Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
May 24, 2016, 8:52 am
#3211
Join Date: Feb 2011
Posts: 78
For my business card application I listed a very small (actual) business I am in the process of starting. They asked me a huge amount of questions, Whether I could estimate what my income, expenses, and profit will be in this first year. I would hate to have to answer these questions without an actual business. ( I got one business , and 1 personal to get most of the way to the companion pass)
I now have Emails telling me I can get a referral bonus, but on wiki it says the referral thread is currently closed. What's the status of that? Can we create a new referral thread? I don't want to post my Email here as it says my post will be removed. There is a current offer for 50K points listed, but I assume some people will want to help someone earn credit as I did when I signed up for my card.
I now have Emails telling me I can get a referral bonus, but on wiki it says the referral thread is currently closed. What's the status of that? Can we create a new referral thread? I don't want to post my Email here as it says my post will be removed. There is a current offer for 50K points listed, but I assume some people will want to help someone earn credit as I did when I signed up for my card.
May 25, 2016, 7:18 am
#3213
Join Date: Jun 2013
Location: Effingham, IL
Posts: 19
In my case I met the spending requirement 2 days prior to statement closing and did not receive the bonus until the next monthly statement that closed yesterday.
It appears that points are only awarded at monthly statement closings.
May 26, 2016, 1:47 pm
#3214
Join Date: Apr 2016
Location: Orlando, FL
Programs: Amex MR, Southwest RR
Posts: 57
I have a few questions:
1. I have an old "Classic" SW card (it was actually an Airtran card that was replaced by SW). Will this affect my ability to get the bonus on one of the new cards?
2. If not, can I select either of the new cards? Or is one of the new cards equivalent to the "classic" card I already have?
3. Can I meet the spend requirement via balance transfer?
1. I have an old "Classic" SW card (it was actually an Airtran card that was replaced by SW). Will this affect my ability to get the bonus on one of the new cards?
2. If not, can I select either of the new cards? Or is one of the new cards equivalent to the "classic" card I already have?
3. Can I meet the spend requirement via balance transfer?
May 26, 2016, 3:55 pm
#3215
Join Date: Jul 2013
Posts: 1,784
AFAIK, no... And transferring in points from transfer partners doesn't count either. So far, sign up bonus points count, miles from flying count, miles from spend on a SW card count. I'm not aware of anything else that counts toward the CP.
May 26, 2016, 4:41 pm
#3216
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
To second the other note: The verbiage on the signup T&C calls out meeting the spend requirement via purchases, so balance transfers won't count toward the spend requirement.
May 27, 2016, 9:09 am
#3217
Join Date: Jul 2013
Posts: 1,784
Points transferred into Southwest Rapid Rewards from a hotel loyalty program will count toward CP. However, Ultimate Rewards points transferred in directly will NOT count toward CP.
To second the other note: The verbiage on the signup T&C calls out meeting the spend requirement via purchases, so balance transfers won't count toward the spend requirement.
To second the other note: The verbiage on the signup T&C calls out meeting the spend requirement via purchases, so balance transfers won't count toward the spend requirement.
May 27, 2016, 9:22 am
#3218
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
May 27, 2016, 8:49 pm
#3219
Join Date: Feb 2016
Posts: 7
I had the same thing happen this month! Received my SW Plus card on April 23. Hit the spend on May 7. Statement closed May 14. The 4,000+ points I earned that statement appeared in my Rapid Rewards account on May 14, but the 50K bonus have not yet posted. 
I assume they will post with the next statement points.
I really hope the same thing doesn't happen with the Premiere card. We hit the spend on May 15, and the first statement closes May 26. I need the points to earn my Companion Pass for our July trip. I've already given up 6 months of CP status because we couldn't decide whether to try for it this year or not. I'm going to be so bummed if we don't earn the pass in time for our summer trips, just because the bonus points didn't post until the second statement.
I assume they will post with the next statement points. I really hope the same thing doesn't happen with the Premiere card. We hit the spend on May 15, and the first statement closes May 26. I need the points to earn my Companion Pass for our July trip. I've already given up 6 months of CP status because we couldn't decide whether to try for it this year or not. I'm going to be so bummed if we don't earn the pass in time for our summer trips, just because the bonus points didn't post until the second statement.
I don't know the answer to your question on how Chase chooses to interpret its own rules but I would read it to mean 50,000 max across all cards.
But I previously have received more than 50,000 points from Chase card referrals (across SWA Plus and SWA Premier), so I don't know if the limit is actually applied in practice or if the limits have changed recently. FYI, I couldn't find my old flyer from Dec/January but from reading the current language just now I do think the "Terms" language changed around March or April of this year. I just read the latest language and I think it is stricter than before. It clearly says this:
"You may earn bonus points up to the stated maximum for each offer, however, please note that if you take advantage of multiple opportunities within one calendar year that the maximum number of bonus points that can be awarded from all referral offers is 50,000 per calendar year." (This was taken from the SWA PLUS Refer-a-Friend FAQ)
So it seems clear to me from the current language that the limit is 50,000 across all Chase referral programs (within a calendar year).
But I previously have received more than 50,000 points from Chase card referrals (across SWA Plus and SWA Premier), so I don't know if the limit is actually applied in practice or if the limits have changed recently. FYI, I couldn't find my old flyer from Dec/January but from reading the current language just now I do think the "Terms" language changed around March or April of this year. I just read the latest language and I think it is stricter than before. It clearly says this:
"You may earn bonus points up to the stated maximum for each offer, however, please note that if you take advantage of multiple opportunities within one calendar year that the maximum number of bonus points that can be awarded from all referral offers is 50,000 per calendar year." (This was taken from the SWA PLUS Refer-a-Friend FAQ)
So it seems clear to me from the current language that the limit is 50,000 across all Chase referral programs (within a calendar year).
