Feb 27, 2015, 9:22 am
Last edit by: italdesign
Summary of Premier Rewards Gold costs and benefits, effective 6.1.2015:
Cost
$195 Annual fee
$100 Reduced by Airline Fee Reimbursement
$ 95 Net
Benefits
No foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year; 5 years maximum)
Rewards
3x Airfare
2x Gasoline
2x Dining
2x Groceries (no cap)
1x General
Compare with American Everyday Preferred
Cost
$ 95 Annual fee
Non-Benefit
2.7% Foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year, 5 years maximum)
Rewards (assuming 30 transactions per month)
4.5x Groceries (capped at $6,000 per year)
3.0x Gasoline
1.5x General
Compare with Chase Sapphire Preferred
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Travel Protection
Auto Rental CDW (Primary)
Lost or Delayed Luggage Reimbursement (covers award tickets)
Trip Cancellation or Interruption Insurance (covers award tickets)
Travel Accident Insurance (Life insurance, $500,000)
Shopping Protection
Return Protection ($500 maximum per item, 90 days)
Purchase Protection (damage or theft, $500 per item, 120 days; no coverage for lost
Price Protection ($500 per item, 90 days)
Extended Warranty (Up to one extra year, 3 years maximum)
Rewards
2x Travel
2x Dining
Compare with Citi Premier, effective 4.19.2015
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Rewards
3x Travel
3x Gasoline
2x Dining
2x Entertainment
1x General
Cost
$195 Annual fee
$100 Reduced by Airline Fee Reimbursement
$ 95 Net
Benefits
No foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year; 5 years maximum)
Rewards
3x Airfare
2x Gasoline
2x Dining
2x Groceries (no cap)
1x General
Compare with American Everyday Preferred
Cost
$ 95 Annual fee
Non-Benefit
2.7% Foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year, 5 years maximum)
Rewards (assuming 30 transactions per month)
4.5x Groceries (capped at $6,000 per year)
3.0x Gasoline
1.5x General
Compare with Chase Sapphire Preferred
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Travel Protection
Auto Rental CDW (Primary)
Lost or Delayed Luggage Reimbursement (covers award tickets)
Trip Cancellation or Interruption Insurance (covers award tickets)
Travel Accident Insurance (Life insurance, $500,000)
Shopping Protection
Return Protection ($500 maximum per item, 90 days)
Purchase Protection (damage or theft, $500 per item, 120 days; no coverage for lost
Price Protection ($500 per item, 90 days)
Extended Warranty (Up to one extra year, 3 years maximum)
Rewards
2x Travel
2x Dining
Compare with Citi Premier, effective 4.19.2015
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Rewards
3x Travel
3x Gasoline
2x Dining
2x Entertainment
1x General
Amex Premier Rewards Gold new benefits and higher annual fee, 6.1.2015
Apr 19, 2015, 5:04 pm
#121
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,685
My plan tonight was to apply for the PRG(50k) and the Everyday in one hit.
Surprisingly I didn't get instantly approved for this card. I believe it said they would let me know the decision in 7-14 days. So after I read that I applied for the Everyday and got approved instantly but with a CL of only $1000
Any recommendations for when I call recon on Monday? Any downside since I got approved for the Everyday? Or should I just apply now for the SPG? I was planning to apply for the SPG 6 months from now.
My current Credit Score (CK): TU: 727 EQ: 729
3 hard pulls this year
9% Utilization
Last approved card was my CSP for a $7500 CL on 4/8/15
Surprisingly I didn't get instantly approved for this card. I believe it said they would let me know the decision in 7-14 days. So after I read that I applied for the Everyday and got approved instantly but with a CL of only $1000
Any recommendations for when I call recon on Monday? Any downside since I got approved for the Everyday? Or should I just apply now for the SPG? I was planning to apply for the SPG 6 months from now.
