altbg

I apologize for resurrecting an old thread.

I am still using this card and am currently looking for a detailed explanation of benefits when it comes to rental cars. I only have the old booklet "United Visa Signature Guide to Benefits" that came with the original Signature card many, many years ago. I don't know if these benefits are still the same. I have been looking for this information online but my searches have come up empty so far. Chase has an option to get the cardmember agreement mailed home, but I have a feeling that's not really what I am looking for.

B747SP

I have the card, and I believe that the coverage is secondary to my own auto insurance. On the other hand, the new Explorer card offers primary coverage.

atword

Current benefits are shown here. Links on the right provide more information.

https://www.chase.com/online/Credit-...ewards-new.htm

othermike27

No need to apologize! This is an old card that is still useful to a few of us. The 5,000 matching PQMs often get me over the hump, and the 3:1 points on UA website purchases is way better than the currently offered Explorer or Club cards.

AFAIK, rental car insurance is still secondary to your own auto insurance, and there is a 3% FTF for international purchases with the Select. But a CSP card takes care of both of those issues, and can transfer Chase Ultimate Rewards points 1:1 to UA MP, if that's what you're after. I use the Select card only for united.com and grocery purchases, and rely on other cards for primary insurance coverage. Note that the website referenced in the post above does not mention anything about rental insurance or any of the purchase protections. I would SM Chase to confirm that these still apply, and maybe request a current statement of benefits before I rely on this card for any protections. I know it's a VISA Signature card, but still...

altbg

Exactly, it's my primary card for United and groceries/gas... so definitely very handy to keep around. The one thing I am after is "loss-of-use" coverage as my regular car insurance won't cover that. The old Signature Card had this benefit so as long as it didn't change since then I should be good. I was just wondering who will have the most accurate information, Chase or United. I will contact Chase to find out for sure.

Thanks! ^

othermike27

Good idea. You might also look up VISA Signature to see what they say. I know I have seen other threads reporting issues recovering rental car loss-of-use claims, but don't recall details.

emcampbe

I don't think your looking for the cardmember agreement - you want the benefits guide.

Check your PM for some more info.

Bruin1K

3x united purchases
2x grocery, gas, home improvement stores and restaurants.
1x everything else
-------///--
5000 PQM for united.com purchases.

escapefromphl

Ignore I assumed this was for the old platinum visa...

Bruin1K

Do you or anyone else knows if united app is considered united.com?

emcampbe

Yes, should count for PQM on the select card. It's been a few
Months since I've done a reservation through the app, but I'm pretty sure I made at least one last yer and got the card PQM.

Keller281

If I remember correctly, in years past, Chase gave me 5000 PQM. And this year, they posted to my account 4750 PQM.
Why the 250 miles difference ?

othermike27

You get up to 5,000 PQM per year, matching 1-for-1 how many $ you spend on UA purchases (direct with UA, that is). My experience is that the PQMs are awarded each statement month as you earn them, not all at once at year end. Note that the Select card also gives you 5,000 award miles (not PQMs) after each year you hold the card.

Mike Jacoubowsky

I've always had the 5k PQMs for keeping the Chase Select card post by now... but nothing. Nor am I seeing the PQMs post for the flights I've purchased on UA.com. Did things recently change?

WineCountryUA

Should once your billing statement with annual spending of $35K exceeded is posted. I haven't gotten there myself yet on that card this year.

My final EQMs (hit the cap) for the year posted 5 weeks back -- posted about 2 weeks after the statement, posted dated back to the end of the month.