Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Oct 27, 2013, 6:06 am
#541
Join Date: Dec 2012
Posts: 498
bah my wife applied for the premier and got the call us message. this is likely due to her having united and sapphire preferred opened 2 months ago. problem is she hates talking on the phone. i think she will do it for free flights. hopefully they can move some of the preferred high credit limit over.
Oct 27, 2013, 8:05 am
#542
Join Date: Dec 2012
Posts: 498
call center opens 10am EST
Oct 27, 2013, 4:37 pm
#544
Join Date: Dec 2005
Location: San Diego, CA
Programs: AS MVP, WN AList
Posts: 66
Interestingly I was approved over a week ago for a $5000 limit business plus card, but the card is apparently still "pending." Do you think the 50k bonus is based on the time the card is approved, or issued, or activated?
Oct 28, 2013, 6:50 am
#545
Join Date: Sep 2009
Posts: 91
As a point of reference here are my details:
Have 4 chase cards (3 personal, 1 business).
I applied for a personal and business SW Card today. Both were put in pending status.
I called recon line and personal was approved by shifting credit. Will call business recon line on Monday and update.
Have 4 chase cards (3 personal, 1 business).
I applied for a personal and business SW Card today. Both were put in pending status.
I called recon line and personal was approved by shifting credit. Will call business recon line on Monday and update.
Now to get the companion pass as quickly as I can in 2014!
Oct 28, 2013, 7:40 am
#546
Join Date: Apr 2013
Posts: 69
Datapoint: I was just approved for both the Personal Premiere and Personal Plus this morning. I applied for the Premiere first, seeing as it is the "higher end" product.
Following limbosongs's example, I applied first for the Personal Premiere by signing into my Chase account. Then I applied for the Personal Plus by opening an incognito window and manually filling in all the information.
I previously had 3 Chase cards, one from 2011, one from February, and one from May. My limit on the first one was about the same as my other Chase cards; my limit on the second one was only $2000, so I am probably close to bumping up against my maximum Chase credit limit. That $2000 limit might be a little annoying trying to MS in January, but I don't know if it's worth trying to shift credit around or not.
Following limbosongs's example, I applied first for the Personal Premiere by signing into my Chase account. Then I applied for the Personal Plus by opening an incognito window and manually filling in all the information.
I previously had 3 Chase cards, one from 2011, one from February, and one from May. My limit on the first one was about the same as my other Chase cards; my limit on the second one was only $2000, so I am probably close to bumping up against my maximum Chase credit limit. That $2000 limit might be a little annoying trying to MS in January, but I don't know if it's worth trying to shift credit around or not.
Oct 28, 2013, 1:03 pm
#547
Join Date: Aug 2013
Posts: 1
Total newbie here. I applied for a personal and business card yesterday. Got the "we'll get back to you in 10-30 days message". Thanks to all of you, I just called and found out that the business was approved but personal denied (because I was asking for too much credit total). CSR offered to move some business credit to personal, and viola, I've got both. So happy! Can't wait to charge up and storm in January, and then enjoy two years of companion pass. I think I like this mileage game
Oct 28, 2013, 2:47 pm
#548
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,193
Total newbie here. I applied for a personal and business card yesterday. Got the "we'll get back to you in 10-30 days message". Thanks to all of you, I just called and found out that the business was approved but personal denied (because I was asking for too much credit total). CSR offered to move some business credit to personal, and viola, I've got both. So happy! Can't wait to charge up and storm in January, and then enjoy two years of companion pass. I think I like this mileage game
Oct 28, 2013, 2:54 pm
#549
Join Date: Sep 2012
Posts: 14
From what I read it can take a little while to show up on SW. The question I had is that I already have 30,000 RR points and can't redeem them for Amazon GCs because I didn't have the CCard. I've already spent the $2k, haven't had a statement yet, but I am still unable to order some GCs. Per the terms you can't order the GCs unless you're a card holder so my question is do you guys have any idea when I'll be able to order the GCs?
Oct 28, 2013, 3:52 pm
#550
Join Date: Aug 2010
Location: PHX
Posts: 380
My statement just closed. I spent 3K on it and the 50k isn't on the statement. I called CS and they confirmed it is linked for the 50k. CS informed me it could take 1 to 2 billing cycles. My annual fee hasn't been charged so I'm wondering if that is holding it up.
Any have a similar experience?
Any have a similar experience?
Oct 28, 2013, 5:04 pm
#551
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,952
I got approved for both Premier and Plus personal cards this morning. I now have four chase personal cards, the last of which I applied for six weeks ago.
Not sure if this makes a difference but during the sign up for the first I signed into my Chase account to fill in details and for the second I went incognito and manually entered all the details. The two cards now show up in my account.
Hopefully I get bonuses on both cards!
Not sure if this makes a difference but during the sign up for the first I signed into my Chase account to fill in details and for the second I went incognito and manually entered all the details. The two cards now show up in my account.
Hopefully I get bonuses on both cards!
Oct 28, 2013, 8:43 pm
#553
Join Date: Oct 2013
Posts: 66
The 50k hits when the statement for the 2k mark hits. However, you might wanna reserve all the spending for 2014 as the points you gain from spending in 2013 (e.g. 1.9k) won't count.
Oct 28, 2013, 9:01 pm
#554
Join Date: Apr 2012
Location: LAX
Posts: 556
i have two united cards, one CSP card, one applied on June and one in August. total limit is 35k, all of them are personal, can i get approve by SW card? i want to apply the 69 annul fee card. I am afraid I applied too many chase credit card.
PS, i applied one barclay card and one citi card in Sep.......
PS, i applied one barclay card and one citi card in Sep.......
Oct 28, 2013, 10:45 pm
#555
Join Date: Oct 2011
Location: up in the air
Programs: Hilton Gold, Club Carlson Gold
Posts: 219
I had Southwest personal Premier and Plus card, Business premier card in the past. I cancelled 2 of them last year (more than 12 months ago) and 1 card 3 years ago. Can I apply again? or should I apply for the Business plus card then?
Thanks
Thanks