Dec 30, 2014, 12:31 pm
Last edit by: mia
ALL Citi HHonors application links are now DEAD.
Citi's contract to issue Hilton co-branded cards ends December 31, 2017. Citi will sell most accounts to American Express. The criteria for determining which accounts are eligible to be sold are unpublished. Read Hilton FAQ: http://hiltonhonors3.hilton.com/en/e...-card-faq.html .
Citi's contract to issue Hilton co-branded cards ends December 31, 2017. Citi will sell most accounts to American Express. The criteria for determining which accounts are eligible to be sold are unpublished. Read Hilton FAQ: http://hiltonhonors3.hilton.com/en/e...-card-faq.html .
Citi Hilton Honors VISA (no annual fee version) [Ends Dec 2017]
Mar 21, 2017, 11:10 am
#1292
Join Date: Oct 2010
Location: Feeder Band Land (South FL)
Programs: seeking best cc sign-up & spend bonus offers
Posts: 865
Received via mail 75Kpt $2K 3mos offer;
Is it excluded from 24mo rule? Can't find T&C.
Phone rep told me I closed a previous HHonors cc Apr 2016...
What is best, if any, non-24mo rule HHonors offer currently? Link?
Saw mention of 40Kpt offer in wiki, but no link...
Thanks.
Is it excluded from 24mo rule? Can't find T&C.
Phone rep told me I closed a previous HHonors cc Apr 2016...
What is best, if any, non-24mo rule HHonors offer currently? Link?
Saw mention of 40Kpt offer in wiki, but no link...
Thanks.
Mar 21, 2017, 11:16 am
#1293
Moderator
Original Poster
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
the blue text in the Wikipost is the link: https://www.citicards.com/cards/cred...B=S&ID=3004&uc
Mar 21, 2017, 12:39 pm
#1294
Join Date: Oct 2011
Posts: 4,166
Received via mail 75Kpt $2K 3mos offer;
Is it excluded from 24mo rule? Can't find T&C.
Phone rep told me I closed a previous HHonors cc Apr 2016...
What is best, if any, non-24mo rule HHonors offer currently? Link?
Saw mention of 40Kpt offer in wiki, but no link...
Thanks.
Is it excluded from 24mo rule? Can't find T&C.
Phone rep told me I closed a previous HHonors cc Apr 2016...
What is best, if any, non-24mo rule HHonors offer currently? Link?
Saw mention of 40Kpt offer in wiki, but no link...
Thanks.
Mar 21, 2017, 6:20 pm
#1296
Join Date: Oct 2010
Location: Feeder Band Land (South FL)
Programs: seeking best cc sign-up & spend bonus offers
Posts: 865
(despite what citi cus.serv. phone rep said)
(any experts confirm PLEASE)
(entire online T&C)
"1TERMS & CONDITIONS
Printer-Friendly Version
CITI DISCLOSURES
Interest Rates and Interest Charges
Annual per.cent.age Rate (APR) for Purchases
15.74%.
This APR will vary with the market based on the Prime Rate.a
APR for Balance Transfers
15.74% for transfers completed within 2 months from date of account opening.
This APR will vary with the market based on the Prime Rate.a
APR for Cash Advances
25.74%
This APR will vary with the market based on the Prime Rate.b
Penalty APR and When it Applies
Up to 29.99%, based on your credit.worthiness. This APR will vary with the market based on the Prime Rate.c
This APR may be applied to your account if you:
(1) Make a late payment or
(2) Make a payment that is returned.
How Long Will the Penalty APR Apply? If your APRs are increased for either of these reasons, the Penalty APR may apply indefinitely.
How to Avoid Paying Interest on Purchases
Your due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge
If you are charged interest, the charge will be no less than 50 cents.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee
None
Transaction Fees
• Balance Transfer
Either $5 or 3% of the amount of each transfer, whichever is greater.
• Cash Advance
Either $10 or 5% of the amount of each cash advance, whichever is greater.
• Foreign Purchase Transaction
3% of each purchase transaction in US dollars.
Penalty Fees
• Late Payment
Up to $35
• Returned Payment
Up to $35
How We Will Calculate Your Balance: We use a method called "daily balance."
For more information call Citibank at 1-877-337-8187. New York residents may contact the New York State Department of Financial Services at (800) 342-3736 or www.dfs.ny.gov for comparative information on credit card rates, fees and grace periods.
