Apr 8, 2021, 10:27 am
Last edit by: funnyfarm299
Miles usually post on Bask website on the second business day of the month, to AA a day or 2 later.
Check the "Rewards" section of your Bask dashboard or the Recent Activity section of your AA account.
Current earn rate as of June 2023: 2.5 miles/dollar/year, awarded monthly (no LP's).
Check the "Rewards" section of your Bask dashboard or the Recent Activity section of your AA account.
Current earn rate as of June 2023: 2.5 miles/dollar/year, awarded monthly (no LP's).
Questions on BankDirect, now Bask Bank (consolidated)
Apr 17, 2011, 9:09 am
#361
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,075
Apr 17, 2011, 9:20 am
#362
Join Date: Nov 2009
Location: NYC
Programs: AA Plat, DL Silver, MR Plat, SPG Plat, CP Diamond, PC Gold, HH Silver
Posts: 476
Thanks to everyone who responded to my question above, but I guess what I should have asked is whether BankDirect would consider a one-time direct deposit of a tax refund as meeting its direct deposit requirement (I had assumed they were doing something systematically to identify "direct deposits" since they seem to be able to distinguish them from recurring "push" ACH transfers from other bank accounts), or if they only give bonus points for payroll direct deposits. Anyway, I guess there is no harm in directing my tax refund to BD to see what happens.
According to an email I received from BD regarding the DD,...
"The direct deposit simply needs to show up as "payroll" on the ACH from an employer and it just must be for a full paycheck (and not a portion such as just $100 for example)."
Apr 17, 2011, 9:25 am
#363
Join Date: Oct 2009
Location: Washington, DC area
Programs: Air: Many; Hotel: HH D, HY G, IHG P, MR S, RR
Posts: 504
I highly doubt that a tax refund will work. I called BD about mine Fri and they looked at the name of the bank/company that sent the ACH and confirmed with me who it was (my company). It will be pretty obvious that it's a one-time tax refund coming from the IRS with the description and I highly doubt they will allow that to count as "direct deposit" being setup. Just my $.02, but YMMV.
Apr 17, 2011, 1:45 pm
#364
Join Date: May 2003
Programs: AA (1MM), Marriott (LT Gold)
Posts: 1,766
Perhaps they've changed their policy recently, but last year, I pushed two identical amounts from my Vanguard mutual fund to BD in consecutive months, and I was able to get BD to treat this as a direct deposit for purposes of getting the bonus miles.
Apr 18, 2011, 9:36 pm
#365
Join Date: Sep 2009
Location: CA
Programs: AAdvantage ExecPlat (LT Plat 2.1 MM),United S, SPG P, Marriott P, Hyatt Diamond *-)-
Posts: 213
I still have 2 mileage checking accounts.
does that mean I get 100 per $1k up to $200k for each account?
Or is the 25 miles per $1k after $200k per customer?
does that mean I get 100 per $1k up to $200k for each account?
Or is the 25 miles per $1k after $200k per customer?
Apr 18, 2011, 9:48 pm
#366
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,075
I asked them and they told me that if you had the accounts pre-April 1, you get the good ratio on each account, up to $200k. Of course, I won't see the first miles to prove it until early May.
Apr 19, 2011, 12:57 pm
#367
Join Date: Jan 2010
Location: SFO
Posts: 384
I'm signing up for BankDirect. I already have been referred.
On the sign up screen - I'm planning on checking:
"mileage checking with interest"
"I would like to View Accounts Online"
Anything else? Should I be checking the box for a savings or a money market account? Any reason to get any of the cards?
Thanks!
On the sign up screen - I'm planning on checking:
"mileage checking with interest"
"I would like to View Accounts Online"
Anything else? Should I be checking the box for a savings or a money market account? Any reason to get any of the cards?
Thanks!
Apr 19, 2011, 1:00 pm
#368
FlyerTalk Evangelist
Join Date: May 2001
Location: MSY; 2-time FT Fantasy Football Champ, now in recovery.
Programs: AA lifetime GLD; UA Silver; Marriott LTTE; IHG Plat,
Posts: 14,522
I'm signing up for BankDirect. I already have been referred.
On the sign up screen - I'm planning on checking:
"mileage checking with interest"
"I would like to View Accounts Online"
Anything else? Should I be checking the box for a savings or a money market account? Any reason to get any of the cards?
Thanks!
On the sign up screen - I'm planning on checking:
"mileage checking with interest"
"I would like to View Accounts Online"
Anything else? Should I be checking the box for a savings or a money market account? Any reason to get any of the cards?
Thanks!