My current Credit Score (CK): TU: 727 EQ: 729
3 hard pulls this year
9% Utilization
Last approved card was my CSP for a $7500 CL on 4/8/15
Apr 19, 2015, 8:16 pm
#122
Join Date: Apr 2015
Posts: 68
I called regular amex customer service this morning and they said they only see one account in my name. Informed me to call back tomorrow and that it might update my account to show the PRG.
Here's what my application status says. I didn't receive any email about getting approved for the PRG. It just seems strange since I've read it's harder to get approved for a revolving credit card than a charge card with them.
Apr 20, 2015, 4:10 am
#124
Suspended
Join Date: Dec 2014
Posts: 8,460
Apr 20, 2015, 9:01 am
#125
Join Date: Apr 2015
Posts: 68
I ran both applications within 5 minutes of each other. I had a pending approval for the PRG and an instant approval for the ED. It's recommended to do 2 apps in one day with amex since it'll count as one hard pull. Verified with my experian CR as well.
Apr 20, 2015, 9:33 am
#126
Join Date: Feb 2014
Posts: 825
Apr 21, 2015, 12:19 pm
#127
Join Date: Nov 2013
Location: LAX, LGB, SNA
Programs: AA EXP OWE, DL DM ST+, AS MVPG, UA, BA, WN CP, Hyatt E, Ritz Plat, HH GM
Posts: 3,185
Apr 21, 2015, 3:12 pm
#128
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,685
Apr 22, 2015, 7:27 am
#129
Join Date: Apr 2014
Location: Georgia
Programs: Delta, SPG
Posts: 157
Just got an email with a full list of the updates:
Can anyone comment on the Personalized travel service? As in... what is it?
• 3X points for flights booked directly with airlines
• 2X points at U.S. restaurants
• 2X points at U.S. gas stations
• 2X points at U.S. supermarkets
• 1X points on other purchases
Terms and Limitations Apply.
• No foreign transaction fees
• $100 Airline Fee Credit!
Select a qualifying airline and then receive up to $100 per calendar year in statement credits when incidental fees, such as baggage fees, itinerary fees, in-flight food, and airport lounge day passes, are charged by the airline to your Premier Rewards Gold Card Account.*
*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See Terms and Conditions for more details.
• Personalized Travel Service
Access to a team of Travel Professionals who are ready to help you with all your travel needs, including booking worldwide destinations, reserving hotel rooms and transportation, and planning cruise or tour packages.
• 2X points at U.S. restaurants
• 2X points at U.S. gas stations
• 2X points at U.S. supermarkets
• 1X points on other purchases
Terms and Limitations Apply.
• No foreign transaction fees
• $100 Airline Fee Credit!
Select a qualifying airline and then receive up to $100 per calendar year in statement credits when incidental fees, such as baggage fees, itinerary fees, in-flight food, and airport lounge day passes, are charged by the airline to your Premier Rewards Gold Card Account.*
*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See Terms and Conditions for more details.
• Personalized Travel Service
Access to a team of Travel Professionals who are ready to help you with all your travel needs, including booking worldwide destinations, reserving hotel rooms and transportation, and planning cruise or tour packages.
Last edited by mia; Apr 22, 2015 at 7:42 am Reason: Formatting
Apr 22, 2015, 8:35 am
#130
Join Date: Jul 2010
Location: Adelphi, MD
Programs: Korean Air Skypass, ANA Skyweb, Amex Premier Rewards, Chase Sapphire Preferred
Posts: 745
Amex Premier Rewards Gold new benefits and higher annual fee, 6.1.2015
Aha! In the fine print it says Gift cards cannot be used for the 100$ airline fee reimbursement. So you won't be able to purchase airline gift cards.
Apr 22, 2015, 8:51 am
#131
Join Date: Apr 2014
Location: Georgia
Programs: Delta, SPG
Posts: 157
Apr 22, 2015, 8:53 am
#132
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,957
Read post #27.
Apr 22, 2015, 2:03 pm
#133
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,685
When these changes go into effect, I wonder whether there will be any targeted offers for current Amex members to apply for the PRG?
May 1, 2015, 2:40 pm
#135
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,685