Payment Allocation: We may apply the portion of your payments up to your Minimum Payment Due to lower APR balances first, including transferred balances. Generally, payments above your Minimum Payment Due will be applied to your highest rate balance first.
Prime Rate: The variable rates shown here are accurate based on a 3.75% Prime Rate.
a We add 11.99% to the Prime Rate to determine the Purchase/Balance Transfer APR.
b We add 21.99% to the Prime Rate to determine the Cash Advances APR.
c We add up to 26.74% to the Prime Rate to determine the Penalty APR.
Variable rate APRs will not exceed 29.99%.
Citi® Hilton HHonorsTM Visa Signature® Card Terms & Conditions
This offer is valid for new accounts only. You must be at least 18 years of age. If you're married, you may apply for a separate account. Citibank, N.A., Sioux Falls, SD, ("Citi," "we" or "us") is the issuer of your account. Please allow 4 weeks from date of submission to process your Card Account application.
By submitting this application, you request that Citibank, N.A. ("Citibank") establish a Citi® Hilton HHonorsTM Visa Signature® Card account (the "Card Account") to you and any authorized users you have designated. You agree that all information provided in this application must be verifiable and accurate. The Card Account is governed by the terms of the card agreement ("Card Agreement") provided when the Card Account is issued.
Identity Verification
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that we will ask for your name, address, date of birth, and other information that will allow us to identify you when you open an account. We may also ask to see your driver's license or other identifying documents; and obtain identification information about you or any authorized user you add to your account.
Credit Reports
You authorize us to get credit reports and other information about you from consumer reporting agencies and other sources, for such purposes as: determining whether to issue you a Card Account, administering, reviewing and renewing the Card Account, credit line increases or decreases, collection and other servicing of the Card Account, and offering other products and services and for any other uses permitted by law. If you ask us, we'll tell you whether or not we requested a credit bureau report and the names and addresses of any credit bureaus that provided us with such reports. From time to time, we may report negative information about your Card Account behavior, like delinquencies, to consumer reporting agencies.
Credit Information
To receive a Card Account, you must meet our applicable criteria bearing on creditworthiness.
Your revolving credit limit will be determined based on the following:
Your annual salary and wages
Any other annual income
A review of your debt, including the debt listed on your credit report
We'll inform you of your revolving credit limit when you receive your credit card. Some limits may be as low as $4000. Please note that cash advances may be limited to a portion of your revolving credit limit.
Card Agreement
If you are approved for a Card Account, you'll receive a Card Agreement before you can use your Card Account. The terms of the Card Agreement will take effect once you use your Card Account. Even if you do not use your Card Account, the Card Agreement will take effect if you do not cancel your Card Account within 30 days after we send you the Card Agreement. We have the right to make changes to the terms of your Card Account (including rates and fees) in accordance with the Card Agreement.
Information Sharing
You authorize us to report to Hilton, Hilton HHonorsTM Points earned with us. You also authorize us to share with Hilton experiential and transactional information regarding your activity with us.
Special Notices
Notice to Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
Notice to Wisconsin Residents: No marital property agreement, unilateral statement, or court decree adversely affects our rights, unless you give us a copy of such agreement, statement or court order before we grant you credit, or we have actual knowledge of its terms before your account is opened.
Important Information About Adding An Authorized User
Before adding an authorized user to your Card Account you should know:
You're responsible for all charges made or allowed to the Card Account by the authorized user.
Authorized users have access to your Card Account information.
Before adding an authorized user, you must let him/her know that we may report Card Account performance to the credit reporting agencies in the authorized user's name.
If we ask for information about the authorized user, you must obtain their permission to share their information with us and for us to share it as allowed by applicable law.
Balance Transfer Information
How to Make Balance Transfers
After receiving your card, you can call the customer service number on the back of your card to transfer balances. Balance transfers are made available at our discretion. All balance transfers are subject to the standard purchase APR unless an introductory and/or other promotional rate applies.
If we give you the option to transfer a balance with your application, it will take at least 14 days after your Card Account is opened to process any balance transfer payments. During this time, you may cancel or modify your balance transfer request by calling the number on the back of your card.
You may transfer any amount, but the total amount of your balance transfer plus balance transfer fees must be less than your available revolving credit limit. Be sure you don't transfer any disputed purchase or other charge amount because you may lose your dispute rights. You can't transfer balances from other accounts issued by Citibank, N.A. or its affiliates. To see if your Card Account is issued by Citi, go to citi.com/affiliatesproducts for a list of Citi products and affiliates.
