Feb 27, 2015, 9:22 am
Last edit by: italdesign
Summary of Premier Rewards Gold costs and benefits, effective 6.1.2015:
Cost
$195 Annual fee
$100 Reduced by Airline Fee Reimbursement
$ 95 Net
Benefits
No foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year; 5 years maximum)
Rewards
3x Airfare
2x Gasoline
2x Dining
2x Groceries (no cap)
1x General
Compare with American Everyday Preferred
Cost
$ 95 Annual fee
Non-Benefit
2.7% Foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year, 5 years maximum)
Rewards (assuming 30 transactions per month)
4.5x Groceries (capped at $6,000 per year)
3.0x Gasoline
1.5x General
Compare with Chase Sapphire Preferred
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Travel Protection
Auto Rental CDW (Primary)
Lost or Delayed Luggage Reimbursement (covers award tickets)
Trip Cancellation or Interruption Insurance (covers award tickets)
Travel Accident Insurance (Life insurance, $500,000)
Shopping Protection
Return Protection ($500 maximum per item, 90 days)
Purchase Protection (damage or theft, $500 per item, 120 days; no coverage for lost
Price Protection ($500 per item, 90 days)
Extended Warranty (Up to one extra year, 3 years maximum)
Rewards
2x Travel
2x Dining
Compare with Citi Premier, effective 4.19.2015
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Rewards
3x Travel
3x Gasoline
2x Dining
2x Entertainment
1x General
Cost
$195 Annual fee
$100 Reduced by Airline Fee Reimbursement
$ 95 Net
Benefits
No foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year; 5 years maximum)
Rewards
3x Airfare
2x Gasoline
2x Dining
2x Groceries (no cap)
1x General
Compare with American Everyday Preferred
Cost
$ 95 Annual fee
Non-Benefit
2.7% Foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year, 5 years maximum)
Rewards (assuming 30 transactions per month)
4.5x Groceries (capped at $6,000 per year)
3.0x Gasoline
1.5x General
Compare with Chase Sapphire Preferred
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Travel Protection
Auto Rental CDW (Primary)
Lost or Delayed Luggage Reimbursement (covers award tickets)
Trip Cancellation or Interruption Insurance (covers award tickets)
Travel Accident Insurance (Life insurance, $500,000)
Shopping Protection
Return Protection ($500 maximum per item, 90 days)
Purchase Protection (damage or theft, $500 per item, 120 days; no coverage for lost
Price Protection ($500 per item, 90 days)
Extended Warranty (Up to one extra year, 3 years maximum)
Rewards
2x Travel
2x Dining
Compare with Citi Premier, effective 4.19.2015
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Rewards
3x Travel
3x Gasoline
2x Dining
2x Entertainment
1x General
Amex Premier Rewards Gold new benefits and higher annual fee, 6.1.2015
Apr 4, 2015, 10:54 am
#106
Join Date: Feb 2014
Posts: 825
I too see the 50k offer, have never had this card.
I just applied for and was approved for an Amex HH Surpass on the 1st. Anyone know if Amex will not like me applying for this card 3 days later?
I just applied for and was approved for an Amex HH Surpass on the 1st. Anyone know if Amex will not like me applying for this card 3 days later?
Last edited by exarkun; Apr 4, 2015 at 10:59 am
Apr 4, 2015, 11:51 am
#107
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
This was a different, discontinued, product. If you want the benefits of Premier Rewards Gold you should apply as explained in this thread:
http://www.flyertalk.com/forum/ameri...0-spend-7.html
http://www.flyertalk.com/forum/ameri...0-spend-7.html
Apr 4, 2015, 12:09 pm
#108
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,685
You can apply, but Amex will wait 7 days from your last app to process it. That is what they did in my case when applying for 2 cards in less than one week. CSR told me this was their procedure when I called on second app. I was approved for both btw.
Apr 6, 2015, 12:01 pm
#109
Join Date: May 2005
Location: Los Angeles
Posts: 600
This was a different, discontinued, product. If you want the benefits of Premier Rewards Gold you should apply as explained in this thread:
http://www.flyertalk.com/forum/ameri...0-spend-7.html
http://www.flyertalk.com/forum/ameri...0-spend-7.html
Apr 6, 2015, 12:38 pm
#110
Join Date: Feb 2015
Posts: 34
You can get a credit card and a charge card on the same day so I'm sure you can also get them 3 days apart.
Apr 6, 2015, 2:20 pm
#112
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,685
Did you register for the benefit on Amex website? You need to select which airline you want to use the $100 for reimbursement.
