Aug 23, 2016, 12:58 pm
Last edit by: StartinSanDiego
Chase allows points earned with different cards, or by members of the same household, or owners of the same business, to combine points in one Ultimate Rewards account.
These are the rules for personal cards:
These are the rules for business cards. (All INK cards are business cards.)
Q: Ok, so I won't be violating any of the above rules. How do I combine or transfer my points?
A: Log in to your Chase Ultimate Rewards account. Click your point balance to reveal a drop down menu. Choose Combine points. You can then choose to move your points between your own credit card UR accounts, or "Add a Household Member" to transfer points to.
If you are experiencing technical problems combining points, please see Problems Combining UR points between accounts.
Combining is not the same as transferring. The rules for transferring to an airline or hotel program are subtly different. Those rules and procedures are discussed in another thread:
11.15.2015 Ultimate Rewards transfer ONLY to own & AU's airline/hotel accounts
These are the rules for personal cards:
Combine points with other Chase cards with Ultimate Rewards
You can move your points, but only to another Chase card with Ultimate Rewards belonging to you or one member of your household.
Go to chase.com/ultimaterewards, call the number on the back of your card or visit a Chase branch to move your points.
You can't move points to another eligible card if either account is prohibited from earning or using points at the time you attempt to move the points.
You can move your points, but only to another Chase card with Ultimate Rewards belonging to you or one member of your household.
Go to chase.com/ultimaterewards, call the number on the back of your card or visit a Chase branch to move your points.
You can't move points to another eligible card if either account is prohibited from earning or using points at the time you attempt to move the points.
These are the rules for business cards. (All INK cards are business cards.)
Combine points with other Chase cards with Ultimate Rewards
You can move your points, but only to another Chase card with Ultimate Rewards belonging to you, one member of your household, or your joint business owner, as applicable. If we suspect that you've engaged in fraudulent activity related to your credit card account or Ultimate Rewards, or that you've misused Ultimate Rewards in any way (for example by buying or selling points, moving or transferring points with or to an ineligible third party or account, or repeatedly opening or otherwise maintaining credit card accounts for the sole purpose of generating rewards) we may temporarily prohibit you from earning points or using points you've already earned. If we believe you've engaged in any of these acts, we'll close your credit card account and you'll lose all your points.
You can move your points, but only to another Chase card with Ultimate Rewards belonging to you, one member of your household, or your joint business owner, as applicable. If we suspect that you've engaged in fraudulent activity related to your credit card account or Ultimate Rewards, or that you've misused Ultimate Rewards in any way (for example by buying or selling points, moving or transferring points with or to an ineligible third party or account, or repeatedly opening or otherwise maintaining credit card accounts for the sole purpose of generating rewards) we may temporarily prohibit you from earning points or using points you've already earned. If we believe you've engaged in any of these acts, we'll close your credit card account and you'll lose all your points.
Q: Ok, so I won't be violating any of the above rules. How do I combine or transfer my points?
A: Log in to your Chase Ultimate Rewards account. Click your point balance to reveal a drop down menu. Choose Combine points. You can then choose to move your points between your own credit card UR accounts, or "Add a Household Member" to transfer points to.
If you are experiencing technical problems combining points, please see Problems Combining UR points between accounts.
Combining is not the same as transferring. The rules for transferring to an airline or hotel program are subtly different. Those rules and procedures are discussed in another thread:
11.15.2015 Ultimate Rewards transfer ONLY to own & AU's airline/hotel accounts
Combining UR points from multiple card accounts [Consolidated]
Jan 6, 2024, 4:06 pm
#406
Join Date: Sep 2009
Posts: 2,833
This is a silly question but want to confirm before I apply for the current Ink Unlimited bonus. If I have a business and personal card with UR and my wife has the Sapphire Preferred card (of which I am an AU), I can combinemiles from both of my cards to her account (either directly or by consolidating to my personal card and then sending to her) and then she can transfer points to a FF program in her name or mine?
Just want to make sure I am reading correctly and don't mess this up.
Just want to make sure I am reading correctly and don't mess this up.
Jan 6, 2024, 4:22 pm
#407
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,456
Mar 19, 2024, 1:05 pm
#408
Join Date: Jun 2007
Posts: 1,406
Chase web warns about manufactured spending and also churning.
I wanted to combine spouses points with mine. Because of the warning, I do not wish to call Chase.
Is there a way to still do this - is adding me as an authorized user avoids calling Chase and makes it safe?
I wanted to combine spouses points with mine. Because of the warning, I do not wish to call Chase.
Is there a way to still do this - is adding me as an authorized user avoids calling Chase and makes it safe?
