Last edit by: funnyfarm299
Miles usually post on Bask website on the second business day of the month, to AA a day or 2 later.
Check the "Rewards" section of your Bask dashboard or the Recent Activity section of your AA account.
Current earn rate as of June 2023: 2.5 miles/dollar/year, awarded monthly (no LP's).
Check the "Rewards" section of your Bask dashboard or the Recent Activity section of your AA account.
Current earn rate as of June 2023: 2.5 miles/dollar/year, awarded monthly (no LP's).
Questions on BankDirect, now Bask Bank (consolidated)
#391
Join Date: Nov 2009
Location: NYC
Programs: AA Plat, DL Silver, MR Plat, SPG Plat, CP Diamond, PC Gold, HH Silver
Posts: 476
That's the standard timeframe. Citibank is the only bank I know of which will give you free Next Day ACH pushes.
I was talking about having to do multiple ACH pushes since transfers are capped. Citibank caps it at 2k/day. Two of my local banks cap it at 15k/day and 25k/month.
I was talking about having to do multiple ACH pushes since transfers are capped. Citibank caps it at 2k/day. Two of my local banks cap it at 15k/day and 25k/month.
Exactly, standard. But when you said earlier that it's a "real slow process", it sounded as if you meant weeks and not days per ACH. Obviously, if you need to do 20 transfers, yes, it will take time if you have limits. But a single ACH is a rather painless process.
#392
Join Date: Apr 2011
Location: ACC
Programs: AAdvantage, MIleagePlus, Skywards
Posts: 395
Yes. Just initiate an ACH FROM your existing accounts INTO BD, since you can not initiate ACHs from within BD,...it's not a service they provide.
Personally, I opened my BD account with a $100 cashier's check, and then about a week later once my BD account was open, I started doing ACHs in $10,000 increments.
Personally, I opened my BD account with a $100 cashier's check, and then about a week later once my BD account was open, I started doing ACHs in $10,000 increments.
#393
Join Date: Apr 2001
Location: Austin
Programs: AA P4L, WN, BA, DL, UA, HHonors, IHG
Posts: 3,485
Earlier than that...see posting #293 in which I reported that BD would not open an account for Mrs. Middle_Seat because of existing account(s) at the same address.
I believe that the initial deposit to BD takes a couple of weeks to become "available." Subsequent deposits are in limbo for just a day or two.
I believe that the initial deposit to BD takes a couple of weeks to become "available." Subsequent deposits are in limbo for just a day or two.
#395
Join Date: Nov 2009
Location: NYC
Programs: AA Plat, DL Silver, MR Plat, SPG Plat, CP Diamond, PC Gold, HH Silver
Posts: 476
I have called and asked about this twice,...they claim the miles are awarded "immediately", though I did ask in the middle of several other questions. Your best bet would be to call yourself to confirm this, and have them give you a real world timeline. They may give you a better answer if they believe you are serious about opening a big ticket CD.
#396
Join Date: Jan 2010
Programs: AA EXP, Hyatt Diamond, Hilton Diamond, any other status I can get via credit card
Posts: 108
BankDirect - Frequent Traveler Seminar
I mentioned BankDirect to several people at the Frequent Traveler Seminar, but forgot to mention that both you and I can get 1,000 extra miles from a referral. If you would like me to send you a referral email, please PM with your email and I will send a link.
#397
Original Member
Join Date: May 1998
Location: NYC
Programs: AA 2MM, Bonvoy LTT, Hilton Diamond
Posts: 14,649
That's the standard timeframe. Citibank is the only bank I know of which will give you free Next Day ACH pushes.
I was talking about having to do multiple ACH pushes since transfers are capped. Citibank caps it at 2k/day. Two of my local banks cap it at 15k/day and 25k/month.
I was talking about having to do multiple ACH pushes since transfers are capped. Citibank caps it at 2k/day. Two of my local banks cap it at 15k/day and 25k/month.
#398
Join Date: Sep 2006
Programs: AA LT Plat - 2MM;HH Diamond
Posts: 239
Hey Dan. I'm sure several people would love to know,...