Apr 19, 2011, 1:17 pm
#369
Join Date: Jan 2010
Location: SFO
Posts: 384
As in:
1K miles per account created. So maybe I should create a money market account and fund it with the minimal amount for a month, and then close it?
5K miles for using the bankdirect visa check card: so again, maybe I should be getting the visa check card and using it once?
And is there a fee for the check card? Or do I need a savings account or anything like that for it?
As far as I can tell no, but I'm not sure.
Apr 19, 2011, 1:30 pm
#370
Join Date: May 2003
Programs: AA (1MM), Marriott (LT Gold)
Posts: 1,766
OK - but am I missing out on any sign up bonuses?
As in:
1K miles per account created. So maybe I should create a money market account and fund it with the minimal amount for a month, and then close it?
5K miles for using the bankdirect visa check card: so again, maybe I should be getting the visa check card and using it once?
And is there a fee for the check card? Or do I need a savings account or anything like that for it?
As far as I can tell no, but I'm not sure.
As in:
1K miles per account created. So maybe I should create a money market account and fund it with the minimal amount for a month, and then close it?
5K miles for using the bankdirect visa check card: so again, maybe I should be getting the visa check card and using it once?
And is there a fee for the check card? Or do I need a savings account or anything like that for it?
As far as I can tell no, but I'm not sure.
As to the new money market account sign-up bonus, you'll have to decide whether the additional miles are worth it to you. The key is knowing what the minimum deposit requirements are to avoid monthly fees and the typical amount of time it takes for the bonus to post. That way you can decide whether the lower AA mileage earning rate is offset by the one-time bonus.
Apr 19, 2011, 1:57 pm
#371
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,075
I'm working on the check card bonuses now:
There's a whole FAQ here that doesn't seem to be linked from anywhere:
http://www.bankdirect.com/programs/aafaq.aspx
In order to receive the additional 5,000 miles for 12 months of bill pay, you have to pay at least 3 different merchants per month from a BankDirect Mileage Checking Account through our online bill payment system for 12 consecutive months. The 5,000 miles are paid out at the end of the 12-month period. To receive mileage credit, contact BankDirect Client Support to notify us that you have met the minimum qualifications. Please allow 6 to 8 weeks for the miles to post to your AAdvantage account.
http://www.bankdirect.com/programs/aafaq.aspx
Apr 19, 2011, 2:01 pm
#372
Join Date: May 2003
Programs: AA (1MM), Marriott (LT Gold)
Posts: 1,766
I'm working on the check card bonuses now:
There's a whole FAQ here that doesn't seem to be linked from anywhere:
http://www.bankdirect.com/programs/aafaq.aspx
There's a whole FAQ here that doesn't seem to be linked from anywhere:
http://www.bankdirect.com/programs/aafaq.aspx
Apr 19, 2011, 2:03 pm
#373
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,075
In order to receive the additional 5,000 miles for VisaŽ CheckCard usage, you have to use the VisaŽ CheckCard on 12 transactions per statement cycle for 3 consecutive months. To receive mileage credit, contact BankDirect Client Support to notify us that you have met the minimum qualifications. Please allow 6 to 8 weeks for the miles to post to your AAdvantage account.
Apr 19, 2011, 2:28 pm
#374
Join Date: Jan 2010
Location: SFO
Posts: 384
With respect to the check card bonus, I think it requires 10-12 transactions every month for 3 months. I can't find the details on the site at the moment, but I know I've seen it posted somewhere on FT in the recent past since it is a relatively new development. I don't believe you have to opt in for this activity the day you sign up. In fact, I'm under the impression that long-standing customers are eligible for this bonus if they meet the requirements.
As to the new money market account sign-up bonus, you'll have to decide whether the additional miles are worth it to you. The key is knowing what the minimum deposit requirements are to avoid monthly fees and the typical amount of time it takes for the bonus to post. That way you can decide whether the lower AA mileage earning rate is offset by the one-time bonus.
As to the new money market account sign-up bonus, you'll have to decide whether the additional miles are worth it to you. The key is knowing what the minimum deposit requirements are to avoid monthly fees and the typical amount of time it takes for the bonus to post. That way you can decide whether the lower AA mileage earning rate is offset by the one-time bonus.
And I just realized that to qualify for the money market you have to have over $10K otherwise you pay a $10 monthly fee. So this is quickly becoming not worth it.
Checking it is!
Apr 19, 2011, 3:04 pm
#375
Join Date: Aug 2010
Location: SEA
Programs: HH Gold, SPG Gold, AA Gold
Posts: 354
There's a whole FAQ here that doesn't seem to be linked from anywhere:
http://www.bankdirect.com/programs/aafaq.aspx
http://www.bankdirect.com/programs/aafaq.aspx
That site is so confusing and hard to navigate.