Jan 31, 2017, 10:50 pm
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Plastiq for rent, tuition, utilities, etc.(2017)
Apr 23, 2017, 9:14 pm
#256
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
I can confirm now, that both CSR and Citi ATTAM gave 3x on the same type of payment.
Citi coded as misc. govt. services, while CSR coded as travel. Also waiting for Ink test results.
It's a tough decision now, since I have 1.75% rate locked for ATTAM, and the fact that there is also annual bonus of 10k points for it, so it may still be better than CSR, though I prefer UR points over TYPs.
Citi coded as misc. govt. services, while CSR coded as travel. Also waiting for Ink test results.
It's a tough decision now, since I have 1.75% rate locked for ATTAM, and the fact that there is also annual bonus of 10k points for it, so it may still be better than CSR, though I prefer UR points over TYPs.
Apr 23, 2017, 11:51 pm
#257
Join Date: Sep 2012
Posts: 4,431
It must just be that type of GC because I've been using VGC and MCGC for mortgage for a while. I most recently used the $200 variety from OD/OM/Staples deals.
Apr 24, 2017, 10:57 am
#258
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
I can confirm now, that both CSR and Citi ATTAM gave 3x on the same type of payment.
Citi coded as misc. govt. services, while CSR coded as travel. Also waiting for Ink test results.
It's a tough decision now, since I have 1.75% rate locked for ATTAM, and the fact that there is also annual bonus of 10k points for it, so it may still be better than CSR, though I prefer UR points over TYPs.
Citi coded as misc. govt. services, while CSR coded as travel. Also waiting for Ink test results.
It's a tough decision now, since I have 1.75% rate locked for ATTAM, and the fact that there is also annual bonus of 10k points for it, so it may still be better than CSR, though I prefer UR points over TYPs.
Apr 24, 2017, 1:21 pm
#259
Join Date: Dec 2009
Posts: 70
Plastiq
I can confirm now, that both CSR and Citi ATTAM gave 3x on the same type of payment.
Citi coded as misc. govt. services, while CSR coded as travel. Also waiting for Ink test results.
It's a tough decision now, since I have 1.75% rate locked for ATTAM, and the fact that there is also annual bonus of 10k points for it, so it may still be better than CSR, though I prefer UR points over TYPs.
Citi coded as misc. govt. services, while CSR coded as travel. Also waiting for Ink test results.
It's a tough decision now, since I have 1.75% rate locked for ATTAM, and the fact that there is also annual bonus of 10k points for it, so it may still be better than CSR, though I prefer UR points over TYPs.
FYI referral payouts increased to 500/1000.
Apr 24, 2017, 6:44 pm
#260
Join Date: Mar 2014
Location: ATL
Programs: DL DM, Hyatt LT DM, Wyndham DM, Hertz PC, HH Gold, SPG Gold, Marriott Gold
Posts: 2,038
2 more payments to vendors(fellow photographers). 1 to MN and 1 to GA.
Setup - 4/15
Sent - 4/19
Arrived - 4/23
Setup - 4/15
Sent - 4/19
Arrived - 4/23
Apr 25, 2017, 6:12 am
#261
Join Date: Jul 2006
Posts: 1,345
I signed up for one of those $500 in fee credits yesterday afternoon. I'm trying to make a payment today and it's charging me $25 fee. Is the fee credit limited to certain vendors and/or subject to a time delay?
Apr 25, 2017, 8:11 am
#262
Join Date: Feb 2017
Posts: 271
Got to your profile > Rewards & Referrals. How many FFD do you see? You'll get some after your 1st payment.
Apr 26, 2017, 12:10 am
#264
Join Date: Sep 2012
Posts: 4,431
My account had the promo last week to schedule 6 monthly mortgage payments and getting the fee waived for the first month. Has anybody had this promo and cancelled the subsequent payments after submitting the first one fee-free? Did Plastiq retroactively charge the fees for that first payment?
Apr 26, 2017, 12:21 pm
#265
Join Date: Sep 2013
Posts: 222
made mortgage payment via plastiq to wells fargo on 4/18. checked mortgage account and payment posted 4/21 as additional principal payment. payment is due 5/1/17 and I was not expecting a 3-day turnaround time. i sent it earlier as many DPs have stated much longer time frames for actual delivery of payment. i have messaged Wells Fargo to get them to apply the payment to the payment due on 5/1/17 and not as an additional principal payment. Just checking if anyone else had similar experiences and if there is any way to avoid this? I guess if its such a quick turnaround i could set the recurring payment to around the 28th of each month instead of the 18th which it currently is. I thought one had to specify "additional principal payment" for it to count towards that but i guess not.
Apr 26, 2017, 12:23 pm
#266
Join Date: Sep 2013
Posts: 222
My account had the promo last week to schedule 6 monthly mortgage payments and getting the fee waived for the first month. Has anybody had this promo and cancelled the subsequent payments after submitting the first one fee-free? Did Plastiq retroactively charge the fees for that first payment?
Apr 26, 2017, 12:31 pm
#267
Join Date: Sep 2012
Posts: 4,431
I have not done this personally but I have seen quite a few data points suggesting that people have done this and not had Plastiq retroactively charge the fee for the first payment. However, that does not guarantee that it will work for everyone. It says in the T&C that they may do it. I actually want to change the dates of my recurring payments so I was actually thinking about changing the dates and wondered if this would affect my promo as well.
Apr 27, 2017, 7:50 am
#268
Join Date: Dec 2008
Location: NYC
Programs: BA Gold, HH Diamond, Marriott Gold
Posts: 1,260
First time Plastiq user. Paid rent on CSR - got 1x today. I'm assuming I did something wrong - Paid rent to Landlord's firm (new user) - no cash advance warning.
Any ideas what I did wrong. Posted as
Merchant category BUSINESS SERVICES NOT ELSEWHERE CLASSIFIED
Any ideas what I did wrong. Posted as
Merchant category BUSINESS SERVICES NOT ELSEWHERE CLASSIFIED
Apr 27, 2017, 1:03 pm
#269
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Where do you see this information on Chase website?
Apr 27, 2017, 1:16 pm
#270
Join Date: Dec 2008
Location: NYC
Programs: BA Gold, HH Diamond, Marriott Gold
Posts: 1,260