Mar 12, 2014, 3:53 pm
Last edit by: muji
As an additional resource for these cards see this thread: Alaska Airlines Visa
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
- $50 per company, $25 per card (Business Level Earning Plan)
- $0 per company, $75 per card (Individual Level Earning Plan)
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
Alaska Airlines card offers, Personal & Business [2012-2016]
Dec 11, 2015, 8:39 am
#2881
Join Date: Jun 2014
Posts: 76
Looking to get another Signature card. I went through all the trouble of upgrading the last one to Signature and was looking for advice as to the best odds of getting another Signature card (close this one and apply again, keep this one open, etc.)
Any help is appreciated.
Dec 11, 2015, 10:32 am
#2882
Join Date: Jul 2013
Posts: 1,784
Correct. Sorry for the confusion.
Looking to get another Signature card. I went through all the trouble of upgrading the last one to Signature and was looking for advice as to the best odds of getting another Signature card (close this one and apply again, keep this one open, etc.)
Looking to get another Signature card. I went through all the trouble of upgrading the last one to Signature and was looking for advice as to the best odds of getting another Signature card (close this one and apply again, keep this one open, etc.)
I think some people close it first, and some people keep the first one open when applying for a second.
I would recommend at least lowering your CL to around $2K if you keep the first one open before applying for another.
Dec 11, 2015, 10:56 am
#2883
Join Date: Jul 2014
Posts: 126
So is the strategy still 1 biz + 1 personal every 90 days (or maybe even more) still effective?
Anyhow, if the above still applies, do i close out my 1 personal + 1 biz before proceeding or do I hold on to them? At what point have you closed them?
Side topic: I hate how some people really pressed it to more than this and killed a perfect 200k mile golden goose per year from what I've read.
Anyhow, if the above still applies, do i close out my 1 personal + 1 biz before proceeding or do I hold on to them? At what point have you closed them?
Side topic: I hate how some people really pressed it to more than this and killed a perfect 200k mile golden goose per year from what I've read.
Dec 11, 2015, 8:20 pm
#2884
Join Date: May 2015
Posts: 441
So is the strategy still 1 biz + 1 personal every 90 days (or maybe even more) still effective?
Anyhow, if the above still applies, do i close out my 1 personal + 1 biz before proceeding or do I hold on to them? At what point have you closed them?
Side topic: I hate how some people really pressed it to more than this and killed a perfect 200k mile golden goose per year from what I've read.
Anyhow, if the above still applies, do i close out my 1 personal + 1 biz before proceeding or do I hold on to them? At what point have you closed them?
Side topic: I hate how some people really pressed it to more than this and killed a perfect 200k mile golden goose per year from what I've read.
spend a little more time reading and you will get various answers throughout this thread...ultimately up to you
Dec 13, 2015, 12:30 pm
#2885
Join Date: Jan 2013
Location: Ohio (CLE or CAK)
Programs: United platinum, Hilton Diamond, Marriott Platinum Elite, Hyatt Explorist, IHG plat
Posts: 83
Ouch! Got approved for my first BOA Alaska Air cc but got TWO hard pulls from them instead of just one. It's great to be able to get multiple cards from them eventually, but maybe not at the cost of 2 hard pulls for each one! Here's what Credit Karma shows:
Account Type Date Opened Balance Reported By
BANK OF AMERICA Credit Card Nov 22, 2015 $75 Equifax
BK OF AMER Credit Card Nov 22, 2015 $75 TransUnion
Is this common with Bank of America?
Account Type Date Opened Balance Reported By
BANK OF AMERICA Credit Card Nov 22, 2015 $75 Equifax
BK OF AMER Credit Card Nov 22, 2015 $75 TransUnion
Is this common with Bank of America?
Dec 13, 2015, 1:16 pm
#2886
Join Date: Jan 2015
Location: SFO
Programs: PetCo Pals Rewards
Posts: 531
Ouch! Got approved for my first BOA Alaska Air cc but got TWO hard pulls from them instead of just one. It's great to be able to get multiple cards from them eventually, but maybe not at the cost of 2 hard pulls for each one! Here's what Credit Karma shows:
Account Type Date Opened Balance Reported By
BANK OF AMERICA Credit Card Nov 22, 2015 $75 Equifax
BK OF AMER Credit Card Nov 22, 2015 $75 TransUnion
Is this common with Bank of America?
Account Type Date Opened Balance Reported By
BANK OF AMERICA Credit Card Nov 22, 2015 $75 Equifax
BK OF AMER Credit Card Nov 22, 2015 $75 TransUnion
Is this common with Bank of America?
