Oct 24, 2013, 1:37 pm
Last edit by: JDiver
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I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
(lower right wiki corner)AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
Jun 1, 2011, 7:45 pm
#226
Join Date: Sep 2002
Location: LAX
Programs: AA PLT / 2MM
Posts: 2,113
I pushed again to try to get my 25K miles expedited and they won't do anything besides making me wait 3 months.
I currently have a 0 balance. If I leave the account open, will they try to charge me a monthly fee and will they be successful?
I currently have a 0 balance. If I leave the account open, will they try to charge me a monthly fee and will they be successful?
Jun 1, 2011, 7:53 pm
#227
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
This is called penny wise pound foolish by leaving the account at 0 balance. Of course YMMV.
Jun 6, 2011, 3:47 pm
#229
Join Date: Nov 2008
Location: Dallas, TX
Programs: AA EXP, Marriott LT Titanium, Avis Chairman
Posts: 1,286
Gripes! Just realized I'm past the 60 day mark and haven't yet completed any of the required tasks. Anyone know of a possibility of an extension? I called and they said to go in to a branch and talk to them about it - not sure why, but I'll try it.
Jun 7, 2011, 1:33 pm
#230
Join Date: Dec 2010
Location: Louisville
Programs: CO, Hilton, SPG
Posts: 7
Got my miles!!
Sent a secure message Sunday night with my AAdvantage number and that I completed all of the promo requirements. Received first response Monday that they were looking into it. Received another response on Tuesday (today) that they deposited the miles into the account. Sure enough my awardwallet shows my 25,000 miles. I dunno if Citi is just inconsistent, but this was as easy as Chase for me. 
The only annoyance has been keeping 6k in the account to avoid the fees.
Anyone know how long after I get my miles I can kill the account?
The only annoyance has been keeping 6k in the account to avoid the fees.Anyone know how long after I get my miles I can kill the account?
Jun 7, 2011, 6:50 pm
#231
Join Date: Jan 2010
Posts: 396
Immediately. There is nothing in the terms saying that account must be kept open and Citi has not been known to pull back miles for closing an account early.
I have had my citigold account 3.5 months now. So far no maintenance fees during the first 3 billing statements despite only having a few hundred dollars in the account. Hope I get the miles once soon. I asked for them once and they said to wait until the 90 days is up.
I have had my citigold account 3.5 months now. So far no maintenance fees during the first 3 billing statements despite only having a few hundred dollars in the account. Hope I get the miles once soon. I asked for them once and they said to wait until the 90 days is up.
Jun 7, 2011, 7:17 pm
#232
Join Date: Sep 2002
Location: LAX
Programs: AA PLT / 2MM
Posts: 2,113
Sent a secure message Sunday night with my AAdvantage number and that I completed all of the promo requirements. Received first response Monday that they were looking into it. Received another response on Tuesday (today) that they deposited the miles into the account. Sure enough my awardwallet shows my 25,000 miles. I dunno if Citi is just inconsistent, but this was as easy as Chase for me. The only annoyance has been keeping 6k in the account to avoid the fees.
Anyone know how long after I get my miles I can kill the account?
The only annoyance has been keeping 6k in the account to avoid the fees.Anyone know how long after I get my miles I can kill the account?
Jun 7, 2011, 9:41 pm
#233
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,047
By the way, you've got to watch these Citi accounts like a hawk. They've tried to charge me $20 on two accounts recently, claiming I had less than $6K in the accounts.
I had more, always.
But they didn't have them consolidated correctly, or something like that. Of course, they all show on my home page together.
They fix it each time, but they make it difficult.
I'm closing most that I've opened over the years since there's basically no point to having them anymore.
I had more, always.
But they didn't have them consolidated correctly, or something like that. Of course, they all show on my home page together.
They fix it each time, but they make it difficult.
I'm closing most that I've opened over the years since there's basically no point to having them anymore.
Jun 8, 2011, 2:31 pm
#235
FlyerTalk Evangelist
Join Date: Apr 2001
Location: DFW, AA, Hilton
Posts: 16,692
I've gotta chime in about Citi's inconvenient user-interface design. I had a login for Citicards, but then when I was talked into adding a checking account for the miles promotion, they made me set up another login so now I go through citibank. Either way, you can also use citi.com, but you still end up having to choose the correct type of access from the User ID's dropdown box. And of course I now have to remember 2 different sets of ID/passwords.
And then recently my initial debit card expired, and I had to enter the new debit card's number while I was out of town, and of course I did not have the new debit card with me.
Of course, there are good features too, but I think banks ought to make it a priority for ease of use instead of making us hunt for things. Oh, while I'm at it, I want to complain about the tiny fonts too. Don't they know we are getting older and they need to make the words larger? Even "Sign-Off" is hard to find at a quick glance.
OK, back to my doldrum.
And then recently my initial debit card expired, and I had to enter the new debit card's number while I was out of town, and of course I did not have the new debit card with me.
Of course, there are good features too, but I think banks ought to make it a priority for ease of use instead of making us hunt for things. Oh, while I'm at it, I want to complain about the tiny fonts too. Don't they know we are getting older and they need to make the words larger? Even "Sign-Off" is hard to find at a quick glance.
OK, back to my doldrum.
Jun 8, 2011, 4:39 pm
#236
Join Date: Mar 2011
Location: BOS
Programs: US, AA, Delta, BA, Hilton, Marriot, HYATT
Posts: 433
I've gotta chime in about Citi's inconvenient user-interface design. I had a login for Citicards, but then when I was talked into adding a checking account for the miles promotion, they made me set up another login so now I go through citibank. Either way, you can also use citi.com, but you still end up having to choose the correct type of access from the User ID's dropdown box. And of course I now have to remember 2 different sets of ID/passwords.
Jun 9, 2011, 12:55 pm
#237
FlyerTalk Evangelist
Join Date: Apr 2001
Location: DFW, AA, Hilton
Posts: 16,692
Nevertheless, Citi's UI design is still the worst that I've seen, and I've had accounts in many places.
Also, Citi just admitted to a security breach.
Jun 11, 2011, 8:27 am
#238
Join Date: Oct 2010
Posts: 374
Just received a promo in the mail for DH for 23500 for Citigold and 10000 for a regular account. I think I'll jump on the 23500 for him. Only catch was that it was DD or bill pay only....no debit purchases.
Can I just make a bunch of little payments? I don't need to actually pay the bill in full, correct?
Can I just make a bunch of little payments? I don't need to actually pay the bill in full, correct?
Jun 11, 2011, 6:42 pm
#239
Join Date: Jan 2010
Posts: 396
Correct. You can pay any amount you like. I think there are a lot of people that like to make the minimum payment on their credit cards unfortunately. Also I think Citi would have no way of knowing how much your bill is.
Jun 11, 2011, 7:06 pm
#240
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
I often split the utilities many times when a card makes me jump through hoop to earn a bonus (such as 5 purchases in X time) - just pay AT&T or whoever a $2 payment several times and I am done!