Oct 24, 2013, 1:37 pm
Last edit by: JDiver
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I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
(lower right wiki corner)AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
Dec 6, 2013, 4:04 pm
#901
Join Date: Aug 2012
Posts: 367
So, I went ahead and opened. I see I have the option of funding from CC.
Does anyone know if there is a maximum fund and how it might be treated by CC company?
I just upgraded my AmEx Gold to Plat and need to meet some spend....will it work if I fund from AmEx without being charged advance fee?
UPDATE: Boo...I see they won't take AmEx. Anyone know the max I could safely get away with using a Chase Card?
Does anyone know if there is a maximum fund and how it might be treated by CC company?
I just upgraded my AmEx Gold to Plat and need to meet some spend....will it work if I fund from AmEx without being charged advance fee?
UPDATE: Boo...I see they won't take AmEx. Anyone know the max I could safely get away with using a Chase Card?
Dec 7, 2013, 3:17 pm
#902
Join Date: Nov 2011
Posts: 201
Posting my experience for reference.
7/26/2013 - Applied online through targeted email
8/02/2013 - Received my Debit Card
I went on a trip in August so I didn't start meeting the requirements till the end of the month.
8/28/2013 - Amazon Payments deposit into account
8/29/2013 - PayPal deposit into account
9/03/2013 - Deposited cash into account and bought a $755 money order at Wal-Mart, as debit transaction where I entered my PIN.
9/05/2013 - One additional Amazon Payments and one additional PayPal deposit into the account
9/06/2013 - Direct deposit of my paycheck just in case.
11/13/2013 - 30,000 miles posted into my AAdvantage account
7/26/2013 - Applied online through targeted email
8/02/2013 - Received my Debit Card
I went on a trip in August so I didn't start meeting the requirements till the end of the month.
8/28/2013 - Amazon Payments deposit into account
8/29/2013 - PayPal deposit into account
9/03/2013 - Deposited cash into account and bought a $755 money order at Wal-Mart, as debit transaction where I entered my PIN.
9/05/2013 - One additional Amazon Payments and one additional PayPal deposit into the account
9/06/2013 - Direct deposit of my paycheck just in case.
11/13/2013 - 30,000 miles posted into my AAdvantage account
UPDATE
***another customer rep from citi bank informed me that the first paypal transfer WILL count as a deposit... will update when second goes through and when/if miles are posted***
Last edited by mkt80; Dec 9, 2013 at 10:59 am Reason: update
Dec 27, 2013, 11:02 am
#903
Join Date: Aug 2001
Location: SFO
Programs: AC SE, AA EXP MM, UA Gold MM, Hyatt Glob, Marriott Titanium, HH Dia, IHG Plat
Posts: 4,777
A Couple of Questions
- When using Amazon Payments, are you "sending money" or "withdrawing funds"? Should the payment be sent from your available balance, or can it be paid by non-Citi CC without a cash advance charge from Citi?
- Why are folks doing 2 direct deposits per month...isn't the requirement one? Is a $10 direct deposit per month from Amazon Payments sufficient?
- Any other recent data points on how long the miles take to post after completion of qualifying activities?
Thanks....
- Why are folks doing 2 direct deposits per month...isn't the requirement one? Is a $10 direct deposit per month from Amazon Payments sufficient?
- Any other recent data points on how long the miles take to post after completion of qualifying activities?
Thanks....
Last edited by Explore; Dec 28, 2013 at 11:13 am
Jan 3, 2014, 11:37 am
#904
Join Date: Feb 2006
Programs: Krisflyer, Asia Miles, Miles and Bonus
Posts: 251
The 30k AA miles have been posted to my AA account. Since I don't intend to maintain 50k in my Citigold accounts to avoid paying the monthly fee, I would like to downgrade the accounts to other Citibank accounts with less stringent minimum balances. If I were to do so, will it be more difficult for me to apply for Citi credit cards? I have read that those with Citigold accounts find it easier to apply for Citi credit cards. Advice from everyone will be appreciated. Thanks.
Jan 5, 2014, 12:07 pm
#905
Join Date: Aug 2012
Programs: SPG Platinum, AA Ex Plat
Posts: 262
Update: opened Citi Gold account October 26th, met requirements by November 5th and received the 30k miles on December 22nd.... I closed the account without being charged any monthly fees 
easiest miles I've earned ( I use the word "earned" very loosely)
easiest miles I've earned ( I use the word "earned" very loosely)
Jan 7, 2014, 1:27 pm
#907
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
The 30k AA miles have been posted to my AA account. Since I don't intend to maintain 50k in my Citigold accounts to avoid paying the monthly fee, I would like to downgrade the accounts to other Citibank accounts with less stringent minimum balances. If I were to do so, will it be more difficult for me to apply for Citi credit cards? I have read that those with Citigold accounts find it easier to apply for Citi credit cards. Advice from everyone will be appreciated. Thanks.
