May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Jan 17, 2018, 11:07 am
#4501
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Chase is discontinuing all cards in Canada, including the Amazon and Marriott Visa.
All cardholder accounts will be closed March 15, 2018.
Marriott Visa cardholders can expect a new, sweetened offer from Amex for an SPG card.
http://www.flyertalk.com/forum/marri...a-card-83.html
The Marriott Visa is (was) a popular no-foreign-exchange-fee card.
If you're in the market for no-foreign-exchange-fee cards, there's some discussion of other cards on page 78 of the Marriott Visa thread.
http://www.flyertalk.com/forum/marri...a-card-78.html
All cardholder accounts will be closed March 15, 2018.
Marriott Visa cardholders can expect a new, sweetened offer from Amex for an SPG card.
http://www.flyertalk.com/forum/marri...a-card-83.html
The Marriott Visa is (was) a popular no-foreign-exchange-fee card.
If you're in the market for no-foreign-exchange-fee cards, there's some discussion of other cards on page 78 of the Marriott Visa thread.
http://www.flyertalk.com/forum/marri...a-card-78.html
Jan 17, 2018, 12:12 pm
#4502
Join Date: Dec 2017
Posts: 5
Does the MBNA Best Western 60K offer work?
I applied recently with a 60k application link. I got 20k after first charge, after reaching 1k spend I did not get the next 20k. Might it post on a few days? Should I contact MBNA costumer service? Or, is this a lost case?
Thanks In Advance
I applied recently with a 60k application link. I got 20k after first charge, after reaching 1k spend I did not get the next 20k. Might it post on a few days? Should I contact MBNA costumer service? Or, is this a lost case?
Thanks In Advance
Jan 17, 2018, 12:24 pm
#4503
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Does the MBNA Best Western 60K offer work?
I applied recently with a 60k application link. I got 20k after first charge, after reaching 1k spend I did not get the next 20k. Might it post on a few days? Should I contact MBNA costumer service? Or, is this a lost case?
Thanks In Advance
I applied recently with a 60k application link. I got 20k after first charge, after reaching 1k spend I did not get the next 20k. Might it post on a few days? Should I contact MBNA costumer service? Or, is this a lost case?
Thanks In Advance
Usually takes a few days after the points post after your statement is produced. But usually no longer than that.
Since you know that they recorded the account number correctly (since you got the first 20k points), then if you have a statement in hand showing $1k in total spend so far, then yes, it's worth a call.
Jan 17, 2018, 12:49 pm
#4504
Join Date: Dec 2017
Posts: 5
Thanks Jerry305, for responding to my question. The $1k spend missed the statement, so those points will definitely not show on the BW site. However, I am able to see on MBNA's site my points balance (above 21k, meaning they posted points for over 1k spend), and even there it did not post the second 20k.
Jan 17, 2018, 3:31 pm
#4505
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Thanks Jerry305, for responding to my question. The $1k spend missed the statement, so those points will definitely not show on the BW site. However, I am able to see on MBNA's site my points balance (above 21k, meaning they posted points for over 1k spend), and even there it did not post the second 20k.
Your first 20k should show at first transaction.
Your next 20k, and the additional 20k, will not be triggered until the next statement date... and it's possible to earn them both on the same statement.
Jan 17, 2018, 3:50 pm
#4506
Join Date: Dec 2017
Posts: 5
Jan 24, 2018, 10:09 am
#4507
Join Date: Aug 2011
Location: YUL
Programs: Skymiles Silver Medallion
Posts: 955
Looking for advice: Since Chase is discontinuing the 0% FOREX fee Amazon.ca Visa, any suggestions for a replacement card? I've been hunting far and wide, but it seems we Canadians are SOL when it comes to a card that doesn't tack on the 2.5% FOREX fee, other than that one.
(I already know about the HomeTrust Visa, but unfortunately it's not available to me as I live in Quebec. And the Rogers cards aren't a good deal for me, since my cell phone is with Telus/Koodo.)
(I already know about the HomeTrust Visa, but unfortunately it's not available to me as I live in Quebec. And the Rogers cards aren't a good deal for me, since my cell phone is with Telus/Koodo.)
Jan 24, 2018, 2:50 pm
#4508
Join Date: Oct 2002
Programs: United Premier 1K
Posts: 1,230
The fine print of the Rogers/Fido cards say you can apply the credit to your account balance each December (if you notify them), so it isn't restricted to applying against Rogers products.
Jan 25, 2018, 12:48 pm
#4509
Join Date: Dec 2014
Posts: 394
Looking for advice: Since Chase is discontinuing the 0% FOREX fee Amazon.ca Visa, any suggestions for a replacement card? I've been hunting far and wide, but it seems we Canadians are SOL when it comes to a card that doesn't tack on the 2.5% FOREX fee, other than that one.
(I already know about the HomeTrust Visa, but unfortunately it's not available to me as I live in Quebec. And the Rogers cards aren't a good deal for me, since my cell phone is with Telus/Koodo.)
