Aug 23, 2016, 12:58 pm
Last edit by: StartinSanDiego
Chase allows points earned with different cards, or by members of the same household, or owners of the same business, to combine points in one Ultimate Rewards account.
These are the rules for personal cards:
These are the rules for business cards. (All INK cards are business cards.)
Q: Ok, so I won't be violating any of the above rules. How do I combine or transfer my points?
A: Log in to your Chase Ultimate Rewards account. Click your point balance to reveal a drop down menu. Choose Combine points. You can then choose to move your points between your own credit card UR accounts, or "Add a Household Member" to transfer points to.
If you are experiencing technical problems combining points, please see Problems Combining UR points between accounts.
Combining is not the same as transferring. The rules for transferring to an airline or hotel program are subtly different. Those rules and procedures are discussed in another thread:
11.15.2015 Ultimate Rewards transfer ONLY to own & AU's airline/hotel accounts
These are the rules for personal cards:
Combine points with other Chase cards with Ultimate Rewards
You can move your points, but only to another Chase card with Ultimate Rewards belonging to you or one member of your household.
Go to chase.com/ultimaterewards, call the number on the back of your card or visit a Chase branch to move your points.
You can't move points to another eligible card if either account is prohibited from earning or using points at the time you attempt to move the points.
You can move your points, but only to another Chase card with Ultimate Rewards belonging to you or one member of your household.
Go to chase.com/ultimaterewards, call the number on the back of your card or visit a Chase branch to move your points.
You can't move points to another eligible card if either account is prohibited from earning or using points at the time you attempt to move the points.
These are the rules for business cards. (All INK cards are business cards.)
Combine points with other Chase cards with Ultimate Rewards
You can move your points, but only to another Chase card with Ultimate Rewards belonging to you, one member of your household, or your joint business owner, as applicable. If we suspect that you've engaged in fraudulent activity related to your credit card account or Ultimate Rewards, or that you've misused Ultimate Rewards in any way (for example by buying or selling points, moving or transferring points with or to an ineligible third party or account, or repeatedly opening or otherwise maintaining credit card accounts for the sole purpose of generating rewards) we may temporarily prohibit you from earning points or using points you've already earned. If we believe you've engaged in any of these acts, we'll close your credit card account and you'll lose all your points.
You can move your points, but only to another Chase card with Ultimate Rewards belonging to you, one member of your household, or your joint business owner, as applicable. If we suspect that you've engaged in fraudulent activity related to your credit card account or Ultimate Rewards, or that you've misused Ultimate Rewards in any way (for example by buying or selling points, moving or transferring points with or to an ineligible third party or account, or repeatedly opening or otherwise maintaining credit card accounts for the sole purpose of generating rewards) we may temporarily prohibit you from earning points or using points you've already earned. If we believe you've engaged in any of these acts, we'll close your credit card account and you'll lose all your points.
Q: Ok, so I won't be violating any of the above rules. How do I combine or transfer my points?
A: Log in to your Chase Ultimate Rewards account. Click your point balance to reveal a drop down menu. Choose Combine points. You can then choose to move your points between your own credit card UR accounts, or "Add a Household Member" to transfer points to.
If you are experiencing technical problems combining points, please see Problems Combining UR points between accounts.
Combining is not the same as transferring. The rules for transferring to an airline or hotel program are subtly different. Those rules and procedures are discussed in another thread:
11.15.2015 Ultimate Rewards transfer ONLY to own & AU's airline/hotel accounts
Combining UR points from multiple card accounts [Consolidated]
Nov 1, 2017, 9:35 pm
#76
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
Downgrading the card to a Freedom card - I have one already - but didn't I just read that with a Freedom card you can't transfer points to an airline or hotel program?
I posted in another thread re: my CSR and Freedom Card, as my CSR annual fee is coming up, and I probably won't be able to get more than the $300 travel credit back, which I will net paying $150 for the card for next year, and am wondering what's the best way to go about it. Basically all I want to do is to retain the ability to transfer points to an airline/hotel program.
Thank you.
I posted in another thread re: my CSR and Freedom Card, as my CSR annual fee is coming up, and I probably won't be able to get more than the $300 travel credit back, which I will net paying $150 for the card for next year, and am wondering what's the best way to go about it. Basically all I want to do is to retain the ability to transfer points to an airline/hotel program.
Thank you.
See this thread too: https://www.flyertalk.com/forum/chas...2017-a-11.html
Nov 1, 2017, 9:55 pm
#77
Join Date: Feb 2003
Location: On strike
Posts: 8,135
You have to hold a Chase UR card that charges an annual fee to be able to transfer pts to airlines/hotels. So that would be CSP, CSR or Chase Ink Bus. Preferred.
See this thread too: https://www.flyertalk.com/forum/chas...2017-a-11.html
See this thread too: https://www.flyertalk.com/forum/chas...2017-a-11.html
Another (arguably better) resource: https://www.flyertalk.com/forum/chas...tc-2017-a.html
Nov 12, 2017, 6:08 pm
#79
Join Date: Mar 2012
Posts: 315
Want to make sure before I cancel CSP...
I have: CSP, Ink cash, AU on husband's Freedom Unlimited, and now AU on husband's CSR.
Husband has: Ink cash, Freedom Unlimited, CSR.
I don't need to pay $95 for my CSP since I now use his CSR. But before I cancel it I want to make SURE I will be able to transfer any points I earn (basically from the Ink cash at this point) to his CSR. Currently I have it linked and I can. That won't go away if I get rid of my CSP, correct?
Thanks!
Husband has: Ink cash, Freedom Unlimited, CSR.
I don't need to pay $95 for my CSP since I now use his CSR. But before I cancel it I want to make SURE I will be able to transfer any points I earn (basically from the Ink cash at this point) to his CSR. Currently I have it linked and I can. That won't go away if I get rid of my CSP, correct?
Thanks!
Nov 12, 2017, 6:14 pm
#80
Join Date: Mar 2012
Posts: 315
Downgrade CSP
Pros:
Keep card history (length) intact, helps credit score
Get the new card without a hit to credit report
Would it count against 5/24?
Cons:
No $150 signup bonus
Correct? Any other pros/cons?
Nov 13, 2017, 6:34 am
#81
Join Date: Sep 2011
Posts: 1,857
Minor side bonus: If you've spent any $ at Walmart or Dept Stores since October 1 with your CSP, you'll get 5x UR retroactively when you activate your new Freedom before mid-December.
Nov 13, 2017, 1:41 pm
#83
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Dec 18, 2017, 10:23 am
#85
Join Date: Nov 2011
Location: Iowa
Posts: 730
combining UR for Business Ink and Reserve
How do I combine the UR for my Business Ink with my Reserve accounts?
I've messaged Chase and they tell me that I need to call them to do this. When I call they say it can't be done because one is a business account and one is a consumer account.
Or...should I even do this?
I was just thinking it would be easier to have the points in one account.
Thanks.
I've messaged Chase and they tell me that I need to call them to do this. When I call they say it can't be done because one is a business account and one is a consumer account.
Or...should I even do this?
I was just thinking it would be easier to have the points in one account.
Thanks.
Dec 18, 2017, 11:11 am
#88
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
Note: there are some minor disadvantages to doing this which you can find using the search function.
Dec 18, 2017, 11:41 am
#89
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
You may not be looking in the right place. Combining is not the same as Transferring. Start by logging in to one of your Ultimate Rewards accounts, click the account balance in the upper right, and choose Combine Points.
Last edited by mia; Dec 18, 2017 at 11:55 am