Aug 18, 2015, 8:20 am
Last edit by: BuBu4
Please read this Wiki before posting questions in the thread.
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.
Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
What are the best current Ink Plus offers?Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.
Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
- Landing page; original application page, current application page.
- Landing page; application page.
- Landing page; application page.
- Landing page; current application page.
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?
See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
What merchants qualify for 5 points/dollar spent?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
Merchants that qualify:
Where can I find the Ink Plus Guide to Benefits?AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Merchants that DO NOT qualify:AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?
See the separate discussions in
Closing Ink Plus cardsIt is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.
Previous Discussion Threads:
Chase Ink Business Cards - July 2015- Present
Jul 26, 2018, 5:43 pm
#1621
Join Date: Sep 2011
Posts: 1,857
IMO, Chase's warnings are meant only to cover themselves. If at some point, they choose not to offer the same protections for biz customers that they do for consumers, the warnings add a layer of protection against any legal action. In other words, these warnings are brought to you by the same lawyers that don't want you to remove the tag from your mattress.
Sep 20, 2018, 8:17 am
#1622
Join Date: Feb 2013
Posts: 4
Hey guys, I have a quick question related to receiving the bonus and my options. I signed up for Ink Cash card on 7/23 and met spend by 8/13. My statement was generated on 8/18 which did not get the bonus. I thought not a big deal as I will get it next statement. Quick secure message to chase confirmed that. However, next statement also closed now on 9/18 and have not received my bonus yet. I get canned response from chase that I will get my bonus in 6-8 weeks.
My question is, I never have to wait 6 to 8 weeks before on chase. Has anyone experienced similar wait? Secondly, what are my options other than waiting to confirm I will get the bonus. I have paid tuition fees 4.5k which is coded as "legal and professional". I am now wondering if that has anything to do with not getting bonus? Any insight will be helpful. Thanks in advance.
My question is, I never have to wait 6 to 8 weeks before on chase. Has anyone experienced similar wait? Secondly, what are my options other than waiting to confirm I will get the bonus. I have paid tuition fees 4.5k which is coded as "legal and professional". I am now wondering if that has anything to do with not getting bonus? Any insight will be helpful. Thanks in advance.
Sep 20, 2018, 8:47 am
#1623
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,193
Hey guys, I have a quick question related to receiving the bonus and my options. I signed up for Ink Cash card on 7/23 and met spend by 8/13. My statement was generated on 8/18 which did not get the bonus. I thought not a big deal as I will get it next statement. Quick secure message to chase confirmed that. However, next statement also closed now on 9/18 and have not received my bonus yet. I get canned response from chase that I will get my bonus in 6-8 weeks.
My question is, I never have to wait 6 to 8 weeks before on chase. Has anyone experienced similar wait? Secondly, what are my options other than waiting to confirm I will get the bonus. I have paid tuition fees 4.5k which is coded as "legal and professional". I am now wondering if that has anything to do with not getting bonus? Any insight will be helpful. Thanks in advance.
My question is, I never have to wait 6 to 8 weeks before on chase. Has anyone experienced similar wait? Secondly, what are my options other than waiting to confirm I will get the bonus. I have paid tuition fees 4.5k which is coded as "legal and professional". I am now wondering if that has anything to do with not getting bonus? Any insight will be helpful. Thanks in advance.
Sep 20, 2018, 12:59 pm
#1624
Join Date: Feb 2013
Posts: 1,818
Does anyone have the Chase Ink Business lending dept. number? TIA
Sep 26, 2018, 8:06 pm
#1625
Join Date: Aug 2018
Posts: 206
Is it true that you can get 2 CIP - one with SSN and one with EIN?
Sep 26, 2018, 8:14 pm
#1627
Join Date: Aug 2018
Posts: 206
I just need to space these out greater than 90 days for Chase business cards, correct?
Sep 26, 2018, 8:18 pm
#1628
Join Date: Mar 2013
Location: Chicago, IL
Posts: 422
You can get each Ink bonus twice (CIP/CIC/CIU) so spread them out as much as you can to avoid a Chase shutdown
Sep 28, 2018, 10:23 am
#1629
Join Date: Aug 2018
Posts: 206
I got denied yesterday applying for a CIP - Was about 37 days after CSP. I am at 3/24 and new to all of this. I decided to call reconsideration and very easy process. Score 740ish. Income 250 - doctor. I told them trying to set up some 1099 work at outside facilities. Denied online using $1 income, 1 year work. On phone told new business, no revenue working on setting up new business and want to keep travel expenses and other seperate from personal. Approved quickly.
Sep 28, 2018, 1:52 pm
#1630
Join Date: Apr 2018
Posts: 262
I got denied yesterday applying for a CIP - Was about 37 days after CSP. I am at 3/24 and new to all of this. I decided to call reconsideration and very easy process. Score 740ish. Income 250 - doctor. I told them trying to set up some 1099 work at outside facilities. Denied online using $1 income, 1 year work. On phone told new business, no revenue working on setting up new business and want to keep travel expenses and other seperate from personal. Approved quickly.
Sep 28, 2018, 8:29 pm
#1631
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,943
Got the Ink Unlimited about a week ago. Would like to refer a friend but it’s not coming up when I enter last 4 digits of card on referral page. Is there a set amount of time before one can refer?
Oct 2, 2018, 12:34 am
#1633
Join Date: Jan 2017
Posts: 11
Just had a purchase from CardCash using Paypal marked as 1x 
guess that's no longer working. Do anyone know if we can update the list at the top?
guess that's no longer working. Do anyone know if we can update the list at the top?
Oct 3, 2018, 9:12 pm
#1634
Join Date: Oct 2018
Posts: 1
Hi, I received the Chase Ink Preferred for the 100k UR points back in May. Now that I have the points I'd like to downgrade to the Chase Ink Cash. Does anyone have a good sense of when a I can do this without setting off flags with Chase for churning?