Apr 6, 2015, 2:43 pm
#113
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,489
The benefit is not launching until June. I don't believe we've heard specific details of how it is going to work, but I believe the presumption is that it is going to be like the Plat where cardmembers will have to select an airline.
Apr 6, 2015, 3:46 pm
#114
Join Date: Feb 2014
Posts: 825
Yah, I'm assuming it will be something like that, and the start date is right in the middle of my trip.
Apr 6, 2015, 7:24 pm
#115
Join Date: Dec 2013
Location: New York City
Posts: 30
Sign-Up Bonus
I held an Amex Gold from 2004 - 2008. I know AMEX is now only offering one sign-up bonus per card, but do you think I would still earn a bonus since it's been a long time? Also, is the PRG a different product? Would I still earn a sign-up bonus for either the Gold or PRG?
Last edited by Nick521; Apr 6, 2015 at 8:24 pm
Apr 6, 2015, 10:15 pm
#116
Join Date: Feb 2015
Posts: 186
PRG didn't exist then. It is a different product from the Plain Jane "Gold Card" (which still exists for new apps) as well as the "Rewards Plus Gold Card" (which no longer exists for new apps). So you can apply for the PRG and get the bonus. Be sure to get the 50,000MR/$1,000 offer. There have been offers for up to 75,000 MR, but those were/are highly targeted from what I've read.
Apr 9, 2015, 8:49 pm
#117
Join Date: Jul 2008
Location: NYC
Programs: AA EXP, SPG Plat, Marriott Silver, HH Gold
Posts: 797
While I like the $100 statement credit, MR, and 3x categories...
Ultimately, I ended up putting a few $1000 of airfare on CSP due to the additional travel coverage that I find valuable enough to forego the extra 1x in MR points. It really took a lot of consideration, after all, who wouldn't want an additional 5-10K of MR? But if I end up buying separate travel insurance, it would be at best a wash with the MR, and if I ever need to claim, it will more than exceed the MR.
It would be a no-brainer if PRG had similar coverage.
Ultimately, I ended up putting a few $1000 of airfare on CSP due to the additional travel coverage that I find valuable enough to forego the extra 1x in MR points. It really took a lot of consideration, after all, who wouldn't want an additional 5-10K of MR? But if I end up buying separate travel insurance, it would be at best a wash with the MR, and if I ever need to claim, it will more than exceed the MR.
It would be a no-brainer if PRG had similar coverage.
Apr 10, 2015, 2:27 pm
#119
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,685
While I like the $100 statement credit, MR, and 3x categories...
Ultimately, I ended up putting a few $1000 of airfare on CSP due to the additional travel coverage that I find valuable enough to forego the extra 1x in MR points. It really took a lot of consideration, after all, who wouldn't want an additional 5-10K of MR? But if I end up buying separate travel insurance, it would be at best a wash with the MR, and if I ever need to claim, it will more than exceed the MR.
It would be a no-brainer if PRG had similar coverage.
Ultimately, I ended up putting a few $1000 of airfare on CSP due to the additional travel coverage that I find valuable enough to forego the extra 1x in MR points. It really took a lot of consideration, after all, who wouldn't want an additional 5-10K of MR? But if I end up buying separate travel insurance, it would be at best a wash with the MR, and if I ever need to claim, it will more than exceed the MR.
It would be a no-brainer if PRG had similar coverage.
Apr 19, 2015, 1:08 am
#120
Join Date: Apr 2015
Posts: 68
My plan tonight was to apply for the PRG(50k) and the Everyday in one hit.
Surprisingly I didn't get instantly approved for this card. I believe it said they would let me know the decision in 7-14 days. So after I read that I applied for the Everyday and got approved instantly but with a CL of only $1000
Any recommendations for when I call recon on Monday? Any downside since I got approved for the Everyday? Or should I just apply now for the SPG? I was planning to apply for the SPG 6 months from now.
My current Credit Score (CK): TU: 727 EQ: 729
3 hard pulls this year
9% Utilization
Last approved card was my CSP for a $7500 CL on 4/8/15
Surprisingly I didn't get instantly approved for this card. I believe it said they would let me know the decision in 7-14 days. So after I read that I applied for the Everyday and got approved instantly but with a CL of only $1000
Any recommendations for when I call recon on Monday? Any downside since I got approved for the Everyday? Or should I just apply now for the SPG? I was planning to apply for the SPG 6 months from now.
My current Credit Score (CK): TU: 727 EQ: 729
3 hard pulls this year
9% Utilization
Last approved card was my CSP for a $7500 CL on 4/8/15