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msv Apr 16, 2010 9:53 am

I'm wondering if I will get to stay on longer due to a volcano preventing an integration project from starting?:D

Phudnik Apr 16, 2010 9:53 am


Originally Posted by ConciergeMike (Post 13783644)
So account for the minimums and then throw everything else possible at the one with the higher rate until that's gone, and then repeat for the lower rate?

Calculators will tell you that you will pay off debt much faster if you follow this approach.

Guten :rolleyes:. I am looking at two more opportunities not to get upgraded on UA today in the process of getting home at 1:30 am. Lucky me.

uncertaintraveler Apr 16, 2010 9:58 am

See Dave Ramsey is Bad at Math.

Mackieman Apr 16, 2010 10:04 am

So much :rolleyes:, so little time.

ssullivan Apr 16, 2010 10:09 am


Originally Posted by Anglo Large Clawed Otter (Post 13780487)
I can haz summa cum laude. w00t.

Congrats!

ssullivan Apr 16, 2010 10:12 am

I love how when reading online reviews of hotels in Hawaii, I find posts saying things like "The hotel was fabulous, but we were especially thrilled that there was a Cheesecake Factory and a Cold Stone Creamery within a couple of blocks. You should definitely eat at those while you're here!"

Um, no.

I guess to some people the idea of eating out on vacation means "hit all the chain restaurants." I'd much rather experience the local cuisine and spend at least one meal in one of the area's finest local establishments than eat bland reheated mass produced "food" at a chain restaurant that exists in every city with more than 500,000 residents these days.

Mackieman Apr 16, 2010 10:12 am


Originally Posted by ssullivan (Post 13783908)
I love how when reading online reviews of hotels in Hawaii, I find posts saying things like "The hotel was fabulous, but we were especially thrilled that there was a Cheesecake Factory and a Cold Stone Creamery within a couple of blocks. You should definitely eat at those while you're here!"

Um, no.

I guess to some people the idea of eating out on vacation means "hit all the chain restaurants." I'd much rather experience the local cuisine and spend at least one meal in one of the area's finest local establishments than eat bland reheated mass produced "food" at a chain restaurant that exists in every city with more than 500,000 residents these days.

Amen.

icurhere2 Apr 16, 2010 10:14 am


Originally Posted by Mackieman (Post 13782672)
Wirelessly posted (BlackBerry9630/5.0.0.484 Profile/MIDP-2.1 Configuration/CLDC-1.1 VendorID/104)

I find it striking that the McDonalds I am in right now has nicer decor than the AUS PClub.

The MSY SC has nice decor - quite comfy for the next 45 minutes (got here 45 minutes ago).

Trustguy Apr 16, 2010 10:15 am

Good morning Box. I am cleaning up the evidence of the party that spontaneously broke out here last night. GF is a bit under the weather this morning. Needless to say, we are getting a bit of a late start on our drive to PSP this morning.

Steph3n Apr 16, 2010 10:16 am


Originally Posted by ssullivan (Post 13783908)
I love how when reading online reviews of hotels in Hawaii, I find posts saying things like "The hotel was fabulous, but we were especially thrilled that there was a Cheesecake Factory and a Cold Stone Creamery within a couple of blocks. You should definitely eat at those while you're here!"

Um, no.

I guess to some people the idea of eating out on vacation means "hit all the chain restaurants." I'd much rather experience the local cuisine and spend at least one meal in one of the area's finest local establishments than eat bland reheated mass produced "food" at a chain restaurant that exists in every city with more than 500,000 residents these days.

wow go some place to eat at cheesefake gagtery and cold stone creamery(they aren't bad but :rolleyes: expensive for it)

I am not going to say anymore, it would be rude toward such people.

Steph3n Apr 16, 2010 10:17 am


Originally Posted by Trustguy (Post 13783932)
Good morning Box. I am cleaning up the evidence of the party that spontaneously broke out here last night. GF is a bit under the weather this morning. Needless to say, we are getting a bit of a late start on our drive to PSP this morning.

alkaseltzer mornin after needed? :D

icurhere2 Apr 16, 2010 10:17 am


Originally Posted by gbryan84 (Post 13783299)
Do they put liquid smoke in the artificial meat?


Originally Posted by ConciergeMike (Post 13783322)
Do you really want the answer to that question? Did you ever read Fast Food Nation?

"They" would put semi-gelatinous smoke into the product if it reduced the production costs and preserved the other "items" in the product.

icurhere2 Apr 16, 2010 10:19 am


Originally Posted by ConciergeMike (Post 13783473)
Is it still smart debt reduction strategy to attack the highest interest rate first if the higher-rate debt has the smaller balance?

There are very limited cases where this is not the appropriate move - remember focusing on paying off the lower-rate balance means the higher-rate balance effectively becomes your de facto "cost of capital".

Trustguy Apr 16, 2010 10:20 am


Originally Posted by Steph3n (Post 13783941)
alkaseltzer mornin after needed? :D

3 accountants, a neighbor, a dog and a big bottle of vodka caused quite a bit of havoc.

icurhere2 Apr 16, 2010 10:21 am


Originally Posted by ConciergeMike (Post 13783644)
So account for the minimums and then throw everything else possible at the one with the higher rate until that's gone, and then repeat for the lower rate?

Yep - some people like the sense of accomplishment of paying off specific balances but retiring the highest rate balances almost creates the most desirable result.


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