Apr 14, 2016, 7:52 am
Last edit by: garykung
CitiGold is Citi's premium banking relationship. To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
Be aware that Citi Wealth Management will not allow any trading of non traditional stocks and ETFs. No leveraged ETFs, no inverse ETFs. Its brokerage service is similar to Chase YouInvest. It is just basic investment service.
1. Click HERE to read a separate thread discussing expiration of ThankYou Points when closing a Citigold account.
2. Citi has introduced Citi Priority with a minimum combined balance of $50K as of November 6, 2016. Those who were no longer qualified under the new Citigold requirement has been downgraded to Citi Priority. Discussion HERE.
Be aware that Citi Wealth Management will not allow any trading of non traditional stocks and ETFs. No leveraged ETFs, no inverse ETFs. Its brokerage service is similar to Chase YouInvest. It is just basic investment service.
1. Click HERE to read a separate thread discussing expiration of ThankYou Points when closing a Citigold account.
2. Citi has introduced Citi Priority with a minimum combined balance of $50K as of November 6, 2016. Those who were no longer qualified under the new Citigold requirement has been downgraded to Citi Priority. Discussion HERE.
Benefits of a Citigold account? [consolidated]
Mar 22, 2009, 1:36 pm
#1
Original Poster
Join Date: Jul 2006
Location: USA
Programs: Hilton Diamond, Priority Club Plat
Posts: 374
Benefits of a Citigold account? [consolidated]
I had my Citibank banking accounts upgraded to Citigold recently. As I was running through MEX today, I saw a lounge that had a sign outside that said "Citigold Clients". I went in to inquire and they said that Citigold client plus up to two guests are allowed complimentary access space permitting at the lounge. It was the Mexicana Lounge.
I was never told when I was upgraded that I would have access to airport/airline lounges... Are there others that I have access to now as a Citigold client?
Thanks!
I was never told when I was upgraded that I would have access to airport/airline lounges... Are there others that I have access to now as a Citigold client?
Thanks!
Mar 23, 2009, 8:36 pm
#3
Original Poster
Join Date: Jul 2006
Location: USA
Programs: Hilton Diamond, Priority Club Plat
Posts: 374
Thats what I was asking 
I called Citigold and the rep said that he has "heard" in come countries outside of the US there are arrangements for local Citigold clients to use lounges. I guess they just didn't know the difference. By guess here is that Citibank in Mexico must have worked something out with that lounge for access.
The rep did say that he has heard "there is a lounge in Bahrain that allows access to local Citigold clients."...
Hmmmmmmmmmm
On a side not, slightly OT, how do you like Citigold? Any benefits I should expect. The rep from Citibank never explained the benefits to me.
I called Citigold and the rep said that he has "heard" in come countries outside of the US there are arrangements for local Citigold clients to use lounges. I guess they just didn't know the difference. By guess here is that Citibank in Mexico must have worked something out with that lounge for access.
The rep did say that he has heard "there is a lounge in Bahrain that allows access to local Citigold clients."...
Hmmmmmmmmmm
On a side not, slightly OT, how do you like Citigold? Any benefits I should expect. The rep from Citibank never explained the benefits to me.
Mar 24, 2009, 1:32 pm
#5
Join Date: Oct 2004
Location: NYC
Programs: AS MVP Gold, BA Silver, AA Gold, Marriott Titanium, Hyatt Globalist
Posts: 1,619
The most valuable benefits for us are the free credit cards (all with no annual fees)---- Citibank Aadvantage cards, Diners Club, Citi Premier Pass etc. etc..
Mar 25, 2009, 12:29 pm
#6
Original Member
Join Date: May 1998
Location: Tampa, FL
Programs: AAMM & PLT; UA Gold, DL Silver, Marriott LT Titanium Elite, Hilton Diamond, Hertz #1 Gold Club
Posts: 1,591
Mar 25, 2009, 2:15 pm
#7
Join Date: Oct 2004
Location: NYC
Programs: AS MVP Gold, BA Silver, AA Gold, Marriott Titanium, Hyatt Globalist
Posts: 1,619
Mar 25, 2009, 3:22 pm
#8
Join Date: Jan 2006
Location: SEA
Posts: 398
Back to OP's topic, how do you prove Citigold status, I don't think there is anything I have that could show me as being a citigold, certainly don't want to carry my bank statement around.
Mar 25, 2009, 3:25 pm
#9
Original Poster
Join Date: Jul 2006
Location: USA
Programs: Hilton Diamond, Priority Club Plat
Posts: 374
I showed them my Citigold debit/banking card.
Mar 25, 2009, 11:11 pm
#10
In memoriam
Join Date: Jan 2006
Posts: 4,020
IMHO, as a Citigold account holder, the only even vaguely valuable perk is getting cash at foreign ATMs with no add-on charges.
Oh, yeah, you can also get a wire transfer without paying the usual Citi $25 or so fee (which I got waived anyhow, before I got the gold status). I still wonder why a bank wants to charge me for wire transfering a goodly sum into one of its accounts?
I suspect I'll be closing out the gold Citi accounts soon. Original lure was a bonus Thank You point offer which, now, almost a year later, I still haven't got.
Lucky I got all those Citi credit card bonus AA miles to even things out.
Of course, if Gold gets into lounges that might change the situation.
Oh, yeah, you can also get a wire transfer without paying the usual Citi $25 or so fee (which I got waived anyhow, before I got the gold status). I still wonder why a bank wants to charge me for wire transfering a goodly sum into one of its accounts?
I suspect I'll be closing out the gold Citi accounts soon. Original lure was a bonus Thank You point offer which, now, almost a year later, I still haven't got.
Lucky I got all those Citi credit card bonus AA miles to even things out.
Of course, if Gold gets into lounges that might change the situation.
Mar 27, 2009, 8:01 am
#12
Join Date: Oct 2004
Location: NYC
Programs: AS MVP Gold, BA Silver, AA Gold, Marriott Titanium, Hyatt Globalist
Posts: 1,619
Jun 16, 2009, 8:09 am
#13
Join Date: Dec 2006
Posts: 61
Benefits for being a Citi Gold account holder?
Hello,
I searched and was not clear on this so I'd like to ask for your expertise. I know that as a Citi Gold account holder, you don't have to pay for the annual fees for certain credit cards such as Premier elite and AA advantage. Also, you get 1200 TY (the max) a month for doing business with Citi bank. Are there any other benefits for Citi Gold that I'm not aware of?
Thanks
Trang
I searched and was not clear on this so I'd like to ask for your expertise. I know that as a Citi Gold account holder, you don't have to pay for the annual fees for certain credit cards such as Premier elite and AA advantage. Also, you get 1200 TY (the max) a month for doing business with Citi bank. Are there any other benefits for Citi Gold that I'm not aware of?
Thanks
Trang
Jun 16, 2009, 9:21 am
#14
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
Waiver of foreign exchange fees when using their debit (even as a credit) card.
1 AA mile per point when using the AA debit card.
To me, this is a big deal for foreign travel. Waiving foreign exchange fees and get 1 mile per dollar.
1 AA mile per point when using the AA debit card.
To me, this is a big deal for foreign travel. Waiving foreign exchange fees and get 1 mile per dollar.
Jun 17, 2009, 1:45 pm
#15
Join Date: Sep 2008
Location: NYC
Programs: AA PLT 2MM
Posts: 395
Can you give me some more info about the 1200 TY points? I have a Citibank Gold account (checking and savings) as well as a Citibank mortgage but only get 600 TY points per month. I'd be happy to double that if you can tell me how.