Apr 14, 2016, 7:52 am
Last edit by: garykung
CitiGold is Citi's premium banking relationship. To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
Be aware that Citi Wealth Management will not allow any trading of non traditional stocks and ETFs. No leveraged ETFs, no inverse ETFs. Its brokerage service is similar to Chase YouInvest. It is just basic investment service.
1. Click HERE to read a separate thread discussing expiration of ThankYou Points when closing a Citigold account.
2. Citi has introduced Citi Priority with a minimum combined balance of $50K as of November 6, 2016. Those who were no longer qualified under the new Citigold requirement has been downgraded to Citi Priority. Discussion HERE.
Be aware that Citi Wealth Management will not allow any trading of non traditional stocks and ETFs. No leveraged ETFs, no inverse ETFs. Its brokerage service is similar to Chase YouInvest. It is just basic investment service.
1. Click HERE to read a separate thread discussing expiration of ThankYou Points when closing a Citigold account.
2. Citi has introduced Citi Priority with a minimum combined balance of $50K as of November 6, 2016. Those who were no longer qualified under the new Citigold requirement has been downgraded to Citi Priority. Discussion HERE.
Benefits of a Citigold account? [consolidated]
Oct 29, 2010, 10:29 pm
#31
Join Date: Jun 2008
Location: ORD
Programs: AA EXP / UA Lifetime Gold / Marriott Lifetime Plat / SPG Plat / Hyatt Diamond / HH Diamond / Avis CC
Posts: 483
They tell you which cards are applicable.....
As a Citigold® member, your annual fee is waived on a choice of credit and debit cards. Here's how much you'll save:
Savings per year on cards:
Citi® Platinum Select® / AAdvantage® World MasterCard® $85
Citi PremierPass® Card ? Elite Level $75
Premium Citibank® / AAdvantage® debit card1 $65
Free Citibank® Debit MasterCard®, with enrollment of your checking account in Citi® ThankYou® Rewards2 N/A
As a Citigold® member, your annual fee is waived on a choice of credit and debit cards. Here's how much you'll save:
Savings per year on cards:
Citi® Platinum Select® / AAdvantage® World MasterCard® $85
Citi PremierPass® Card ? Elite Level $75
Premium Citibank® / AAdvantage® debit card1 $65
Free Citibank® Debit MasterCard®, with enrollment of your checking account in Citi® ThankYou® Rewards2 N/A
Oct 30, 2010, 12:15 am
#33
Join Date: Nov 2004
Location: Los Angeles, CA; Philadelphia, PA
Programs: OZ Diamond
Posts: 6,139
LAX
Oct 31, 2010, 4:59 am
#35
Join Date: Dec 2006
Location: BTR, MSY
Programs: DL, BA, AA, UA, HHonors, PC
Posts: 200
Are you sure Citi Personal Wealth Management is the new name for Smith Barney? Isn't it Morgan Stanley Smith Barney? If I have over 50k in retirement funds with Morgan Stanley Smith Barney can I get these offers? All my advisor talks about is the FMA cards.
Oct 31, 2010, 11:38 am
#36
Join Date: Oct 2004
Location: NYC
Programs: AS MVP Gold, BA Silver, AA Gold, Marriott Titanium, Hyatt Globalist
Posts: 1,619
I transferred an IRA over to Citi a few years ago specifically to fulfill the Citigold minimum balances. It was initially placed into a Smith Barney account, then migrated to a website that read Morgan Stanley Smith Barney, and then some time last year was migrated (involuntarily) to a website titled Citi Personal Wealth Management. The IRA Custodian on my account is listed as Citigroup Global Markets, Inc.. I don't know the historical migration patterns of various retirement accounts, but I'm quite certain that IRAs currently under Citigroup management count towards the minimum Citigold balances.
Nov 3, 2010, 10:25 pm
#37
FlyerTalk Evangelist
Join Date: Jul 2003
Location: jfk area
Programs: AA platinum; 2MM AA, Delta Diamond, Hilton Diamond
Posts: 10,291
Morgan Stanley-Smith Barney used to be the affiliated brokerage account for CB; Wealth Management is now the ba.
If you have securities, you can transfer them into CB, as a custodian, to meet the minimum requirement for free CitiGold.
With CiitGold, if you use your linked atm card, they will reimburse you for the fees (up to $5/transaction, 6 times a month).
If you have securities, you can transfer them into CB, as a custodian, to meet the minimum requirement for free CitiGold.
With CiitGold, if you use your linked atm card, they will reimburse you for the fees (up to $5/transaction, 6 times a month).
