other cards.
Anyway, I called in, explained my situation (applied for many new cards since I got a new job that will require more travel and want to get cards to get benefits for all my travel partners), and was approved for $5k for one card. When I mentioned the second card, she said sure, no problem, and split the CL among the 2 cards.
FWIW, I have a banking relationship with BoA, but less than $20,000 is in my account.
Anyway, I called in, explained my situation (applied for many new cards since I got a new job that will require more travel and want to get cards to get benefits for all my travel partners), and was approved for $5k for one card. When I mentioned the second card, she said sure, no problem, and split the CL among the 2 cards.
FWIW, I have a banking relationship with BoA, but less than $20,000 is in my account.
Only died on Citi.
People have been reporting success with BofA, and to some degree, one could apply 1 Chase personal and 1 Chase biz on same day, about 75% of the time the pulls are for same agency, thus the pulls eventually combined. That is what the benefit of the 2BM is.
Aug 29, 2014, 7:01 pm
#872
Join Date: Jan 2013
Location: BOS
Programs: AA EXP, DL PM, Hyatt Diamond
Posts: 2,028
you split $5K CL to $2.5K each card? WHY? You do not realize that means your cards would not be Visa Signature (which the minimum line is $5K) and therefore you would not get the 25K bonus, do you?
Only died on Citi.
People have been reporting success with BofA, and to some degree, one could apply 1 Chase personal and 1 Chase biz on same day, about 75% of the time the pulls are for same agency, thus the pulls eventually combined. That is what the benefit of the 2BM is.
Only died on Citi.
People have been reporting success with BofA, and to some degree, one could apply 1 Chase personal and 1 Chase biz on same day, about 75% of the time the pulls are for same agency, thus the pulls eventually combined. That is what the benefit of the 2BM is.
The cards show up like this on BofA.com: Alaska Airlines Platinum Plus Visa.
Crap. Looks like I got screwed. [profanity removed].
What happens now? Can I get out of the (apparently $50 for this card) annual fee? 6k miles, or whatever this gets me, doesn't excite me enough to keep these cards open. Any other recourse to have them upgraded?
Last edited by philemer; Aug 30, 2014 at 7:06 pm Reason: no profanity
Aug 29, 2014, 7:13 pm
#874
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
Aw, crap. I remember thinking this when she said it, but I also remember having my Visa Signature card dropped to $2K when requested at some point with Chase.
The cards show up like this on BofA.com: Alaska Airlines Platinum Plus Visa.
Crap. Looks like I got screwed. [profanity removed].
What happens now? Can I get out of the (apparently $50 for this card) annual fee? 6k miles, or whatever this gets me, doesn't excite me enough to keep these cards open. Any other recourse to have them upgraded?
The cards show up like this on BofA.com: Alaska Airlines Platinum Plus Visa.
Crap. Looks like I got screwed. [profanity removed].
What happens now? Can I get out of the (apparently $50 for this card) annual fee? 6k miles, or whatever this gets me, doesn't excite me enough to keep these cards open. Any other recourse to have them upgraded?
Common mistakes made here - generalization of rules. Major No No not just for banks but also for programs. Also your Chase Visa Signature dropped to $2K may be AFTER account opening and bonus already gotten. although with Chase that is not an issue as Chase (as well as Citi) would still honor the original bonus offer you applied for. Not the case with BofA!!!
The biggest thing is, not paying enough attention to the details - The biggest issue people have with BofA is you do not know which card you may get and BofA would not give you the original bonus you applied for if you are issued a lesser card. Because of this potential peril with BofA, people time their applications carefully to ensure the Visa Signature.
Last edited by philemer; Aug 30, 2014 at 7:06 pm
Aug 29, 2014, 7:13 pm
#875
Join Date: Jan 2013
Location: BOS
Programs: AA EXP, DL PM, Hyatt Diamond
Posts: 2,028
Aug 29, 2014, 7:15 pm
#876
Join Date: Jan 2013
Location: BOS
Programs: AA EXP, DL PM, Hyatt Diamond
Posts: 2,028
Too late. Would be a gigantic uphill battle.
