Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Oct 21, 2013, 6:14 pm
#526
Join Date: Jul 2012
Location: STL
Programs: Hyatt Platinum, Hilton Gold
Posts: 521
Uh oh. Is that ONLY for the premier card? I Just got my PLUS card in (already have the PREMIER) and just activated the card. I sent a SM to Chase asking for confirmation that I will get the 50k miles with the PLUS card. If not, I'm going to call tonight and cancel despite having that hard inquiry.
Oct 22, 2013, 7:11 am
#528
Suspended
Join Date: Jan 2013
Location: Barcelona
Posts: 3,317
Called two separate CSRs on two different accounts two days apart.
Bonus(es) confirmed on both.
103 days from date of approval!
Oct 22, 2013, 8:23 am
#529
Join Date: Jan 2012
Programs: BA Gold
Posts: 103
I got approved for both Premier and Plus personal cards this morning. I now have four chase personal cards, the last of which I applied for six weeks ago.
Not sure if this makes a difference but during the sign up for the first I signed into my Chase account to fill in details and for the second I went incognito and manually entered all the details. The two cards now show up in my account.
Hopefully I get bonuses on both cards!
Not sure if this makes a difference but during the sign up for the first I signed into my Chase account to fill in details and for the second I went incognito and manually entered all the details. The two cards now show up in my account.
Hopefully I get bonuses on both cards!
Oct 22, 2013, 9:28 am
#530
Join Date: Sep 2013
Posts: 11
I got approved for both Premier and Plus personal cards this morning. I now have four chase personal cards, the last of which I applied for six weeks ago.
Not sure if this makes a difference but during the sign up for the first I signed into my Chase account to fill in details and for the second I went incognito and manually entered all the details. The two cards now show up in my account.
Hopefully I get bonuses on both cards!
Not sure if this makes a difference but during the sign up for the first I signed into my Chase account to fill in details and for the second I went incognito and manually entered all the details. The two cards now show up in my account.
Hopefully I get bonuses on both cards!
- Were you auto approved for both the Premier and Plus cards? If not, did you call in to the reconsideration line?
- You already had two Chase personal cards - the most recent of which you had applied for 6 weeks ago. How recent was the other?
- Now I am pushing my luck with my questions - what (approximately) is your total Credit Limit - did you have to shift any around for the added cards?
Oct 22, 2013, 9:58 am
#531
Join Date: Jan 2012
Programs: BA Gold
Posts: 103
If you don't mind be prying for a few details...
- Were you auto approved for both the Premier and Plus cards? If not, did you call in to the reconsideration line?
- You already had two Chase personal cards - the most recent of which you had applied for 6 weeks ago. How recent was the other?
- Now I am pushing my luck with my questions - what (approximately) is your total Credit Limit - did you have to shift any around for the added cards?
2) First in March 2013, Second in Sep 2013.
3) With chase? Total limit is ~40k. For the cards approved today, the first card has roughly double the limit than that of the second card. No need to move credit around.
Oct 22, 2013, 1:28 pm
#532
Join Date: Mar 2013
Posts: 2
CP out of the question?
Hi all, I'm new to flyertalk but not completely new to the miles and points game - I've been successful with three AoRs so far. My question is as follows:
I'd LOVE to be able to get a CP, but I already have a SW personal card that I got about 1-1/2 years ago. I also have an Ink Bold business card since January, a United Explorer since 2012, and an IHG Rewards card since May.
Do you think I have a prayer of being approved for another SW personal card and a business card? I think I may be maxed out on Chase cards for the present.
The hubby has a SW personal card, a United Explorer, and a CSP (with the most recent one opened May 2013) but no business cards yet. I assume his chances would be slightly better, but is it worth even trying?
Thanks for any input!
I'd LOVE to be able to get a CP, but I already have a SW personal card that I got about 1-1/2 years ago. I also have an Ink Bold business card since January, a United Explorer since 2012, and an IHG Rewards card since May.
Do you think I have a prayer of being approved for another SW personal card and a business card? I think I may be maxed out on Chase cards for the present.
The hubby has a SW personal card, a United Explorer, and a CSP (with the most recent one opened May 2013) but no business cards yet. I assume his chances would be slightly better, but is it worth even trying?
Thanks for any input!
Oct 22, 2013, 7:26 pm
#533
Join Date: Sep 2011
Posts: 1
Call them immediately after you apply. You wouldn't want them approving it and missing out on the bonus that ends this month. Just be polite.
Depending on the type of card:
Business - 1-800-453-9719
Personal - 1-888-245-0625
Oct 23, 2013, 11:02 am
#534
Join Date: Oct 2013
Posts: 2
I applied for the personal and business plus 10/16 and got the pending review emails. Called today for both and had to answer a bunch of questions for the business line but it went smoothly and took 20 minutes. I found out I was initially denied for the personal when I called that line, they said it was because I applied for both on the same day. From everything I've read on here I thought that was a normal process??
Either way, both were approved and I'm on my way to the CP in 2014!
Oct 23, 2013, 11:40 am
#535
Join Date: Feb 2012
Posts: 751
Not to beat a dead horse here, but the fine-print now on the offer seems to indicate that only one $50k bonus will be given per person, per personal card. Thus to get two bonuses, one would have to open the personal card and the business card. Has anyone actually received both bonuses with the two personal cards?
This would be great! So for the record, you applied for two of the personal cards (one 'plus' and one 'premier')? From earlier posts in this thread, it sounds like that approach no longer works, and so I'd be really interested in finding out from you whether it works or not.
I'm assuming I'll have to apply for one business card and one personal card, but would rather not do that. I technically made some money last year doing legal consulting, and so I guess technically are a business (e.g., I have to file SE taxes), but it seems really complicated.
I'm assuming I'll have to apply for one business card and one personal card, but would rather not do that. I technically made some money last year doing legal consulting, and so I guess technically are a business (e.g., I have to file SE taxes), but it seems really complicated.
I applied for my first personal card (plus) 2 years ago (and got the 50k bonus) and the second personal card (premier) last week. I don't know if I'll get the bonus for the personal premier card or not based on the fine print, but I was planning to close the personal plus card next month anyway, so I figured I'd give it a try.
Oct 25, 2013, 2:40 pm
#537
Join Date: Sep 2012
Posts: 14
From what I read it can take a little while to show up on SW. The question I had is that I already have 30,000 RR points and can't redeem them for Amazon GCs because I didn't have the CCard. I've already spent the $2k, haven't had a statement yet, but I am still unable to order some GCs. Per the terms you can't order the GCs unless you're a card holder so my question is do you guys have any idea when I'll be able to order the GCs?
Oct 26, 2013, 7:06 am
#539
Join Date: Jan 2004
Location: Dallas, TX USA
Programs: Rapid Rewards/AAdvantage
Posts: 1,245
and statement cut on 24th so was not bad at all
Oct 26, 2013, 10:39 am
#540
Join Date: Sep 2009
Posts: 91
As a point of reference here are my details:
Have 4 chase cards (3 personal, 1 business).
I applied for a personal and business SW Card today. Both were put in pending status.
I called recon line and personal was approved by shifting credit. Will call business recon line on Monday and update.
Have 4 chase cards (3 personal, 1 business).
I applied for a personal and business SW Card today. Both were put in pending status.
I called recon line and personal was approved by shifting credit. Will call business recon line on Monday and update.