- How did that DD request turn out?
- Timespan,...from DD to request to posting?
- Did you have an actual payroll DD, or did you try something else?
- Did you deposit your entire payroll check, or a portion?
- Just a single DD, or did you do several, weekly?
Lots of questions, I know, but better to cover all the possible followups.
Thanks very much,
JB
- How did that DD request turn out?
- Timespan,...from DD to request to posting?
- Did you have an actual payroll DD, or did you try something else?
- Did you deposit your entire payroll check, or a portion?
- Just a single DD, or did you do several, weekly?
Lots of questions, I know, but better to cover all the possible followups.
Thanks very much,
JB
I requested it after my paycheck deposited on 4/15.
I did an actual payroll DD.
It is almost my entire paycheck. I have a couple of small ammounts that go to savings plans.
I requested the bonus after the first one was deposited and showed up on bankdirect.com.
Dan
#399
Join Date: Apr 2007
Location: Orlando, FL
Programs: AA 11MM/EXP/Aairpass, SPG Plat
Posts: 343
#400
Join Date: Nov 2009
Location: NYC
Programs: AA Plat, DL Silver, MR Plat, SPG Plat, CP Diamond, PC Gold, HH Silver
Posts: 476
I see the posting via bankdirect.com today (5/3)
I requested it after my paycheck deposited on 4/15.
I did an actual payroll DD.
It is almost my entire paycheck. I have a couple of small ammounts that go to savings plans.
I requested the bonus after the first one was deposited and showed up on bankdirect.com.
Dan
I requested it after my paycheck deposited on 4/15.
I did an actual payroll DD.
It is almost my entire paycheck. I have a couple of small ammounts that go to savings plans.
I requested the bonus after the first one was deposited and showed up on bankdirect.com.
Dan
Great, thanks for the info.
Doesn't matter much, but I am curious,...now that the DD bonus has posted, do you plan to move your DD back to your other bank account?
#401
Original Member
Join Date: May 1998
Location: NYC
Programs: AA 2MM, Bonvoy LTT, Hilton Diamond
Posts: 14,649
I haven't tried in a while but if memory serves, e*trade brokerage ACH took an extra day....maybe I missed the cutoff.
#402
Join Date: Jun 2005
Location: DFW/DAL
Programs: AA 1MM Gold, Marriott Gold, Hilton Diamond, Hyatt Discoverist
Posts: 1,524
I see the posting via bankdirect.com today (5/3)
I requested it after my paycheck deposited on 4/15.
I did an actual payroll DD.
It is almost my entire paycheck. I have a couple of small ammounts that go to savings plans.
I requested the bonus after the first one was deposited and showed up on bankdirect.com.
Dan
I requested it after my paycheck deposited on 4/15.
I did an actual payroll DD.
It is almost my entire paycheck. I have a couple of small ammounts that go to savings plans.
I requested the bonus after the first one was deposited and showed up on bankdirect.com.
Dan
#404
Join Date: Jun 2005
Location: DFW/DAL
Programs: AA 1MM Gold, Marriott Gold, Hilton Diamond, Hyatt Discoverist
Posts: 1,524
#405
Join Date: May 2003
Programs: AA (1MM), Marriott (LT Gold)
Posts: 1,766
I thought I understood how BD calculates monthly mileage until I looked at the April activity today (on the BD website). The amount to be credited to AA is less than 10% of my initial balance on April 1 even though my only activity in April is a relatively small deposit on April 15 and my insignificant interest earned at the end of the month.
I know that April interest was credited on April 29, so I guess BD could be making some computation of total mileage earned over an entire year pro-rated to 29 days, but I honestly did not think that was how they did things. I always thought that mileage earned on a $150,000 balance in January and a $150,000 balance in February would be the same.
Is anyone else receiving less miles than expected?
I know that April interest was credited on April 29, so I guess BD could be making some computation of total mileage earned over an entire year pro-rated to 29 days, but I honestly did not think that was how they did things. I always thought that mileage earned on a $150,000 balance in January and a $150,000 balance in February would be the same.
Is anyone else receiving less miles than expected?