Continue to make payments on your other accounts until you have confirmed this balance transfer has been received. Once approved, we'll pay the amount of the balance transfer directly to that issuer. The available revolving credit limit for your new card will be reduced by the total amount of the transfers, including fees we approve.
Things You Should Know About Your Balance Transfer Offer:
If you transfer a balance with this offer, interest will be charged on purchases made with your Card Account unless your purchases have a 0% APR, or you pay the New Balance shown on your statement (including the amount of your balance transfer) in full by the payment due date each billing period.
If you default under your Card Agreement you may lose any promotional APR on the balance transfer.
Additional Information
Any benefit, reward, service or feature offered in connection with your Card Account may change or be discontinued at any time for any reason, except as otherwise expressly indicated. Citi isn't responsible for products and services offered by other companies.
PRESCREEN & OPT–OUT NOTICE: This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies tollfree at 1-888-5-OPTOUT (1-888-567-8688) or write to any of the following consumer reporting agencies: Experian Information Solutions, P.O. Box 919, Allen, TX 75103; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; TransUnion, P.O. Box 505, Woodlyn, PA 19094-0505.
Reward Program Information
Earn Hilton HHonors Bonus Points
Hilton HHonors Bonus Points will appear in your Hilton HHonors account within 4-6 weeks after you have met the purchase requirements.
You will earn 6 HHonors Bonus Points for each dollar on hotel stays within the Hilton Portfolio, 3 HHonors Bonus Points for each dollar spent at supermarkets, gas stations and drug stores and 2 HHonors Bonus Points for other purchases.
To qualify for 6 HHonors Bonus Points per dollar spent, purchases including but not limited to charges at hotel restaurants, lounges, retail stores, or spas, must be charged to a cardmember's hotel room bill and settled using the Citi Hilton HHonors Visa card upon checkout. Certain on-property vendors may not permit cardmember to charge to their hotel room, and such charges are not eligible to earn 6 HHonors Bonus Points per dollar spent. Hotels are responsible for classifying transactions to enable Citi to recognize which ones qualify for 6 HHonors Bonus Points. If Citi receives a transaction without that information, Citi is unable to recognize that it qualifies. Citi reserves the right to determine which transactions qualify for 6 HHonors Bonus Points.
Supermarkets are stand-alone merchants that primarily sell a complete line of food merchandise for home consumption. Drugstores are stand-alone merchants that sell prescription and proprietary drugs and non-prescription medicines. Gas stations are stand-alone merchants that sell vehicle fuel for consumer use. Purchases made at warehouse clubs, discount stores, department stores and convenience stores do not qualify. We do not determine whether merchants appropriately identify transactions, but we do reserve the right to determine which purchases qualify for the 3 HHonors Bonus Points per dollar spent on these categories.
Eligible Purchases
Hilton HHonors Bonus Points are earned on purchases except returned goods and services, cash advances, convenience checks, transferred balances, credits, account fees and interest charges. Hilton HHonors Bonus Points will appear in your Hilton HHonors account within 4-6 weeks after you have met the purchase requirements and do not count toward elite tier qualification. Visit HHonors.com/Terms for complete Terms and Conditions.
Reward Nights
Hilton HHonors Points required for a reward night vary based on the category of hotel and whether the reward night is redeemed at a location during a peak or off-peak period. Visit HHonors.com/HotelRewards to see the number of points required to book rewards stays at each category level. Reward nights and Bonus points are defined by HHonors in the HHonors program Terms and Conditions. Visit HHonors.com/Terms for complete details.
Complimentary Hilton HHonors Silver Status
HHonors Silver status is complimentary as a Citi® Hilton HHonorsTM Visa cardmember.
Two Ways to Gold Status
If a cardmember wishes to obtain HHonors Gold status, just complete four qualifying stays within first 90 days of cardmembership. A cardmember can also upgrade to HHonors Gold status by making $20,000 or more in purchases each calendar year. You will retain Gold status for the remainder of the calendar year in which it was earned through the end of the following calendar year. Stays must be charged to the cardmember's hotel room bill and settled using your Citi Hilton HHonors Visa Signature card upon checkout to count towards the fast track requirement. Purchases exclude returned goods and services, cash advances, convenience checks, transferred balances, credits, account fees and interest charges. Allow 4-6 weeks from completion of purchase requirements for your status to be upgraded.
