Apr 14, 2016, 7:52 am
Last edit by: garykung
CitiGold is Citi's premium banking relationship. To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
Be aware that Citi Wealth Management will not allow any trading of non traditional stocks and ETFs. No leveraged ETFs, no inverse ETFs. Its brokerage service is similar to Chase YouInvest. It is just basic investment service.
1. Click HERE to read a separate thread discussing expiration of ThankYou Points when closing a Citigold account.
2. Citi has introduced Citi Priority with a minimum combined balance of $50K as of November 6, 2016. Those who were no longer qualified under the new Citigold requirement has been downgraded to Citi Priority. Discussion HERE.
Be aware that Citi Wealth Management will not allow any trading of non traditional stocks and ETFs. No leveraged ETFs, no inverse ETFs. Its brokerage service is similar to Chase YouInvest. It is just basic investment service.
1. Click HERE to read a separate thread discussing expiration of ThankYou Points when closing a Citigold account.
2. Citi has introduced Citi Priority with a minimum combined balance of $50K as of November 6, 2016. Those who were no longer qualified under the new Citigold requirement has been downgraded to Citi Priority. Discussion HERE.
Benefits of a Citigold account? [consolidated]
May 4, 2013, 4:47 pm
#106
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
My mom just automatically got her fee waived on her TY Premier card, applied 3/2012. She is Citigold
May 4, 2013, 6:11 pm
#107
Join Date: Jun 2010
Posts: 117
Can someone clarify what the current status is of ATM withdrawals domestically and overseas are with Citigold? (as opposed to Schwab)
My understanding is Schwab charges no fees of their own for any ATM usage anywhere, reimburses any other ATM network charges (US or foreign), and does Forex conversion at the cost to them. Is that correct?
How does that compare to Citigold?
My understanding is Schwab charges no fees of their own for any ATM usage anywhere, reimburses any other ATM network charges (US or foreign), and does Forex conversion at the cost to them. Is that correct?
How does that compare to Citigold?
May 4, 2013, 6:48 pm
#108
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
Can someone clarify what the current status is of ATM withdrawals domestically and overseas are with Citigold? (as opposed to Schwab)
My understanding is Schwab charges no fees of their own for any ATM usage anywhere, reimburses any other ATM network charges (US or foreign), and does Forex conversion at the cost to them. Is that correct?
How does that compare to Citigold?
My understanding is Schwab charges no fees of their own for any ATM usage anywhere, reimburses any other ATM network charges (US or foreign), and does Forex conversion at the cost to them. Is that correct?
How does that compare to Citigold?
May 4, 2013, 7:43 pm
#109
Join Date: May 2010
Location: Rockin' the Bakken
Programs: Several
Posts: 978
Can someone clarify what the current status is of ATM withdrawals domestically and overseas are with Citigold? (as opposed to Schwab)
My understanding is Schwab charges no fees of their own for any ATM usage anywhere, reimburses any other ATM network charges (US or foreign), and does Forex conversion at the cost to them. Is that correct?
How does that compare to Citigold?
My understanding is Schwab charges no fees of their own for any ATM usage anywhere, reimburses any other ATM network charges (US or foreign), and does Forex conversion at the cost to them. Is that correct?
How does that compare to Citigold?
And their Forex conversion rate is spot on. I can't speak for Citigold though, I have no experience with that.
May 5, 2013, 8:12 am
#111
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,489
That being said, Schwab reimburses these charges for all clients.
May 5, 2013, 9:19 am
#112
Join Date: Sep 2006
Location: SFO
Programs: BA Avios, UA MP, AA, Choice, Club Carlson
Posts: 1,096
I have read the whole thread but there is still nothing definitive about the fee waivers right.? Sometimes they do, sometimes they don't. Sometimes it's for card that is older, othertimes it doesn't matter. Maybe two cards max. Maybe zero.
Basically ymmv. Do defitive advice right?
Basically ymmv. Do defitive advice right?
May 10, 2013, 5:14 am
#115
Join Date: Nov 2010
Location: Brooklyn
Programs: AMEX Plat, AAdvantage Gold, UA, SPG Gold, HHonors Gold
Posts: 963
I don't know why all the sudden excitement though - aren't all the card fee waivers gone now (for new customers) ?
I have some cards grandfathered in on no fee- but not new ones.
Or is that another YMMV??
I have some cards grandfathered in on no fee- but not new ones.
Or is that another YMMV??
May 10, 2013, 5:50 am
#116
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,489
It's that we were all told that card fee waivers were gone except for those customers who had grandfathered accounts... yet people with new card accounts are now seeing fee waivers (even though it's not a published benefit of Citigold).
May 10, 2013, 6:10 am
#117
Join Date: Nov 2010
Location: Brooklyn
Programs: AMEX Plat, AAdvantage Gold, UA, SPG Gold, HHonors Gold
Posts: 963
May 10, 2013, 11:39 am
#118
Join Date: Sep 2004
Location: Tampa, FL
Posts: 239
Conversely (or just a con), I am ex citigold (now just regualar citipleb) and Citi have charged me $7.92 for withdrawing euro 200 from a citi branch in Barcelona as they claim it was a non citi withdrawal? Correspondence with chiti (sic) is ongoing.
May 10, 2013, 12:02 pm
#119
Join Date: Jan 2010
Programs: AA EXP/LT PLT
Posts: 1,467
Not sure when I became a citigold holder but it was sometime between 2010-2011.
I sent a SM asking if the annual fee for the TY Premier CC(I don't have it now) would be waived and got a reply as follows.
I sent a SM asking if the annual fee for the TY Premier CC(I don't have it now) would be waived and got a reply as follows.
Terms and conditions for customers may be different per card. We are unable to disclose if the annual fee would be billed across all accounts.
May 10, 2013, 12:56 pm
#120
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,489
200 euros = approx 260 usd x 3% = $7.80