May 27, 2016, 11:12 pm
#3220
Join Date: Sep 2014
Posts: 57
The language I quoted from the Chase FAQ could mean if you get multiple offers in the same calendar year on the same card --- (let's say in Feb, and then in August), the 50,000 aggregate cap applies.
But if you have two separate cards and two separate accounts, (from what you are saying), you can get 50,000 for each account each calendar year.
Makes sense. Thanks for looking into it.
May 28, 2016, 12:28 am
#3221
Join Date: Feb 2016
Posts: 7
Now that you say that....when I re-read the language that could make sense too.
The language I quoted from the Chase FAQ could mean if you get multiple offers in the same calendar year on the same card --- (let's say in Feb, and then in August), the 50,000 aggregate cap applies.
But if you have two separate cards and two separate accounts, (from what you are saying), you can get 50,000 for each account each calendar year.
Makes sense. Thanks for looking into it.
The language I quoted from the Chase FAQ could mean if you get multiple offers in the same calendar year on the same card --- (let's say in Feb, and then in August), the 50,000 aggregate cap applies.
But if you have two separate cards and two separate accounts, (from what you are saying), you can get 50,000 for each account each calendar year.
Makes sense. Thanks for looking into it.
May 28, 2016, 9:44 am
#3222
Join Date: May 2016
Posts: 73
http://millionmilesecrets.com/2014/0...ints-transfer/
Rocketmiles hotel bookings count.
Annual CC bonus miles count.
Rapid Rewards dining (non-bonus) points count.
http://millionmilesecrets.com/2014/0...ompanion-pass/
And points from the SW shopping portal count.
May 31, 2016, 10:30 am
#3223
Join Date: Jan 2010
Posts: 14
Has anyone else seen a delay in points posting in the last two weeks? Usually, my points appeared in my RR account a day or two after the statement closes for the Chase SW cards. My first statement on my new SW Premiere card closed on May 25th, but the points still haven't appeared in my SW account! Chase shows I earned the base points and 50,000 bonus points for the statement on May 25th. I called Chase and they said the points were sent to SW and confirmed that the RR number was correct. I called SW and they said "it can sometimes take a few days". I was told they can't track anything until the points actually appear... so, I'm still waiting.
Maybe it's just me. I'm also the one who had the 50K bonus NOT trigger on my first Plus statement, even though I hit the spend 11 days in advance. But, at least on that card, the points posted to my SW account the day after the Chase statement closed.
I don't think I've done anything to get flagged, but my accounts seem to be having extra issues. I don't regularly churn, apply for maybe 2 cards per year. I earned the SW Companion pass once before back in 2013, and my husband had it the last couple years. Anyway, just wanted to let others know about my experience with delays in the SW points. Has anyone else had points taking a while to transfer from Chase to SW?
Maybe it's just me. I'm also the one who had the 50K bonus NOT trigger on my first Plus statement, even though I hit the spend 11 days in advance. But, at least on that card, the points posted to my SW account the day after the Chase statement closed.
I don't think I've done anything to get flagged, but my accounts seem to be having extra issues. I don't regularly churn, apply for maybe 2 cards per year. I earned the SW Companion pass once before back in 2013, and my husband had it the last couple years. Anyway, just wanted to let others know about my experience with delays in the SW points. Has anyone else had points taking a while to transfer from Chase to SW?
May 31, 2016, 10:47 am
#3224
Join Date: Feb 2016
Posts: 2
Has anyone else seen a delay in points posting in the last two weeks? Usually, my points appeared in my RR account a day or two after the statement closes for the Chase SW cards. My first statement on my new SW Premiere card closed on May 25th, but the points still haven't appeared in my SW account! Chase shows I earned the base points and 50,000 bonus points for the statement on May 25th. I called Chase and they said the points were sent to SW and confirmed that the RR number was correct. I called SW and they said "it can sometimes take a few days". I was told they can't track anything until the points actually appear... so, I'm still waiting.
Maybe it's just me. I'm also the one who had the 50K bonus NOT trigger on my first Plus statement, even though I hit the spend 11 days in advance. But, at least on that card, the points posted to my SW account the day after the Chase statement closed.
I don't think I've done anything to get flagged, but my accounts seem to be having extra issues. I don't regularly churn, apply for maybe 2 cards per year. I earned the SW Companion pass once before back in 2013, and my husband had it the last couple years. Anyway, just wanted to let others know about my experience with delays in the SW points. Has anyone else had points taking a while to transfer from Chase to SW?
Maybe it's just me. I'm also the one who had the 50K bonus NOT trigger on my first Plus statement, even though I hit the spend 11 days in advance. But, at least on that card, the points posted to my SW account the day after the Chase statement closed.
I don't think I've done anything to get flagged, but my accounts seem to be having extra issues. I don't regularly churn, apply for maybe 2 cards per year. I earned the SW Companion pass once before back in 2013, and my husband had it the last couple years. Anyway, just wanted to let others know about my experience with delays in the SW points. Has anyone else had points taking a while to transfer from Chase to SW?
Jun 1, 2016, 1:51 pm
#3225
Join Date: May 2013
Posts: 288
I was having the same issue, my statement date was May 25th, and it showed I earned the 52k+ points. I checked this morning and they still were not in my account.
Good news, I checked again this afternoon, and the points have finally posted to my RR account. So it took ~7 days, but they posted.
Good news, I checked again this afternoon, and the points have finally posted to my RR account. So it took ~7 days, but they posted.