Annual Loyalty Bonus
Purchases must be charged to the cardmember's hotel room bill and settled using your Citi Hilton HHonors Visa Signature card upon checkout. Returned goods and services do not count towards the spend requirement. Certain on-property vendors may not permit cardmember to charge to their hotel room, and such charges do not count towards the spend requirement. Your Citi Hilton HHonors Visa Signature card account must be open and current at the time the points are awarded. Hotels are responsible for classifying transactions to enable Citi to recognize which ones qualify as a hotel within the Hilton Portfolio. If Citi receives a transaction without that information, Citi is unable to recognize that it qualifies. Citi reserves the right to determine which transactions qualify for a hotel stay. Points will be posted by March 31 of the following year.
Visit HHonors.com/Terms for complete Terms and Conditions
Hilton HHonors membership, earning of Points & Miles™, and redemption of points are subject to HHonors Terms and Conditions. © 2016 Hilton Worldwide.
I have read and agree to the Terms and Conditions, which contain rate, fee, and other information, including other cost and rewards information, if applicable. Note: You must check the box before submitting the application.
I have read and agree to the Terms and Conditions, which contain rate, fee, and other information, including other cost and rewards information, if applicable. Note: You must check the box before submitting the application.
All fields and checkboxes must be completed in order for the submit button to turn green, which enables you to select it. Please correct any errors."
Mar 21, 2017, 10:02 pm
#1298
Join Date: May 2014
Location: SoCal
Posts: 2,164
I never tried this but may be 40k to 50k or 60k instead of 75k would have a better shot since the spending on all of these cards is the same (1k spending)
Mar 22, 2017, 1:47 am
#1299
Join Date: Feb 2012
Posts: 4,477
Mar 22, 2017, 6:46 am
#1300
Join Date: Oct 2010
Location: Feeder Band Land (South FL)
Programs: seeking best cc sign-up & spend bonus offers
Posts: 865
Yes.
No problem with posting link AFTER approval-denial, but...
ONLY if link does NOT expose my code or other personal data.
(link before code = citi.com/applyhiltonhonorscard)
Could others confirm that complete online T&C posted above
has or doesn't have 24mo rule...?
No problem with posting link AFTER approval-denial, but...
ONLY if link does NOT expose my code or other personal data.
(link before code = citi.com/applyhiltonhonorscard)
Could others confirm that complete online T&C posted above
has or doesn't have 24mo rule...?
Mar 22, 2017, 6:55 am
#1301
Moderator
Original Poster
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Mar 22, 2017, 6:59 am
#1302
Join Date: Jan 2014
Posts: 1,269
Yes.
No problem with posting link AFTER approval-denial, but...
ONLY if link does NOT expose my code or other personal data.
(link before code = citi.com/applyhiltonhonorscard)
Could others confirm that complete online T&C posted above
has or doesn't have 24mo rule...?
No problem with posting link AFTER approval-denial, but...
ONLY if link does NOT expose my code or other personal data.
(link before code = citi.com/applyhiltonhonorscard)
Could others confirm that complete online T&C posted above
has or doesn't have 24mo rule...?
Mar 22, 2017, 7:25 am
#1303
Join Date: Oct 2010
Location: Feeder Band Land (South FL)
Programs: seeking best cc sign-up & spend bonus offers
Posts: 865
APPROVED AFTER PHONE CALL!
(after online message to call 866-606-2787)
(last HHonors card cancelled 4/2016)
Phone rep verified 75Kpt bonus offer active for me.
7-10 days to deliver, no expediting offered...
Here is apparent no-24mo-rule application URL with all
possibly-personal-characters changed to "x"
https://www.citicards.com/cards/cred...TOKEN=xxxxxxxx
NOTE: FIRST CLUSTER OF 8 X'S ENDS WITH 1, NOT ALLEGEDLY GENERIC 6 OR 7
(no more about it online or PM, sorry)
(after online message to call 866-606-2787)
(last HHonors card cancelled 4/2016)
Phone rep verified 75Kpt bonus offer active for me.
7-10 days to deliver, no expediting offered...
Here is apparent no-24mo-rule application URL with all
possibly-personal-characters changed to "x"
https://www.citicards.com/cards/cred...TOKEN=xxxxxxxx
NOTE: FIRST CLUSTER OF 8 X'S ENDS WITH 1, NOT ALLEGEDLY GENERIC 6 OR 7
(no more about it online or PM, sorry)
Last edited by TravelPhotographer; Mar 22, 2017 at 11:55 am
Mar 22, 2017, 10:05 am
#1304
Join Date: May 2014
Location: SoCal
Posts: 2,164