Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Aug 26, 2013, 6:48 pm
#376
Join Date: Jul 2013
Programs: SWA A-List Preferred/Companion, SPG Platinum, Avis First, Marriott Silver
Posts: 8
I received a targeted offer for the 50,000 points as well. I was wondering if these 50k would be CP qualifying. I called SWA and the agent said, yes they qualify for CP but not A-List or Preferred.
A few hours later, just to double check, I called again and asked an agent and they said No, they don't qualifying b/c they are bonus points..I said this isn't want I was told and I know others that did qualify. She told me to email RR depart.
I emailed RR email it sounds like they also saidno they don't qualify either
"Thank you for your e-mail regarding our All-New Rapid Rewards Program. As you may know, Members who accrue 100 origin-to-destination flights or 110,000 points in a single calendar year will earn a Companion Pass. With the exception of bonuses and promotional points (unless otherwise noted), all points you earn through Southwest Airlines and our Partners will count toward the qualification of your Companion Pass. ".
I only need 47k for CP, I would only apply for this CC to get CP. But I need to know for sure if the 50k points will qualify. Can anyone validate.
A few hours later, just to double check, I called again and asked an agent and they said No, they don't qualifying b/c they are bonus points..I said this isn't want I was told and I know others that did qualify. She told me to email RR depart.
I emailed RR email it sounds like they also saidno they don't qualify either
"Thank you for your e-mail regarding our All-New Rapid Rewards Program. As you may know, Members who accrue 100 origin-to-destination flights or 110,000 points in a single calendar year will earn a Companion Pass. With the exception of bonuses and promotional points (unless otherwise noted), all points you earn through Southwest Airlines and our Partners will count toward the qualification of your Companion Pass. ".
I only need 47k for CP, I would only apply for this CC to get CP. But I need to know for sure if the 50k points will qualify. Can anyone validate.
Aug 26, 2013, 6:54 pm
#377
Join Date: Mar 2007
Location: San Diego
Programs: UA Lifetime PE, Hilton Dia, WN CP, Hyatt Plat
Posts: 293
I received a targeted offer for the 50,000 points as well. I was wondering if these 50k would be CP qualifying. I called SWA and the agent said, yes they qualify for CP but not A-List or Preferred.
A few hours later, just to double check, I called again and asked an agent and they said No, they don't qualifying b/c they are bonus points..I said this isn't want I was told and I know others that did qualify. She told me to email RR depart.
I emailed RR email it sounds like they also saidno they don't qualify either
"Thank you for your e-mail regarding our All-New Rapid Rewards Program. As you may know, Members who accrue 100 origin-to-destination flights or 110,000 points in a single calendar year will earn a Companion Pass. With the exception of bonuses and promotional points (unless otherwise noted), all points you earn through Southwest Airlines and our Partners will count toward the qualification of your Companion Pass. ".
I only need 47k for CP, I would only apply for this CC to get CP. But I need to know for sure if the 50k points will qualify. Can anyone validate.
A few hours later, just to double check, I called again and asked an agent and they said No, they don't qualifying b/c they are bonus points..I said this isn't want I was told and I know others that did qualify. She told me to email RR depart.
I emailed RR email it sounds like they also saidno they don't qualify either
"Thank you for your e-mail regarding our All-New Rapid Rewards Program. As you may know, Members who accrue 100 origin-to-destination flights or 110,000 points in a single calendar year will earn a Companion Pass. With the exception of bonuses and promotional points (unless otherwise noted), all points you earn through Southwest Airlines and our Partners will count toward the qualification of your Companion Pass. ".
I only need 47k for CP, I would only apply for this CC to get CP. But I need to know for sure if the 50k points will qualify. Can anyone validate.
Aug 26, 2013, 6:58 pm
#378
Join Date: Jul 2013
Programs: SWA A-List Preferred/Companion, SPG Platinum, Avis First, Marriott Silver
Posts: 8
Thanks. Yea I saw that. But I also read that SWA could stop it at any time. Wanted to make sure they didn't stop it yet..
Aug 27, 2013, 3:11 pm
#380
Join Date: Jul 2013
Programs: SWA A-List Preferred/Companion, SPG Platinum, Avis First, Marriott Silver
Posts: 8
I received a targeted offer for the 50,000 points as well. I was wondering if these 50k would be CP qualifying. I called SWA and the agent said, yes they qualify for CP but not A-List or Preferred.