Nov 9, 2010, 6:43 am
#39
Join Date: Apr 2001
Location: Varies :-)
Programs: AS; AA; UA; DL; VS; BA; Nat'l Emer. Exec.; AGR
Posts: 2,250
Nov 22, 2010, 9:09 pm
#40
Join Date: Mar 2001
Location: Dallas
Programs: AA PLT/5MM; AS MVP GLD 75K; DL DM; EK SLV; HHonors DIAM; Marriott GLD
Posts: 4,092
You get a free safe deposit box and reduced cost (no cost?) wire transfers. Snore.... ooops, I'm putting myself to sleep.
Also, the Citibank website stays gold, even after you log out! So, when you retype www.citibankonline.com later on from the same computer, you get greeted with the gold instead of the blue!
Also, the ATM card used to be clearly differentiated from normal Citi ATM cards, but I'm not sure if that's the case anymore. A couple of years ago, they issued a debit MasterCard in lieu of an ATM card-- now, it is in semi-translucent brown/orange and looks like something that would store food stamp credits.
Also, the Citibank website stays gold, even after you log out! So, when you retype www.citibankonline.com later on from the same computer, you get greeted with the gold instead of the blue!
Also, the ATM card used to be clearly differentiated from normal Citi ATM cards, but I'm not sure if that's the case anymore. A couple of years ago, they issued a debit MasterCard in lieu of an ATM card-- now, it is in semi-translucent brown/orange and looks like something that would store food stamp credits.
Nov 22, 2010, 9:56 pm
#41
Join Date: Mar 2005
Posts: 125
Now, chase bank offer 25k+25k CO miles for new business account and personal account. I opened a business account and a FREE premium personal account with a free safe deposit box. What I should do is purchase five times per month to waive business monthly fee.
Dec 2, 2010, 10:27 am
#42
Join Date: Jan 2007
Posts: 206
I have an old 401k from my previous employer that should cover for the requirement. I was thinking of rolling it over to vanguard but would not mind moving to cb. The thing is that I already have a pwm account through another bank (employee based) which offers pretty much every thing(no forex or atm fees) except AA miles. Does the premium aa debit card offer any extra warranties/ protection, paypass etc? To make it worth while to go through that effort?
Jan 19, 2011, 4:20 am
#43
FlyerTalk Evangelist
Join Date: Jul 2003
Location: jfk area
Programs: AA platinum; 2MM AA, Delta Diamond, Hilton Diamond
Posts: 10,291
[Citigold] and new Citi cards [fee waiver] questions
When I logged onto to my citigold acct today and tried to access my linked thank you credit cards, a screen popped up, giving info about some of their new cards (and the ability to convert on line); a grid can be obtained comparing the new cards. One of the perks (for the highest level card) 15% off both domestic and intl travel, the next lower card, has the discount only for domestic--this seems like a good deal(?)
They don't mention fees in that grid, but from another search, the highest level one is $500/yr and $125/yr for the next lowest.
Does Ciitigold waive the fees for both of these?
I tried logging back to citibank.com, but the upgrade screen did not re-appear.
They don't mention fees in that grid, but from another search, the highest level one is $500/yr and $125/yr for the next lowest.
Does Ciitigold waive the fees for both of these?
I tried logging back to citibank.com, but the upgrade screen did not re-appear.
Jan 19, 2011, 6:19 am
#44
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Discussion of the three new cards is here:
http://www.flyertalk.com/forum/other...-prestige.html
Discussion of the conversion process is here:
http://www.flyertalk.com/forum/other...nversions.html
Comparison of new Premier level versus discontinued PremierPass Elite is here:
http://www.flyertalk.com/forum/other...er-2010-a.html
Comparison of new Prestige level versus Chairman card is here:
http://www.flyertalk.com/forum/other...-chairman.html
http://www.flyertalk.com/forum/other...-prestige.html
Discussion of the conversion process is here:
http://www.flyertalk.com/forum/other...nversions.html
Comparison of new Premier level versus discontinued PremierPass Elite is here:
http://www.flyertalk.com/forum/other...er-2010-a.html
Comparison of new Prestige level versus Chairman card is here:
http://www.flyertalk.com/forum/other...-chairman.html
Last edited by mia; Jan 19, 2011 at 6:25 am
Jan 20, 2011, 6:58 am
#45
Join Date: Sep 2008
Location: CTS
Programs: AA:1MM
Posts: 743
but not hurry, they will send you a letter explaining your fate. if your annual fee is less, then you should just let them do it via letter. if you use the site, you pay the fee it tells you. If you get the letter, you pay the fee you presently do.
-- I don't know about the citigold benefits or how they will impact.