Dec 4, 2014, 3:09 pm
Last edit by: zeppoloveskafka
Was given number 1-877-745-5040 as direct number for claiming rewards.
But easier to do at https://easyrewards.tdbank.com/ and statement credits post very quickly.
Target and Walmart seem to be posting at 1%, even when they are supposed to code grocery.
But easier to do at https://easyrewards.tdbank.com/ and statement credits post very quickly.
Target and Walmart seem to be posting at 1%, even when they are supposed to code grocery.
TD Bank [USA] Cash Rewards [Consolidated]
Aug 20, 2014, 11:32 am
#76
Join Date: Jul 2009
Programs: None
Posts: 135
Anyone ever go through recon for this card?
I have a pending decision. I called their general line got transfered to the credit department, but I was told a decision will be sent in 7-10 business days.
770 FICO, about 10 apps this year.
I have a pending decision. I called their general line got transfered to the credit department, but I was told a decision will be sent in 7-10 business days.
770 FICO, about 10 apps this year.
Aug 20, 2014, 7:29 pm
#77
Join Date: Jan 2014
Location: Northern VA
Posts: 48
I'm in the same boat as you. I applied 2 days ago and am getting the same 7 to 10 day story. Same general metrics as you. This was my last card of a 6 card AOR at the beginning of the week.
Aug 21, 2014, 11:09 am
#78
Join Date: Aug 2014
Posts: 194
I do not have a checking account in TD bank. Actually I never banked with TD before.
Can I walk in a branch and apply on site? How much chance will I get approved, assuming I have good FICO score (760)?
I can also open a new checking account. But there is no checking account promotion right now. Will opening a checking account at the same time help getting the credit card application approved?
Can I walk in a branch and apply on site? How much chance will I get approved, assuming I have good FICO score (760)?
I can also open a new checking account. But there is no checking account promotion right now. Will opening a checking account at the same time help getting the credit card application approved?
Aug 21, 2014, 11:18 am
#79
Join Date: Aug 2014
Posts: 194
where did you see the 9/6 deadline? thanks
Aug 21, 2014, 3:40 pm
#80
Join Date: Oct 2012
Posts: 299
TD
If you open an account between August 1, 2014 and September 6, 2014, you are eligible to earn a one-time bonus offer of 20,000 Easy Rewards bonus points if you spend $500 in total net purchases (“net purchases” defined as any purchase in any category subject to the limitations below) using your new TD Easy Rewards Credit Card within 90 days of account opening date.
Aug 23, 2014, 8:22 am
#82
Join Date: Aug 2014
Posts: 194
Aug 24, 2014, 12:52 am
#83
Join Date: Feb 2014
Location: PHL
Posts: 930
Can they see the CLs for other cards? I um just curious because they initially gave me a $1,000 CL. I called and requested a CLI to $10,000. They ended up giving me $16,900, which is ironically $100 more than my previous highest CL. Is that just a coincidence? That number seems too odd to be.
Aug 24, 2014, 2:14 pm
#84
Join Date: Feb 2010
Location: US
Programs: (PM)AA SPG (Marriott), Hilton
Posts: 1,040
When a card has a limit, it will appear on your credit report. (There are a few narrow exceptions to this.)
So yes, by pulling your CR, they can see credit limits on any open tradelines, and for closed ones that have not aged off the report.
So yes, by pulling your CR, they can see credit limits on any open tradelines, and for closed ones that have not aged off the report.
Aug 26, 2014, 4:34 pm
#85
Join Date: Nov 2012
Programs: Hyatt Diamond, Hilton Diamond, SPG Gold, Will never by anything with airlines
Posts: 287
Aug 26, 2014, 7:07 pm
#86
Join Date: Jan 2014
Location: Northern VA
Posts: 48
I called again today and inquired and got the same 7 to 10 day story still. I blatantly asked if that just meant I was declined and had to wait on the mail and the credit rep said there was no decision yet and the application is still under review. I asked if there was an underwriter or credit analyst I could speak with to verify information and get a decision more quickly and was also told no.
Aug 29, 2014, 8:57 am
#87
Join Date: Aug 2014
Posts: 194
Just came back from a local TD branch. Opened a checking account there, hoping it can help the credit card application.
After checking account was opened, I applied for the rewards card. However, I am not approved on site. The message let me wait for some time, and there is a toll free number to call as well.
FICO is 770 (from Discover IT). I thought it would be easy. Sigh...
After checking account was opened, I applied for the rewards card. However, I am not approved on site. The message let me wait for some time, and there is a toll free number to call as well.
FICO is 770 (from Discover IT). I thought it would be easy. Sigh...
Sep 4, 2014, 3:45 pm
#88
Join Date: Jan 2014
Location: Northern VA
Posts: 48
I finally got a response today. Applied on August 18th. Decision wasn't made until today, even with me calling and pushing for a decision every day for the past week. Visa Sig card with 7.5k limit. Last app of a 6 card AOR.
Sep 4, 2014, 10:25 pm
#89
Join Date: Jul 2009
Programs: None
Posts: 135
This app was the last one as part of my 5 card AOR.
I applied around the same time as you did (08/20) and no decision yet.
Sep 5, 2014, 11:05 am
#90
Join Date: Jan 2014
Location: Northern VA
Posts: 48
When calling the same automated status number as before. Once I entered my info it said congrats you are approved. I spoke with a cs rep to determine my CL. I was told another 7 to 10 days to see my card in the mail.