Mar 19, 2024, 1:55 pm
#409
Join Date: May 2022
Posts: 2,263
If you are added as an employee on their cards, they can be transferred to your 3rd party programs, but not your chase account.
Mar 19, 2024, 2:05 pm
#410
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
you can move your points, but only to another Chase card with Ultimate Rewards belonging to you or one member of your household or owner of the company, as applicable. If we suspect or believe you’ve engaged in misuse, or fraudulent activity related to your credit card account or Ultimate Rewards (for example, by: buying or selling points, moving or transferring points to an ineligible third party or account, repeatedly opening or otherwise maintaining credit card accounts for the purpose of generating rewards or manufacturing spend), then we may temporarily prohibit you from earning points or using points you’ve already earned or close your credit card account.
Separate thread discussing what may go wrong: Problems Combining UR points between accounts
Last edited by mia; Mar 19, 2024 at 2:11 pm
Mar 19, 2024, 2:08 pm
#411
Join Date: May 2022
Posts: 2,263
If the employee resides in the same household, as a spouse often does, points can be Combined in the same UR account:
Y
I think sciconf is asking if this can be done online without interacting with customer service. In recent years the software is unreliable. If it does not allow the move, I would contact Chase by SM. They will ask you to call, but just refuse.
Y
I think sciconf is asking if this can be done online without interacting with customer service. In recent years the software is unreliable. If it does not allow the move, I would contact Chase by SM. They will ask you to call, but just refuse.
I miss the days where you could just add a card online to move them to
Mar 19, 2024, 3:22 pm
#412
Join Date: Jun 2007
Posts: 1,406
If the employee resides in the same household, as a spouse often does, points can be Combined in the same UR account:
I think sciconf is asking if this can be done online without interacting with customer service. In recent years the software is unreliable. If it does not allow the move, I would contact Chase by SM. They will ask you to call, but just refuse. They may ask for proof that the spouse is also an owner of the business, but enforcement is not consistent.
Separate thread discussing what may go wrong: Problems Combining UR points between accounts
I think sciconf is asking if this can be done online without interacting with customer service. In recent years the software is unreliable. If it does not allow the move, I would contact Chase by SM. They will ask you to call, but just refuse. They may ask for proof that the spouse is also an owner of the business, but enforcement is not consistent.
Separate thread discussing what may go wrong: Problems Combining UR points between accounts
I prefer to combine points - but seems there is a risk!
If there is no risk, I would like to move forward, either by adding as an auth user - will auth user approach means no contact with CSR?
Mar 19, 2024, 4:35 pm
#413
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
There is no approach that guarantees zero contact. The Combine screen may, or may not, let you add a card held by someone else as a destination, and if it does not you will need to contact Chase for assistance. Look at the other thread to understand what can go wrong: Problems Combining UR points between accounts
Apr 15, 2024, 11:04 pm
#414
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,722
I want to close my Chase Ink Biz Preferred due to AF. If I transfer points to my Chase Ink Unlimited will I lose the ability to transfer out to Air/Hotel partners?
I also have a JPM Reserve card but I don't see an option to transfer points from biz cards to personal cards. I have different portals for my personal and biz accounts.
Thanks
I also have a JPM Reserve card but I don't see an option to transfer points from biz cards to personal cards. I have different portals for my personal and biz accounts.
Thanks
Apr 15, 2024, 11:25 pm
#415
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,943
I want to close my Chase Ink Biz Preferred due to AF. If I transfer points to my Chase Ink Unlimited will I lose the ability to transfer out to Air/Hotel partners?
I also have a JPM Reserve card but I don't see an option to transfer points from biz cards to personal cards. I have different portals for my personal and biz accounts.
Thanks
I also have a JPM Reserve card but I don't see an option to transfer points from biz cards to personal cards. I have different portals for my personal and biz accounts.
Thanks
Apr 16, 2024, 4:17 am
#416
Join Date: Aug 2010
Location: California
Programs: American, SWA, United, IHG,Hilton, Hyatt, Marriott
Posts: 1,843
I want to close my Chase Ink Biz Preferred due to AF. If I transfer points to my Chase Ink Unlimited will I lose the ability to transfer out to Air/Hotel partners?
I also have a JPM Reserve card but I don't see an option to transfer points from biz cards to personal cards. I have different portals for my personal and biz accounts.
Thanks
I also have a JPM Reserve card but I don't see an option to transfer points from biz cards to personal cards. I have different portals for my personal and biz accounts.
Thanks
Apr 16, 2024, 9:19 am
#417
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA Plat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 16,854
(*) note that Chase calls it “Combine” points.
