starbuk

Call again and explain that the AU should not count. People have done this with success and been approved. You just have to push them. If it is not worth the bonus, then forget it and move on. Happened to many people so don't take it personally.

glammistress

My husband actually pushed back pretty hard with the rep regarding the AU cards, which stunned me (he doesn't like talking to reps on the phone, etc. Very shy). The rep shut him down completely. There's no way he'll call back, so I'm considering the matter closed. It's amazing to me. One of the chase accounts I have is the United Club - hubs is an AU on that account too - that darn card has a $400 annual fee that I pay!

pritomd

I just applied to try and take advantage of the Chase Freedom 20,000 point bonus. I got a 'Thanks for Applying...We need to review your application a little longer." page. I opened up a Citi Prestige in early May, and a Citi Premier in early June. Nothing outside of that for 2 years. Hopefully I still get it. Will the date of decision affect if I get the $200 CB offer instead of $100?

beltway

If you're approved, Chase will give you the 20,000 points if past practice is any indication. (This stands in contrast to Amex, which reportedly uses approval date & occasionally denies people bonuses on offers for which they applied, but which expired before approval.)

Happy

OT

I believe AMEX has changed the practice, now put in the fine print on the cut off for awarding bonus purpose.

Last Dec I applied the DL Biz Gold card a day before the offer expired. To my surprise, I did not get an instant approval as I always did with AMEX applications. Tried to call AMEX but found out I had to wait till Monday which passed the offer expiration date. While kicking myself, I re-read the offer fine prints - thank goodness it referred to must APPLY before offer expiration. Very clear wordings too.

Once I could get hold of AMEX new account, I got the approval over the phone but it passed the offer deadline. Asked the rep to notate the account, the rep checked then came back said you did not need the notation as you applied before the deadline. You should be fine. Bonus did post without hiccup.

snic

The first level rep is not authorized to do anything. You need to insist on talking to a supervisor. Tell them you have a complaint and they will escalate it. The next level up, the reps will consider removing AU accounts from the total. That was my experience and I think that of one or two others.

nangress

I applied for the Chase Freedom this morning - got the "pending further review" screen. I waited until the afternoon and called the reconsideration line. The rep told me I was denied because I had opened too many cards in the past 2 years. I asked what she saw and she said 5 new cards - and I explained that one of the 5 was really my changing from Ink Plus to Ink Cash. Then she said that it was an AU on my husband's account that showed and I told her I was on that just so I can call and talk about accounts and that I had taken myself off last night. She put me on hold, came back and reviewed things again and finally approved me after I moved 10K in CL from my Marriott card to the Freedom card. The call took 30 minutes, but I was pleased. I was super polite and had done my homework before the call, so that might have helped. Glad I didn't end up with a denial.

aza72

Other people in this thread have said that they can call Chase, introduce themselves, and explain that their significant other will be handling the call and they authorize them to speak on their behalf, and then handing the phone over.

aza72

Interesting. I'll try to comb through the thread to aggregate the results. In that case the limit would only be insurmountable on the Ink Plus, Ink Cash, Freedom and Slate cards.

It would be an interesting if someone gets denied if they could try to get approved for the Slate card. Since the Slate card has no bonus, if they can't get approved, it would suggest that the rules are targeted to avoid high risk customers, if they do get approved, then the rules are more likely targeted at people gaming for sign up bonuses.

In fact, if they are trying to weed out customers that take out a large amount of debt, and then default, the Slate card should be the hardest to get, since it offers low interest and $0 balance transfers.

travelfreaks

You made a few fatal errors:
1. You attempted to give a blogger commission
2. You believe what someone tells you who is making a profit off your app
3. You did not perform your own due diligence
4. Mad at someone else for you not following #3

aza72

At least he has now found FlyerTalk and can get the info directly from the source! Congratulations, mistakes are part of the learning process - we have all made our fare share. You got a hard pull on your credit score, likely 3-5 point deduction, pretty much inconsequential. I suspect many of the blogs don't even know about the policy change. Even if they are promoting the cards, they aren't applying for them regularly themselves, and since it's not a public policy yet, there is no way Chase has informed all the affiliates.

KRSW

I think they'd give it to you. I applied for my Freedom card in March. Got a "pending" message from Chase. Over a month later the card arrived in the mail. I SM'd Chase very politely asking if they'd consider giving me the extra 10k points to match the current sign-up offer. In less than 30 minutes I received a follow-up and 10k more UR points in my account.

diseased

Has anyone figured out what it means when calling the automated line and getting no status update just, "to repeat this information press 7"? This happened on two Chase apps that were eventually approved in the past and is now happening when I call for the status of dh's ink cash app.

beltway

Other than that it makes me want to punch something or someone?

Same thing happened to me on an Ink Plus app in early May. For about 3 weeks I got the no-message message; then, around the time my app was denied, the "7 to 10 business days" message started playing. Given that your first two apps were approved, it seems this isn't a marker for eventual approval or denial, but rather a non-correlated technical glitch.

RNE

Congratulations. You didn't accept the defeatist dogma, and you won! Enjoy those 20,000+ UR points.