Jan 7, 2014, 2:20 pm
#908
Join Date: Oct 2004
Location: Washington, DC
Programs: AA Gold, AMEX MR, BA, DL, SPG, UA, US, Hyatt Platinum
Posts: 461
Minimum account opening time to allowCSR to retain sign up bonus and churning bonuses
Question No. 1
I opened my account at a branch office in October and expect the bonus miles to post in February. The associate that opened the account has been quite helpful.
For those of you that were around for the Suntrust Bank Debit Card Bonanza a few years ago, we learned a few things about how bank employees collected and retained bonuses. If I recall correctly, an account had to be open for six months for an associate to retain the bonus received for opening a new account. Many of you remember that we kept our accounts open for ~six months to allow the bonuses to be paid.
Does anyone know if Citibank has a similar bonus program?
Question No. 2
Previously, Citibank told me that my old account had to be closed for 90 days for me to open a new account and be eligible for bonuses.
Does anyone know if this still applies?
I opened my account at a branch office in October and expect the bonus miles to post in February. The associate that opened the account has been quite helpful.
For those of you that were around for the Suntrust Bank Debit Card Bonanza a few years ago, we learned a few things about how bank employees collected and retained bonuses. If I recall correctly, an account had to be open for six months for an associate to retain the bonus received for opening a new account. Many of you remember that we kept our accounts open for ~six months to allow the bonuses to be paid.
Does anyone know if Citibank has a similar bonus program?
Question No. 2
Previously, Citibank told me that my old account had to be closed for 90 days for me to open a new account and be eligible for bonuses.
Does anyone know if this still applies?
Jan 14, 2014, 8:28 am
#910
Join Date: Aug 2010
Location: California
Programs: American, SWA, United, IHG,Hilton, Hyatt, Marriott
Posts: 1,843
Depends on your value on miles. Off peak you can fly to Europe for 36k miles and $10 if you have a AAdvantage credit card. I just booked tickets to London for 18k miles and $5 each way. It's actually 20k miles but if you have the AAdvantage credit card also it's a 10% rebate. So you get 2k miles back
Jan 14, 2014, 9:24 am
#911
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
Depends on your value on miles. Off peak you can fly to Europe for 36k miles and $10 if you have a AAdvantage credit card. I just booked tickets to London for 18k miles and $5 each way. It's actually 20k miles but if you have the AAdvantage credit card also it's a 10% rebate. So you get 2k miles back
Jan 14, 2014, 12:33 pm
#912
Join Date: Aug 2010
Location: California
Programs: American, SWA, United, IHG,Hilton, Hyatt, Marriott
Posts: 1,843
or a flight with 1 short leg that is a european airline and majority AA / US airway.
My flight is all AA from LAX to DFW to LHR. for $5 and 18K points.
Jan 14, 2014, 1:46 pm
#913
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
They do if you are flying a partnered european airline like BA etc etc. but if you can find a AA flight all the way through then there is no surcharge markup.
or a flight with 1 short leg that is a european airline and majority AA / US airway.
My flight is all AA from LAX to DFW to LHR. for $5 and 18K points.
or a flight with 1 short leg that is a european airline and majority AA / US airway.
My flight is all AA from LAX to DFW to LHR. for $5 and 18K points.
Jan 15, 2014, 1:51 am
#914
Join Date: Sep 2011
Location: SFO
Programs: AA EXP,AS MVPG,MR Platinum,HH Gold
Posts: 1,343
Jan 16, 2014, 8:14 am
#915
Join Date: Nov 2012
Programs: Hyatt Diamond, Hilton Diamond, SPG Gold, Will never by anything with airlines
Posts: 287
Opened late October, met requirements (through Fidelity) and debit purchases through AP.
SM'ed to receive confirmation I met requirements.
Miles posted yesterday.
Will cancel citigold account - mostly because Citibank was a headache to deal with for simple things, like taking two weeks to get my debit card (had to call 4 times)
SM'ed to receive confirmation I met requirements.
Miles posted yesterday.
Will cancel citigold account - mostly because Citibank was a headache to deal with for simple things, like taking two weeks to get my debit card (had to call 4 times)