Dec 13, 2015, 2:43 pm
#2887
Moderator: Budget Travel forum & Credit Card Programs, FlyerTalk Evangelist
Join Date: Aug 2002
Location: YYJ/YVR and back on Van Isle ....... for now
Programs: UA lifetime MM / *A Gold
Posts: 14,431
Dec 13, 2015, 3:01 pm
#2888
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,772
Ouch! Got approved for my first BOA Alaska Air cc but got TWO hard pulls from them instead of just one. It's great to be able to get multiple cards from them eventually, but maybe not at the cost of 2 hard pulls for each one! Here's what Credit Karma shows:
Account Type Date Opened Balance Reported By
BANK OF AMERICA Credit Card Nov 22, 2015 $75 Equifax
BK OF AMER Credit Card Nov 22, 2015 $75 TransUnion
Is this common with Bank of America?
Account Type Date Opened Balance Reported By
BANK OF AMERICA Credit Card Nov 22, 2015 $75 Equifax
BK OF AMER Credit Card Nov 22, 2015 $75 TransUnion
Is this common with Bank of America?
I think I would dispute that as duplicate with Experian to get one removed.
Dec 13, 2015, 7:24 pm
#2889
Join Date: Jan 2015
Location: SFO
Programs: PetCo Pals Rewards
Posts: 531
Well, when I sat down to look at my Experian report ordered 2 weeks ago, I found out BofA had 2 pulls on Experian on the same day in March this year - 2 personal cards and the information shown on Experian is IDENTICAL on everything. 2 pulls have not combined regardless from the same bureau with everything matched. I think I would dispute that as duplicate with Experian to get one removed.
I think I would dispute that as duplicate with Experian to get one removed.
Dec 14, 2015, 10:21 am
#2890
Join Date: Jan 2013
Location: Ohio (CLE or CAK)
Programs: United platinum, Hilton Diamond, Marriott Platinum Elite, Hyatt Explorist, IHG plat
Posts: 83
Correct. This is my first BOA Alaska Air card, and it's a personal one. BOA did two hard pulls, one each from TransUnion and Equifax, before giving me this one card. Two hard inquiries, one from each of two credit bureaus, is pretty harsh just to get one card. I do like the "freeze one of the bureaus" comment above, although that seems a bit of a pain and also odd to have to do.
Dec 14, 2015, 11:27 am
#2891
Join Date: Jan 2015
Location: SFO
Programs: PetCo Pals Rewards
Posts: 531
Yes, it is a bit of a pain, but where I'm at BoA, Chase, Citi, and Amex all pull Experian. By freezing it I can get BoA and Chase to pull other bureaus, but I have to call in to provide a pin for my Citi and Amex applications. It's worth it to spread the inquiries around though.
Dec 14, 2015, 6:51 pm
#2892
Join Date: May 2014
Location: SoCal
Posts: 2,164
Yes, it is a bit of a pain, but where I'm at BoA, Chase, Citi, and Amex all pull Experian. By freezing it I can get BoA and Chase to pull other bureaus, but I have to call in to provide a pin for my Citi and Amex applications. It's worth it to spread the inquiries around though.
Dec 14, 2015, 7:43 pm
#2893
Join Date: Jan 2015
Location: SFO
Programs: PetCo Pals Rewards
Posts: 531
Dec 15, 2015, 10:56 am
#2894
Join Date: Aug 2015
Posts: 214
I didn't realize getting some banks to pull another bureau was as easy as freezing one and telling them to pull another. Is this a common method for some churners? And do they always give you the choice? I always felt like requesting what report to pull seemed shady as if I'm hiding a report with negative marks on it or something.
I have 0 pulls on Equifax so this would be great news.
I have 0 pulls on Equifax so this would be great news.
Dec 15, 2015, 11:50 am
#2895
Join Date: Jan 2015
Location: SFO
Programs: PetCo Pals Rewards
Posts: 531
I think there was a doctor of credit post on this but I can't seem to find it. So I'll recap here:
They never give you a choice, some banks will just fall over to a secondary report if they can't get the first one. BoA and Chase tend to do this, Citi and Amex do not. Not sure about Barclays because they are one of the few that pull from TransUnion as primary, and so no reason to freeze it. It's also nice to freeze Experian since you can check up on your TransUnion and Equifax weekly for free on Credit Karma and make sure there are no unauthorized entries, but you have to pay to get your Experian report on a regular basis.
They never give you a choice, some banks will just fall over to a secondary report if they can't get the first one. BoA and Chase tend to do this, Citi and Amex do not. Not sure about Barclays because they are one of the few that pull from TransUnion as primary, and so no reason to freeze it. It's also nice to freeze Experian since you can check up on your TransUnion and Equifax weekly for free on Credit Karma and make sure there are no unauthorized entries, but you have to pay to get your Experian report on a regular basis.