A few hours later, just to double check, I called again and asked an agent and they said No, they don't qualifying b/c they are bonus points..I said this isn't want I was told and I know others that did qualify. She told me to email RR depart.
I emailed RR email it sounds like they also saidno they don't qualify either
"Thank you for your e-mail regarding our All-New Rapid Rewards Program. As you may know, Members who accrue 100 origin-to-destination flights or 110,000 points in a single calendar year will earn a Companion Pass. With the exception of bonuses and promotional points (unless otherwise noted), all points you earn through Southwest Airlines and our Partners will count toward the qualification of your Companion Pass. ".
I only need 47k for CP, I would only apply for this CC to get CP. But I need to know for sure if the 50k points will qualify. Can anyone validate.
A few hours later, just to double check, I called again and asked an agent and they said No, they don't qualifying b/c they are bonus points..I said this isn't want I was told and I know others that did qualify. She told me to email RR depart.
I emailed RR email it sounds like they also saidno they don't qualify either
"Thank you for your e-mail regarding our All-New Rapid Rewards Program. As you may know, Members who accrue 100 origin-to-destination flights or 110,000 points in a single calendar year will earn a Companion Pass. With the exception of bonuses and promotional points (unless otherwise noted), all points you earn through Southwest Airlines and our Partners will count toward the qualification of your Companion Pass. ".
I only need 47k for CP, I would only apply for this CC to get CP. But I need to know for sure if the 50k points will qualify. Can anyone validate.
I have a clear answer now. Someone from SWA customer called me to explain the conflicting answer. The answer is YES the bonus points will qualify toward CP, not tier. She also said technically, according to terms and conditions, they are NOT supposed to qualify. However, b/c Chase's system cannot distinguish between the two, they are transferred over as CP qualifying points into Rapid Rewards.
So cool.. Just applied, immediate approval with $30K credit limit.
Aug 27, 2013, 3:21 pm
#381
Join Date: Mar 2011
Posts: 1,832
I have a clear answer now. Someone from SWA customer called me to explain the conflicting answer. The answer is YES the bonus points will qualify toward CP, not tier. She also said technically, according to terms and conditions, they are NOT supposed to qualify. However, b/c Chase's system cannot distinguish between the two, they are transferred over as CP qualifying points into Rapid Rewards.
So cool.. Just applied, immediate approval with $30K credit limit.
So cool.. Just applied, immediate approval with $30K credit limit.
The real question is when, or if, the bonus points will ever stop counting towards CP. No one knows.
Aug 28, 2013, 3:14 pm
#382
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,678
Based on the TTF history we can expect a total of 14 years of non-enforcement. That would give us approximately 12 more years of using credit card bonuses to earn companion passes.
Aug 29, 2013, 10:19 am
#383
Join Date: Jan 2006
Location: PHX
Programs: AA, SPG, UR
Posts: 329
Holding off my AORs just for this CP deal to qualify beginnning of next year for 2014/15. Too many hard pulls on reports right now so cooling off until end of this year to apply. Any way to get targetted? PM me if you could help I am planning AOR last week of December!
I am planning AOR last week of December!
Aug 30, 2013, 9:23 am
#385
Join Date: Jun 2013
Location: CMH usually
Programs: AA PLT, WN A+ (and Sometimes CP) | Hilton Diamond | Avis Preferred | National Car Exec
Posts: 414
The rules say that you will get the 50K points if you spend $2K in the first so-many months. I've had the card for 2 months, and spent about $5K so far.... I don't have my points yet.
Aug 30, 2013, 2:47 pm
#386
Join Date: Aug 2012
Location: NYC
Posts: 73
Applied for two personal cards back in July and was approved for both. Met the 3k spending on each, and statement closed about two weeks ago. I received a 50k bonus from one of the cards but not from the other, should I call regarding this?
Sep 3, 2013, 2:14 pm
#389
Suspended
Join Date: Dec 2006
Location: USA
Programs: All major programs
Posts: 1,403
Sep 13, 2013, 11:59 pm
#390
Join Date: Sep 2010
Posts: 86
I spent $2,000 in the first two months and got 50K points. However, I got a refund to my credit card and therefore my spending in the first 3 months will be less than $2,000. Will they take the bonus point away from my SW account? Anyone has any experience? Thanks!