Common mistakes made here - generalization of rules. Major No No not just for banks but also for programs. Also your Chase Visa Signature dropped to $2K may be AFTER account opening and bonus already gotten.
The biggest thing is, not paying enough attention to the details - The biggest issue people have with BofA is you do not know which card you may get and BofA would not give you the original bonus you applied for if you are issued a lesser card, while Chase and Citi would honor what you originally applied for. Because of this potential peril with BofA, people time their applications carefully to ensure the Visa Signature.
Common mistakes made here - generalization of rules. Major No No not just for banks but also for programs. Also your Chase Visa Signature dropped to $2K may be AFTER account opening and bonus already gotten.
The biggest thing is, not paying enough attention to the details - The biggest issue people have with BofA is you do not know which card you may get and BofA would not give you the original bonus you applied for if you are issued a lesser card, while Chase and Citi would honor what you originally applied for. Because of this potential peril with BofA, people time their applications carefully to ensure the Visa Signature.
Next time I'll be more careful - no room for carelessness in this game.
Aug 29, 2014, 7:17 pm
#877
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
Yes you got greedy when the rep gave you $5K and you still want 2 cards.
You have not spent enough time to learn the particulars with BofA cards.
Aug 29, 2014, 7:18 pm
#878
Join Date: Jan 2013
Location: BOS
Programs: AA EXP, DL PM, Hyatt Diamond
Posts: 2,028
Don't appreciate the name-calling. I've added a lot to this forum by taking risks and leaps of faith while others have simply waited on the sidelines until confirmation. Making a mistake doesn't make me greedy.
Aug 29, 2014, 7:44 pm
#879
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
There is a BIG difference between being greedy and making a mistake.
Don't appreciate the name-calling. I've added a lot to this forum by taking risks and leaps of faith while others have simply waited on the sidelines until confirmation. Making a mistake doesn't make me greedy.
Don't appreciate the name-calling. I've added a lot to this forum by taking risks and leaps of faith while others have simply waited on the sidelines until confirmation. Making a mistake doesn't make me greedy.
As for being young and gotten many cards, and 770 FICO... I hope you at least understand that FICO is not a be all end all determinant - it is an INITIAL admission ticket, but there are many other factors in a bank's risk assessment system to look at.
Further more, if you have not come across this thread before, it may be to your benefit to read thru it.
http://www.flyertalk.com/forum/chase...account-s.html
A common pattern has emerged that quite a few people gotten shut down by Chase seem to be after they have gotten many cards in fairly short period of time.
You may realize that the dept approve you the cards is not the same dept that perform risk assessment thru Account Reviews and such after the customer already gotten the cards. But may be you dont, because you seem to be real proud on getting 30 cards at age of 24, as if that is all that counts. What really counts is how long (and how steady) one can stay in the game and not trip wire.
Aug 29, 2014, 8:02 pm
#880
Join Date: Jan 2013
Location: BOS
Programs: AA EXP, DL PM, Hyatt Diamond
Posts: 2,028
Many people want a high probability of success rate versus "taking risks and leaps of faith" - as you already learn that this game does not allow much room for error.
As for being young and gotten many cards, and 770 FICO... I hope you at least understand that FICO is not a be all end all determinant - it is an INITIAL admission ticket, but there are many other factors in a bank's risk assessment system to look at.
Further more, if you have not come across this thread before, it may be to your benefit to read thru it.
http://www.flyertalk.com/forum/chase...account-s.html
A common pattern has emerged that quite a few people gotten shut down by Chase seem to be after they have gotten many cards in fairly short period of time.
You may realize that the dept approve you the cards is not the same dept that perform risk assessment thru Account Reviews and such after the customer already gotten the cards. But may be you dont, because you seem to be real proud on getting 30 cards at age of 24, as if that is all that counts. What really counts is how long (and how steady) one can stay in the game and not trip wire.
