Mar 16, 2022, 3:26 pm
Barclaycard Avios and Avios Plus credit cards
Apr 1, 2022, 3:22 pm
#301
Join Date: Jun 2008
Programs: BA Executive Club, Bronze
Posts: 438
I've applied for the paid card for my wife today and her application was rejected as they "don't believe she can afford the extra credit". Her credit score is perfect, but her wage is "only £45k'. I put the nursery costs as childcare outgoings on the form, should I reapply for her but remove the childcare costs as everything is from a joint bank account.
Apr 2, 2022, 12:33 am
#302
Join Date: Jan 2003
Location: UK (currently)
Programs: BA Gold (and many other greater and lesser distinctions)
Posts: 7,208
I applied for Mrs FF99 earlier in the week. She was accepted but asked for proof of income. Tried to upload her single tax document and got 2 errors. It then apparently worked 3rd go, with a big green tick.
8 hours later an e-mail with the final 4 digits of a card number and a £200 credit limit, asking for proof of income. Link worked 1st time and proof of income uploaded with no problem.
48 hours later a further e-mail with a different final 4 digits of card number saying card on its way (not yet received though) and asking for proof of income. Link to upload took me to the right page, but the upload didn't work.
What a shambles !
8 hours later an e-mail with the final 4 digits of a card number and a £200 credit limit, asking for proof of income. Link worked 1st time and proof of income uploaded with no problem.
48 hours later a further e-mail with a different final 4 digits of card number saying card on its way (not yet received though) and asking for proof of income. Link to upload took me to the right page, but the upload didn't work.
What a shambles !
Apr 4, 2022, 4:34 am
#303
FlyerTalk Evangelist
Join Date: Feb 2004
Location: London
Programs: BA, VS, HH, IHG, MB, MR
Posts: 26,871
Quick reminder that the exclusive Head for Points sign-up offer on these two cards ends today, ie midnight on Monday (disclaimer as per FT rules: HfP is my site).
The free card gets you 10,000 Avios (up from 5,000 Avios) whilst the Avios Plus card comes with 30,000 Avios (up from 25,000 Avios).
The free card gets you 10,000 Avios (up from 5,000 Avios) whilst the Avios Plus card comes with 30,000 Avios (up from 25,000 Avios).
Apr 4, 2022, 4:45 am
#304
Join Date: Jan 2003
Location: UK (currently)
Programs: BA Gold (and many other greater and lesser distinctions)
Posts: 7,208
Quick reminder that the exclusive Head for Points sign-up offer on these two cards ends today, ie midnight on Monday (disclaimer as per FT rules: HfP is my site).
The free card gets you 10,000 Avios (up from 5,000 Avios) whilst the Avios Plus card comes with 30,000 Avios (up from 25,000 Avios).
The free card gets you 10,000 Avios (up from 5,000 Avios) whilst the Avios Plus card comes with 30,000 Avios (up from 25,000 Avios).
Apr 4, 2022, 6:40 am
#305
FlyerTalk Evangelist
Join Date: Feb 2004
Location: London
Programs: BA, VS, HH, IHG, MB, MR
Posts: 26,871
You can chase up applications via 0800 151 0900.
Overall, I agree, they are nowhere near as slick as Amex and - given the credit cards are their core business - I would have expected far better. (Someone I know applied for a Business Gold from Amex last Monday and received it on Tuesday.) This is especially true when, as in this case, the card is almost certainly a loss leader to persuade you to give other parts of your banking business to Barclays.
Overall, I agree, they are nowhere near as slick as Amex and - given the credit cards are their core business - I would have expected far better. (Someone I know applied for a Business Gold from Amex last Monday and received it on Tuesday.) This is especially true when, as in this case, the card is almost certainly a loss leader to persuade you to give other parts of your banking business to Barclays.
Apr 4, 2022, 7:27 am
#306
Join Date: Mar 2017
Location: Lincolnshire, UK
Programs: BA GGL - maybe only briefly!
Posts: 1,378
And their IT seems no better than BA's. I registered for an online account during the application process, as it suggested, but there was no indication of any interaction with my existing Barclays app.
Now that I have activated my card, I have tried to register with the Barclaycard app but it wants me to use my Barclays details. Re-checking the Barclays app, the credit card account has appeared as one of my accounts - but it says the card needs to be activated - which I have already done elsewhere.
Now that I have activated my card, I have tried to register with the Barclaycard app but it wants me to use my Barclays details. Re-checking the Barclays app, the credit card account has appeared as one of my accounts - but it says the card needs to be activated - which I have already done elsewhere.
