Feb 27, 2015, 9:22 am
Last edit by: italdesign
Summary of Premier Rewards Gold costs and benefits, effective 6.1.2015:
Cost
$195 Annual fee
$100 Reduced by Airline Fee Reimbursement
$ 95 Net
Benefits
No foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year; 5 years maximum)
Rewards
3x Airfare
2x Gasoline
2x Dining
2x Groceries (no cap)
1x General
Compare with American Everyday Preferred
Cost
$ 95 Annual fee
Non-Benefit
2.7% Foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year, 5 years maximum)
Rewards (assuming 30 transactions per month)
4.5x Groceries (capped at $6,000 per year)
3.0x Gasoline
1.5x General
Compare with Chase Sapphire Preferred
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Travel Protection
Auto Rental CDW (Primary)
Lost or Delayed Luggage Reimbursement (covers award tickets)
Trip Cancellation or Interruption Insurance (covers award tickets)
Travel Accident Insurance (Life insurance, $500,000)
Shopping Protection
Return Protection ($500 maximum per item, 90 days)
Purchase Protection (damage or theft, $500 per item, 120 days; no coverage for lost
Price Protection ($500 per item, 90 days)
Extended Warranty (Up to one extra year, 3 years maximum)
Rewards
2x Travel
2x Dining
Compare with Citi Premier, effective 4.19.2015
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Rewards
3x Travel
3x Gasoline
2x Dining
2x Entertainment
1x General
Cost
$195 Annual fee
$100 Reduced by Airline Fee Reimbursement
$ 95 Net
Benefits
No foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year; 5 years maximum)
Rewards
3x Airfare
2x Gasoline
2x Dining
2x Groceries (no cap)
1x General
Compare with American Everyday Preferred
Cost
$ 95 Annual fee
Non-Benefit
2.7% Foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year, 5 years maximum)
Rewards (assuming 30 transactions per month)
4.5x Groceries (capped at $6,000 per year)
3.0x Gasoline
1.5x General
Compare with Chase Sapphire Preferred
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Travel Protection
Auto Rental CDW (Primary)
Lost or Delayed Luggage Reimbursement (covers award tickets)
Trip Cancellation or Interruption Insurance (covers award tickets)
Travel Accident Insurance (Life insurance, $500,000)
Shopping Protection
Return Protection ($500 maximum per item, 90 days)
Purchase Protection (damage or theft, $500 per item, 120 days; no coverage for lost
Price Protection ($500 per item, 90 days)
Extended Warranty (Up to one extra year, 3 years maximum)
Rewards
2x Travel
2x Dining
Compare with Citi Premier, effective 4.19.2015
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Rewards
3x Travel
3x Gasoline
2x Dining
2x Entertainment
1x General
Amex Premier Rewards Gold new benefits and higher annual fee, 6.1.2015
Jun 7, 2015, 9:45 am
#196
Join Date: Oct 2014
Posts: 114
Isn't the PRG's 2x for restaurant/dining category only applicable to US restaurants? CSP's 2x for dining is international. CSP also covers a lot more types of business as "travel", earning 2x. AmEx is heads above Chase/Visa on customer service, though. And the AmEx can save you some $ internationally in avoiding DCC's.
Jun 7, 2015, 10:01 am
#197
Join Date: Mar 2014
Programs: AA Exec Plat, Hilton Diamond, Citi-Prestige,
Posts: 131
Isn't the PRG's 2x for restaurant/dining category only applicable to US restaurants? CSP's 2x for dining is international. CSP also covers a lot more types of business as "travel", earning 2x. AmEx is heads above Chase/Visa on customer service, though. And the AmEx can save you some $ internationally in avoiding DCC's.
You will get one point for each dollar charged for an eligible purchase in each billing period on your Premier Rewards Gold Card from American Express. You will get: 2 additional points (for a total of 3 points) for airfare on a scheduled flight charged directly with passenger airlines (charter flights and private jet flights are excluded); 1 additional point (for a total of 2 points) for each dollar charged at restaurants located in the US; 1 additional point (for a total of 2 points) for gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations); and 1 additional point (for a total of 2 points) for purchases at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets). To get additional points for a restaurant purchase, the purchase must be at a restaurant located in the United States. You will NOT get additional points for purchases made at a restaurant owned by a U.S. company but located outside the U.S. (e.g. Hard Rock Café in Paris). You also will NOT get additional points for purchases at nightclubs, convenience stores, grocery stores, or supermarkets. You may not get additional points for purchases at a restaurant located within another establishment (e.g. a restaurant inside a hotel, casino, or event venue). For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant.
Jun 7, 2015, 1:24 pm
#198
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
http://www.flyertalk.com/forum/citi-...-3-months.html
In the Wikipost of this thread we started a three way comparison between Premier Rewards Gold, Sapphire Preferred and Premier, but I think it is incomplete.
Jun 8, 2015, 12:40 pm
#199
Join Date: May 2012
Location: HNL
Programs: AS MVPG, HA Plat
Posts: 1,268
Bought two $50 AS gift cards 6/3 and 6/4. Reimbursement for the first one showed up today.
Edit 6/9: Both have now shown up, each about 5 days after the GC purchase.
Edit 6/9: Both have now shown up, each about 5 days after the GC purchase.
Last edited by WrightHI; Jun 9, 2015 at 10:15 am
Jun 10, 2015, 11:50 am
#202
Join Date: Mar 2015
Programs: UA, SW, US, DL
Posts: 109
I don't have an AMEX yet. I have a targeted offer for 50k MR with 1K spend. Should I apply for this card along with the Everyday MR (2 browser trick) so that I can merge the PRG's CL to the Everyday if I do not want to keep the PRG and pay AF?
Jun 10, 2015, 12:11 pm
#204
Join Date: Sep 2010
Location: San Francisco, CA
Programs: United Plat
Posts: 501
Chose United.
Followed the instructions of UA Gift Registry on:
http://www.flyertalk.com/forum/ameri...s-ua-only.html
Made a $100 contribution to my own gift registry on 6/6. Reimbursement was posted on 6/9.^
Followed the instructions of UA Gift Registry on:
http://www.flyertalk.com/forum/ameri...s-ua-only.html
Made a $100 contribution to my own gift registry on 6/6. Reimbursement was posted on 6/9.^
Jun 10, 2015, 1:33 pm
#205
Join Date: May 2009
Posts: 5
Chose United.
Followed the instructions of UA Gift Registry on:
http://www.flyertalk.com/forum/ameri...s-ua-only.html
Made a $100 contribution to my own gift registry on 6/6. Reimbursement was posted on 6/9.^
Followed the instructions of UA Gift Registry on:
http://www.flyertalk.com/forum/ameri...s-ua-only.html
Made a $100 contribution to my own gift registry on 6/6. Reimbursement was posted on 6/9.^
Jun 10, 2015, 1:43 pm
#206
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,685
By all means get the PRG for one year w/o AF, then you may decide to keep or not at renewal time. Definitely apply for Everyday card, so if you decide to close PRG the accumulated MR points from that card will stay in your Membership Rewards account. You see, Amex will likely give you the same MR account for both of your cards.