Last edit by: muji
As an additional resource for these cards see this thread: Alaska Airlines Visa
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
- $50 per company, $25 per card (Business Level Earning Plan)
- $0 per company, $75 per card (Individual Level Earning Plan)
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
Alaska Airlines card offers, Personal & Business [2012-2016]
#2956
Suspended
Join Date: Dec 2014
Posts: 8,460
Thanks for ur reply. It's not I didn't want to pay them their $8 back. It was a mistake. Change of address and by mistake my wife used Boa card and all the time I was under the impression tat no one uses the card.
I have very good standing and Score with other banks. I was just asking for suggestions to solve this if possible.
I have very good standing and Score with other banks. I was just asking for suggestions to solve this if possible.
#2957
Join Date: Sep 2015
Posts: 476
After my failed recon call, I applied for my wife and she was approved right away with $7k limit. After waiting an hour i applied for another Personal Alaska card and this one was declined. Now confused abt calling recon or not. Any suggestions here? Thanks.
#2958
Join Date: Jul 2013
Posts: 1,784
It's a toll free number, and if you don't call you are not going to get a card. Why wouldn't you call several times, and see if you can get a CSR who will understand your non-payment was in fact a mistake, and approve you after all? Really nothing to lose, other than a few minutes of your time.
#2959
Join Date: Mar 2013
Location: NYC
Programs: AAdvantage, UA Mileage Plus, IHG Rewards Club
Posts: 379
I don't have a business card with BoA before, and applied for it online but got the pending application notice. I just got a notice in the mail that they need additional information from me like proof of business ownership, complete business physical address, and verification of legal structure of business.
I applied as a sole proprietor, what kind of documents can I provide them? I've just been reselling on the side.
I applied as a sole proprietor, what kind of documents can I provide them? I've just been reselling on the side.
#2960
Join Date: Jun 2015
Posts: 3
I got approved for personal ($8k credit line) and business (small $4k credit line for small sole proprietorship) around the beginning of the year. I plan to follow the once every 3 months plan on personal AA cards because I value the Emirates options greatly. I have a six-figure income and the $8k personal line BoA extended is the smallest that any of the banks have given me - is this typical of BoA or is it dependent on whether you have a pre-existing relationship, etc.?
I'll plan on lowering my CL to $2k before applying for subsequent cards but just wanted to check to see if there's any reason for them offering lower/anything I can do to remedy, since in my mind $8k on my first one is closer to the $5k needed for Signature than I'd like since I plan to churn through these 4x/year if possible.
I'll plan on lowering my CL to $2k before applying for subsequent cards but just wanted to check to see if there's any reason for them offering lower/anything I can do to remedy, since in my mind $8k on my first one is closer to the $5k needed for Signature than I'd like since I plan to churn through these 4x/year if possible.
#2961
Join Date: Jul 2015
Posts: 65
1. I believe people are advising at least 3 months is safe, and recommend trying to earn some more AS miles inbetween rather than simply getting the signup bonus and putting in the sock drawer until you cancel (account shut downs CAN happen). Honestly I'd like to see more data points myself how often people are getting approved these days along with their AS app history
2. Because more credit available through a bank generally helps you get approved with higher limits. The goal here is to get the Visa Sig version, which (almost) always starts at $5k. If BofA decides they'll only extend, let's say, $15k of credit to you, and you have an AS card with $12k limit, you're not getting another card instantly approved for the $5k goal; but if you lower that card to $2k first, you probably will. None of this is guaranteed, but it helps more than it hurts.
3. Yes
2. Because more credit available through a bank generally helps you get approved with higher limits. The goal here is to get the Visa Sig version, which (almost) always starts at $5k. If BofA decides they'll only extend, let's say, $15k of credit to you, and you have an AS card with $12k limit, you're not getting another card instantly approved for the $5k goal; but if you lower that card to $2k first, you probably will. None of this is guaranteed, but it helps more than it hurts.
3. Yes
#2962
Join Date: Feb 2015
Posts: 31
Applied for a few BOA cards last week and was declined due to too many inquiries - not with BOA, just in general on the Experian report. I also got a bit of a lecture for the CSR. The second CSR was a bit more helpful and asked some questions but still, no dice.
My oldest cards are with BOA and I offered to move some credit but nope.
Has anyone had luck with freezing experian (which has by far the most inquiries of the 3 bureaus) and reapplying to BOA?
My oldest cards are with BOA and I offered to move some credit but nope.
Has anyone had luck with freezing experian (which has by far the most inquiries of the 3 bureaus) and reapplying to BOA?
#2963
Join Date: Feb 2012
Posts: 599
I applied for the Visa Signature with $100 credit on $1k spend + 25k points + companion cert .... but got approved with only a $2k line of credit (i.e. a platinum plus card).
I plan on calling recon on this, but what's the process actually - will they restart my application and cancel my plat plus card? Will I be able to get the $100 credit also? Is there a different recon number to call or the special spanish number is fine?
I currently don't have any BoA personal cards to move credit around from, but otherwise have high income/high fico/many credit cards open recently like any other churner.
I plan on calling recon on this, but what's the process actually - will they restart my application and cancel my plat plus card? Will I be able to get the $100 credit also? Is there a different recon number to call or the special spanish number is fine?
I currently don't have any BoA personal cards to move credit around from, but otherwise have high income/high fico/many credit cards open recently like any other churner.
#2964
Join Date: Jan 2015
Location: SFO
Programs: PetCo Pals Rewards
Posts: 531
I applied for the Visa Signature with $100 credit on $1k spend + 25k points + companion cert .... but got approved with only a $2k line of credit (i.e. a platinum plus card).
I plan on calling recon on this, but what's the process actually - will they restart my application and cancel my plat plus card? Will I be able to get the $100 credit also? Is there a different recon number to call or the special spanish number is fine?
I currently don't have any BoA personal cards to move credit around from, but otherwise have high income/high fico/many credit cards open recently like any other churner.
I plan on calling recon on this, but what's the process actually - will they restart my application and cancel my plat plus card? Will I be able to get the $100 credit also? Is there a different recon number to call or the special spanish number is fine?
I currently don't have any BoA personal cards to move credit around from, but otherwise have high income/high fico/many credit cards open recently like any other churner.
#2966
Join Date: Oct 2002
Posts: 255
I read that there is no pre-set spending limit on this visa signature card. so what is the practical limit if say my credit line is $20000? What is the rule of thumb? twice as much as the credit line? thanks
#2967
Join Date: Nov 2013
Location: LAX, LGB, SNA
Programs: AA EXP OWE, DL DM ST+, AS MVPG, UA, BA, WN CP, Hyatt E, Ritz Plat, HH GM
Posts: 3,185
#2969
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Where did you read this?
#2970
Join Date: Feb 2015
Location: SJC
Programs: HHonors DIamond
Posts: 8
How long after canceling cards do you recommend waiting before reapplying? I have had both biz and personal for 11 months. Can I cancel then reapply immediately?