Apr 4, 2022, 8:56 am
#307
Join Date: May 2017
Posts: 105
Does anyone have a recent data point in how long they are taking to send out the credit cards? i.e. when are people getting them after being accepted. I applied (using the Hfp offer, thank you for that Raffles 
) and was accepted on Saturday and need to make a large purchase by Friday this week. Kind of hoping I will get it by then but probably being too hopeful...
) and was accepted on Saturday and need to make a large purchase by Friday this week. Kind of hoping I will get it by then but probably being too hopeful...
Apr 4, 2022, 8:59 am
#308
Join Date: Jan 2003
Location: UK (currently)
Programs: BA Gold (and many other greater and lesser distinctions)
Posts: 7,208
Does anyone have a recent data point in how long they are taking to send out the credit cards? i.e. when are people getting them after being accepted. I applied (using the Hfp offer, thank you for that Raffles ) and was accepted on Saturday and need to make a large purchase by Friday this week. Kind of hoping I will get it by then but probably being too hopeful...
) and was accepted on Saturday and need to make a large purchase by Friday this week. Kind of hoping I will get it by then but probably being too hopeful...
Apr 4, 2022, 5:09 pm
#310
Join Date: Feb 2022
Posts: 62
I applied last Monday… still nothing. Work is busy this week so I’ll have to see whether I get a chance to chase. Not a great introduction to their services so far though 😏
Apr 4, 2022, 6:43 pm
#312
Join Date: Jan 2012
Location: Exeter, UK
Programs: BA Gold. Flying Blue Gold. Hilton Gold, Accor Gold, IHG Plat AMB, Radisson Gold, Marriott Gold
Posts: 220
Aside from Apple Pay not being enabled yet (which I can get around by using Curve), I only seem to have one real problem remaining with this card now: Contactless never, ever works. I get asked to present the card for chip and pin authorisation every single time (even on very small amounts). Again, I can get around this by using Curve, but it's a bit annoying and I'm sure Barclays would rather I use the card directly to purchase things every once in a while (which I'm not going to be that enthusiastic about if I have to enter the PIN every single time...)
Apr 4, 2022, 7:34 pm
#313
Suspended
Join Date: Aug 2021
Programs: BA, EK, EY, SQ
Posts: 106
I've applied for the paid card for my wife today and her application was rejected as they "don't believe she can afford the extra credit". Her credit score is perfect, but her wage is "only £45k'. I put the nursery costs as childcare outgoings on the form, should I reapply for her but remove the childcare costs as everything is from a joint bank account.
I earn in excess of 8 zeros per annum, and somehow I don't pass their credit scoring system.
The largest limited I've ever had on a credit card was in the tens of thousands, I just run hundreds of thousands a month on my Amex Centurion.
I really do realise how bad it is to talk about how much I spend and earn, but in relation to credit cards, I have no choice but to vent.
It seems these consumer 'credit' is only for those on 'normal' salaries.
Not to forget that I bank with Barclays, so they know full well how much I can afford.
Apr 4, 2022, 9:28 pm
#314
Join Date: Dec 2011
Location: BRS
Programs: BA Gold, Hilton Diamond
Posts: 4,995
Credit scoring in the UK is crack.
I earn in excess of 8 zeros per annum, and somehow I don't pass their credit scoring system.
The largest limited I've ever had on a credit card was in the tens of thousands, I just run hundreds of thousands a month on my Amex Centurion.
I really do realise how bad it is to talk about how much I spend and earn, but in relation to credit cards, I have no choice but to vent.
It seems these consumer 'credit' is only for those on 'normal' salaries.
Not to forget that I bank with Barclays, so they know full well how much I can afford.
I earn in excess of 8 zeros per annum, and somehow I don't pass their credit scoring system.
The largest limited I've ever had on a credit card was in the tens of thousands, I just run hundreds of thousands a month on my Amex Centurion.
I really do realise how bad it is to talk about how much I spend and earn, but in relation to credit cards, I have no choice but to vent.
It seems these consumer 'credit' is only for those on 'normal' salaries.
Not to forget that I bank with Barclays, so they know full well how much I can afford.
Either way that's way too much to be concerned about an Avios credit card surely..
Apr 4, 2022, 9:54 pm
#315
Suspended
Join Date: Aug 2021
Programs: BA, EK, EY, SQ
Posts: 106
Experian and the like really only work for the average joe.