josephstern

How close to 10% is it? Is it 9%+?

Is your April balance over $200K?

Jack Burton

Well, no point getting into the referrals I have sent, since that number doesn't mean much. And being first on the thread or first on PM doesn't seem to be fool-proof.

But honestly, I had 4 referrals post today. Quite disappointing.

Success rate is not very good, it seems. Curious if others are having a better success rate than I am. Obviously, most people change their minds once they receive their referral, otherwise, I would have a lot more than just 4.

Can't complain over free miles, though,...it is what it is.

ExitRowAisle

It's roughly 9.97% of my average balance in April, so it's not a huge amount. It just seems odd that I'm not receiving at least 10% of any daily balance that I held at BD during the month of April.

And no, I'm not over $200k.

josephstern

Yeah - I refer all the time to SPG, and I never seem to see those.

I had one today, but I also had a few on 4/22, so they seem to have wiped the queue clean earlier in the month.

With the generous bonuses, though, I'm surprised more mileage hounds do go for this.

jss

A new ? re BD. Had one account and early last year (2010) started direct deposit and got 5k bonus--stopped direct deposit in December. I have a second acct there (different title joint acct--but same AA #), started direct deposit to that in March at $100 per period. Called for bonus and was told I needed full direct deposit amount not $100. Switched my direct dep to full amount and now called to get the bonus on that acct and was told I'm not eligible as I already received the bonus in 2010 (albeit on a different acct.).

Any body else have two accts and get direct deposit bonuses on both? If this is the case are they going to try and claim the same thing on the debit card bonus that they just started? CSR claims one bonus per AA#--though from what I have seen the past it appears that it should be one bonus per Bank Direct acct not per AA#.

ceieoc

When I didn't get my mileage bonus for my direct deposit payroll check I set up last month, I called BankDirect customer service. I just got a return call from BankDirect stating that they were going to decline awarding me my 10,000 mile bonus for setting up my direct deposit. They claim my entire paycheck was not deposited to them. I explained that our union dues are automatically deducted directly from our paychecks, just like medicare and social security taxes. I asked if they wanted me to fax a copy of my pay stub to the bank so BankDirect can review and make a determination if they want to award the advertised 10,000 bonus miles. BankDirect said to fax them my paystub for review.

If BankDirect doesn't like our union dues or donations deducted directly from our direct deposit payroll, I guess I could always use the option to set up an automatic bill pay for our dues to go directly to our local firefighters union. Any recommendations?

Is anyone else having a problem getting BankDirect to award their advertised bonuses?

Jack Burton

Think I may have had 3 post, mid-month, would have to have a look.

BUT,...many reasons why,...I've had 2 people PM back that they forgot to use my personal info when they did their app, and asked me how to solve that. Of course, I had no idea how to fix that. Have also had 3 others who PMed to say they did change their minds since the rumor surfaced about AA changing their MM program status, thinking that the BD wouldn't count for MM.

Then of course, who knows if BD is processing the referrals and bonuses properly. Wish they would detail which person signed up, would be easier to figure things out.

Regardless, will keep trying to refer people and hope that miles eventually hit. So it goes.

danorum

Actually, I am pretty happy with using them more than I had planned initially. The bill pay seems to be working well. So, I don't think so.

Dan

Jack Burton

Cool. Was debating doing the BillPay myself, but need 12 months of transactions. May not be worth the bother, for me, anyway.

glocklt4

I went ahead and started setting up bill pays. 5k isn't much in the long run, but if I'm keeping as much cash in the account as possible to earn miles there, that's where my $ will be to pay bills from anyway. Might as well just go ahead and do it.

mileshound

Has anyone done an ACH push from Bank of America to BD? If so, how fast and did they charge?

Jack Burton

BOA is great IF you have over $50,000, and plan to keep over $50,000 in BOA AFTER your transfer is complete. Meaning, if you have $100,000, and transfer out only $50,000, then it will be free. Accounts over $50,000 have "Advantage" status, which means external transfers are free. You would be charged up front, but will be able to get a credit for that fee if you call in to request it. Great thing is, even a one day wire transfer will be free, although you would be charged about $25 up front, before you get it back. If you sign up for their "SafePass", then there is no daily limit,...well, actually, I think it's $1,000,000.

Normal ACHs range in price, same for limits, depending on balance, amount to be transferred and how quickly. All the info is on BOA's site.

rwalia99

anyone else who works individual gigs and doesn't have paychecks to do direct deposit with? if so, have you figured out a way to get the 10,000 direct deposit miles?

iusb

Just curious, how does BD know it's eitire paycheck or not?

glocklt4

They dont and I imagine can't. As I mentioned before, I had three direct deposits of my check and have whole numbers go into two other banks and then the rest goes into BD so that it's an odd number. The only way they know how to even get into a ballpark of knowing what would be a complete check for you is by comparing pay to the annual income on an app. I don't remember them asking for that, but maybe they did. Either way, they can't say that you cannot do 401k and other distribution from your check, etc... Etc... So plain and simple. They don't know.