As for being young and gotten many cards, and 770 FICO... I hope you at least understand that FICO is not a be all end all determinant - it is an INITIAL admission ticket, but there are many other factors in a bank's risk assessment system to look at.
Further more, if you have not come across this thread before, it may be to your benefit to read thru it.
http://www.flyertalk.com/forum/chase...account-s.html
A common pattern has emerged that quite a few people gotten shut down by Chase seem to be after they have gotten many cards in fairly short period of time.
You may realize that the dept approve you the cards is not the same dept that perform risk assessment thru Account Reviews and such after the customer already gotten the cards. But may be you dont, because you seem to be real proud on getting 30 cards at age of 24, as if that is all that counts. What really counts is how long (and how steady) one can stay in the game and not trip wire.
I most certainly understand that FICO is not an end-all-be-all, but I don't think anyone cares about me going into my financial details in depth in a post.
I'll leave this conversation at that. Thanks for the pointers re: what happened with this app. Like I said, you live, you learn.
Aug 29, 2014, 10:06 pm
#881
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Regarding two-browser-method:
The pulls are merged at the same agency only if the agency can't tell them apart enough to be sure they aren't duplicates. Is that really the case with a personal and a biz pull from Chase? At Citi, it didn't work with personal vs biz, and it also didn't work for AA vs a personal card of a "different-enough type" at Citi (Citi super-compartmentalizes it's different affinity cards). I can't remember whether it was AA vs TYP or AA vs HH or what combinations that didn't get merged, while 2xAA did get merged and 2xHH did get merged.
The pulls are merged at the same agency only if the agency can't tell them apart enough to be sure they aren't duplicates. Is that really the case with a personal and a biz pull from Chase? At Citi, it didn't work with personal vs biz, and it also didn't work for AA vs a personal card of a "different-enough type" at Citi (Citi super-compartmentalizes it's different affinity cards). I can't remember whether it was AA vs TYP or AA vs HH or what combinations that didn't get merged, while 2xAA did get merged and 2xHH did get merged.
Aug 30, 2014, 6:35 am
#882
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
Aw, crap. I remember thinking this when she said it, but I also remember having my Visa Signature card dropped to $2K when requested at some point with Chase.
The cards show up like this on BofA.com: Alaska Airlines Platinum Plus Visa.
What happens now? Can I get out of the (apparently $50 for this card) annual fee? 6k miles, or whatever this gets me, doesn't excite me enough to keep these cards open. Any other recourse to have them upgraded?
The cards show up like this on BofA.com: Alaska Airlines Platinum Plus Visa.
What happens now? Can I get out of the (apparently $50 for this card) annual fee? 6k miles, or whatever this gets me, doesn't excite me enough to keep these cards open. Any other recourse to have them upgraded?
Aug 30, 2014, 3:06 pm
#883
Join Date: Apr 2005
Location: NYC
Posts: 1,756
And that's why we don't apply for these cards very often: you're not guaranteed you're gonna get the Plat. But we're still rolling in AS points! How? Look north of the border! Get yourself an SIN and start churning the MBNA AS cards! Double dipping with these bad boys are great for 2 reasons: only one version of the card means 25K automatically, and when u close a card they'll gladly transfer CL to your other card like chase does so u never lose CL. Plus, apply through GCR and get $60 of the AF refunded! This is so much better than the Signature-Platinum+ gamble u take whenever you try to churn these with B of A!
Aug 30, 2014, 4:01 pm
#884
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
They use Canadian credit bureaus, of course. Mbna and Amex pull from Transunion and chase pulls from equifax. But you'll need an SIN to double dip.
Aug 30, 2014, 5:29 pm
#885
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,257
Unless there's some easy trick, getting an SIN for a non-Canadian resident is gonna be about as easy as getting a US SSN for a non-US resident.
So for those of us 'south of the border', we're mostly stuck with BoA.
Could be worse - be glad AS doesn't partner with US Bank (or Barclays!).
So for those of us 'south of the border', we're mostly stuck with BoA.
Could be worse - be glad AS doesn't partner with US Bank (or Barclays!).
