May 13, 2013, 10:15 pm
Last edit by: jerry305
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Aug 20, 2014, 5:06 am
#842
Join Date: Jan 2012
Location: YYZ, Canada
Posts: 120
With regards to MBNA going to TD in October. I already have the Alaska Air card but was thinking of applying for another one as some people here have had success holding two and getting the two bonuses. Should I apply while it is still MBNA or hold off when it is under the TD program? Obviously I am just looking for opinions here as nobody will really know.
Aug 20, 2014, 5:55 am
#844
Join Date: Jan 2006
Location: In the air
Programs: Occasional RTW club
Posts: 6,924
With regards to MBNA going to TD in October. I already have the Alaska Air card but was thinking of applying for another one as some people here have had success holding two and getting the two bonuses. Should I apply while it is still MBNA or hold off when it is under the TD program? Obviously I am just looking for opinions here as nobody will really know.
[edit] not to mention TD is a Visa / Aeroplan shop, so I can't see them continuing to offer an Alaska Air MasterCard.
Aug 20, 2014, 6:32 am
#845
Join Date: Sep 2012
Posts: 1,098
Whoa. MBNA is going to TD? Crap!!! That'll probably stop the gravy train of Alaska Air applications. I'd say get in on it right now while you can... I don't think TD is NEARLY as lax on multiple applications.
[edit] not to mention TD is a Visa / Aeroplan shop, so I can't see them continuing to offer an Alaska Air MasterCard.
[edit] not to mention TD is a Visa / Aeroplan shop, so I can't see them continuing to offer an Alaska Air MasterCard.
Aug 20, 2014, 6:35 am
#846
Join Date: Jan 2006
Location: In the air
Programs: Occasional RTW club
Posts: 6,924
I think I will apply for another one in mid-September sometime and then just wait for it to transition to TD and see what happens after. Maybe apply once again in the ensuing mess.
Aug 20, 2014, 9:42 am
#848
Join Date: Jan 2011
Location: YVR to SEA
Posts: 2,535
TD bought out MBNA's portfolio 3 years ago. For all intents and purposes, we've been TD customers for years. They have no need to provide any incentive to stay. They've just taken their sweet time integrating MBNA's business
http://www.cbc.ca/news/business/td-b...ness-1.1068716
http://www.cbc.ca/news/business/td-b...ness-1.1068716
Aug 20, 2014, 11:52 am
#849
Join Date: Jun 2013
Location: YVR
Programs: Marriott Gold
Posts: 952
Were you provided the reason yet? They usually send a letter explaining why you were denied. Once you know the reasons, then you can take the next step.
Otherwise, I believe you can try to apply again in 6 months. If one of the reasons, for example, is because of your credit score, then you'll know that's what you need to improve.
Otherwise, I believe you can try to apply again in 6 months. If one of the reasons, for example, is because of your credit score, then you'll know that's what you need to improve.
I was wanting to get the IHG Plat status for a stay in Sep, then use it as a jumping point for Hyatt Diamond. I hope I get the letter soon.
Aug 20, 2014, 1:37 pm
#850
Join Date: May 2010
Posts: 159
I have an MBNA Choice Privileges MasterCard that I got specifically to transfer points to WN. Being Canadian, and not being eligible for a WN cc, this has been a great work-around. MBNA/TD will no longer be associated with Choice after September 27, so I think I will just cancel my card. It was great while it lasted.
Aug 20, 2014, 5:47 pm
#852
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
But, it's not quite the same situation...MBNA will no longer partner with Choice, but neither will TD take it over.
Yes, they did send out letters and stated that Sep 27th, 2014 would be the final day to use the card (final points in Oct statement), and that our cards would be converted to the MBNA Rewards card instead. Blehh.
I guess MBNA is pulling back on the low-return cards....Choice, because not many people are interested in their hotel chain, and Alaska, because it was way too easy to churn for points.
Aug 21, 2014, 9:24 am
#853
Join Date: Apr 2014
Programs: Avios, AMEX, AeroPlan, BMO, AS, WestJet
Posts: 104
Whoa. MBNA is going to TD? Crap!!! That'll probably stop the gravy train of Alaska Air applications. I'd say get in on it right now while you can... I don't think TD is NEARLY as lax on multiple applications.
[edit] not to mention TD is a Visa / Aeroplan shop, so I can't see them continuing to offer an Alaska Air MasterCard.
[edit] not to mention TD is a Visa / Aeroplan shop, so I can't see them continuing to offer an Alaska Air MasterCard.
I know they bought out the company but i was hoping they would let it operate as a subsidiary independently like scotia to tangerine or loblaws is going to shoppers and hundreds of other examples, otherwise they will literally KILL MBNA... which to TD seems not a bad option after all as its less competitiveness they have to put up with and they got MBNA for a pretty deep discount
Aug 21, 2014, 9:44 am
#854
Join Date: Sep 2012
Posts: 1,098
Aug 21, 2014, 9:45 am
#855
Join Date: Sep 2012
Posts: 1,098