(I already know about the HomeTrust Visa, but unfortunately it's not available to me as I live in Quebec. And the Rogers cards aren't a good deal for me, since my cell phone is with Telus/Koodo.)
From the "Disclosure Summary for Rogers Platinum Mastercard"
All transactions made in a foreign currency are converted to Canadian dollars at the rate established by Mastercard International in effect on the date that we post the transaction to your Account (which may not be the same date as the date of the transaction) plus an amount equal to 2.5% of the transaction amount after it has been converted to Canadian dollars.
From the "Disclosure Summary for Fido Mastercard":
All transactions made in a foreign currency are converted to Canadian dollars at the rate established by Mastercard International in effect on the date that we post the transaction to your Account (which may not be the same date as the date of the transaction) plus an amount equal to 2.5% of the transaction amount after it has been converted to Canadian dollars.
Maybe they used to have no ForEx fee, but they clearly do now.
Jan 25, 2018, 1:29 pm
#4510
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
I thought about getting a Rogers or Fido card, but when I read the Terms of Service, they clearly say they DO add a 2.5% ForEx fee:
From the "Disclosure Summary for Rogers Platinum Mastercard"
All transactions made in a foreign currency are converted to Canadian dollars at the rate established by Mastercard International in effect on the date that we post the transaction to your Account (which may not be the same date as the date of the transaction) plus an amount equal to 2.5% of the transaction amount after it has been converted to Canadian dollars.
From the "Disclosure Summary for Fido Mastercard":
All transactions made in a foreign currency are converted to Canadian dollars at the rate established by Mastercard International in effect on the date that we post the transaction to your Account (which may not be the same date as the date of the transaction) plus an amount equal to 2.5% of the transaction amount after it has been converted to Canadian dollars.
Maybe they used to have no ForEx fee, but they clearly do now.
From the "Disclosure Summary for Rogers Platinum Mastercard"
All transactions made in a foreign currency are converted to Canadian dollars at the rate established by Mastercard International in effect on the date that we post the transaction to your Account (which may not be the same date as the date of the transaction) plus an amount equal to 2.5% of the transaction amount after it has been converted to Canadian dollars.
From the "Disclosure Summary for Fido Mastercard":
All transactions made in a foreign currency are converted to Canadian dollars at the rate established by Mastercard International in effect on the date that we post the transaction to your Account (which may not be the same date as the date of the transaction) plus an amount equal to 2.5% of the transaction amount after it has been converted to Canadian dollars.
Maybe they used to have no ForEx fee, but they clearly do now.
Discussion from page 230 of this forum:
MilesBuzz: Canada
Jan 28, 2018, 10:57 am
#4511
Join Date: Dec 2014
Posts: 394
You do pay a 2.5% foreign exchange fee, but you get 4% rewards back.
Discussion from page 230 of this forum:
MilesBuzz: Canada
Discussion from page 230 of this forum:
MilesBuzz: Canada
Feb 3, 2018, 9:46 am
#4512
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
There's a new batch of PointBreaks hotel room specials from IHG / Holiday Inn hotels, for now till April 30, 2018.
PointBreaks are reward stays available starting at 5,000 points.
They also include offers for 5,000, 10,000 or 15,000 points... I'd consider 10,000 or 15,000 as "not bad", but 5,000 can be a great deal.
If you don't have points, you can purchase 5,000 points for US $67.50 from the IHG website. (Higher quantities get slightly cheaper.)
Better yet, (I believe) there is a way that IHG members who already have at least 5,000 points can buy 5,000 points for US $40, or buy 10,000 points (2 nights' worth) for US $70. This workaround is discussed in other threads. PM me if you have questions.
Other methods are discussed starting on page 262 of this thread.
EDIT. REVISED TO:
Other methods are discussed starting around post 3925 of this thread.
https://www.flyertalk.com/forum/28224184-post3925.html
Full list of PointBreaks hotels in Canada, US & overseas:
https://www.ihg.com/rewardsclub/cont...OG-NEW-PREVIEW
Hotels in Canada available for
5,000 points:
Holiday Inn Express & Suites Fort Saskatchewan
Holiday Inn Hotel & Suites Edmonton Arpt - Conference Ctr
for 10,000:
Candlewood Suites Calgary Airport North
Holiday Inn Express & Suites Edmonton-International Airport
for 15,000:
Holiday Inn Calgary-Macleod Trail South
Holiday Inn Express & Suites Calgary
Holiday Inn Express & Suites Calgary South-Macleod Trail S
Holiday Inn Hotel & Suites Regina
Last edited by jerry305; Feb 4, 2018 at 9:42 pm
Feb 4, 2018, 1:58 pm
#4513
A FlyerTalk Posting Legend
Join Date: Apr 2004
Location: GVA (Greater Vancouver Area)
Programs: DREAD Gold; UA 1.035MM; Bonvoy Au-197; PCC Elite+; CCC Elite+; MSC C-12; CWC Au-197; WoH Dis
Posts: 52,140
Feb 4, 2018, 7:17 pm
#4515
Suspended
Join Date: Jan 2011
Location: YYJ
Posts: 2,230