May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers PointsNerd Rewards Canada Don't Call the Airline! Pointshogger Canadian Travel Hacking
CONFERENCE PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Feb 16, 2018, 1:39 pm
#4531
Join Date: Oct 2013
Posts: 353
I'll add to that my grandfathered 1.5%Capone World Elite, 0$ annual fee :/
Feb 16, 2018, 2:15 pm
#4532
Join Date: Sep 2012
Location: YVR
Posts: 1,847
I wouldn't worry about that. In order to become a MasterCard acquirer, they had to prove that there is pretty much 0 chance they ever do bankruptcy (if they ever do, it's because there's a major financial crash that affects multiple financial institutions at the same time).
What pisses me off again ..... is that it's not available to Quebec residents.
like all the good cards
What pisses me off again ..... is that it's not available to Quebec residents.
like all the good cards
Feb 16, 2018, 3:42 pm
#4533
Join Date: Oct 2013
Posts: 353
A new card issuer going bankrupt isn't exactly on my radar...I am more concerned with lack of proper customer service and established/tested online account access. There's nothing worse than trying to deal with issues when you cannot reach someone to help, or when they are new staff that aren't skilled/experienced in dealing with issues. I'll stick with Amex, thanks very much.........
).I see Brim as an excellent competitor to the Fido card, now that the Amazon card and the Marriott cards are gone.
Feb 17, 2018, 8:51 am
#4534
A FlyerTalk Posting Legend
Join Date: Apr 2004
Location: GVA (Greater Vancouver Area)
Programs: DREAD Gold; UA 1.035MM; Bonvoy Au-197; PCC Elite+; CCC Elite+; MSC C-12; CWC Au-197; WoH Dis
Posts: 52,140
Feb 17, 2018, 11:17 am
#4535
Join Date: Nov 2009
Location: YVR
Programs: I'm a nobody everywhere
Posts: 424
In customer service? I've had nothing but excellence from all of their reps. Anecdotal evidence of course, but would probably rank them tops among all interactions with a call centre in any industry.
Feb 19, 2018, 10:26 pm
#4536
Join Date: Jun 2005
Location: YYC
Programs: Hilton Diamond, Hyatt Diamond, Accor Diamond, SPG Gold, Fairmont Premier, Club Carlson Gold
Posts: 326
Hey guys,
I got tired of not being able to tell which credit cards had the best sign-up bonus without having to search across multiple sources so I created a Google Sheet with all the information you need as a Canadian to make an informed decision. The sheet includes the sign-up bonus, minimum spend, days to meet the spend, annual fee, if first year is free, and other pertinent information.
The best thing about the sheet is that you are able to multi-soft meaning if you want to find a card that offers Aeroplan, is First Year Free, has the lowest minimum spend requirement, and is a Visa ... you can find that by sorting across multiple columns.
As I intend on keeping this list updated, I have locked it down so it is read-only. As a result, you will need to go to Data --> Filter views --> Create new temporary filter view. This will enable filtering.
Another very powerful column is CPM (cents per mile) or the cost to obtain the sign-up bonus. The lower the CPM, the better the value.
You can find the table at http://www.pointsnerd.ca/credit-card-table
I got tired of not being able to tell which credit cards had the best sign-up bonus without having to search across multiple sources so I created a Google Sheet with all the information you need as a Canadian to make an informed decision. The sheet includes the sign-up bonus, minimum spend, days to meet the spend, annual fee, if first year is free, and other pertinent information.
The best thing about the sheet is that you are able to multi-soft meaning if you want to find a card that offers Aeroplan, is First Year Free, has the lowest minimum spend requirement, and is a Visa ... you can find that by sorting across multiple columns.
As I intend on keeping this list updated, I have locked it down so it is read-only. As a result, you will need to go to Data --> Filter views --> Create new temporary filter view. This will enable filtering.
Another very powerful column is CPM (cents per mile) or the cost to obtain the sign-up bonus. The lower the CPM, the better the value.
You can find the table at http://www.pointsnerd.ca/credit-card-table
Last edited by MileageAddict; Feb 20, 2018 at 9:41 am Reason: blogspam removed
Feb 20, 2018, 9:45 am
#4537
Join Date: Feb 2013
Location: YQM
Posts: 341
Looking for some historical insight regarding Aeroplan co-branded cards. I intend to apply for an aeroplan card with travel insurance in the next few months before booking a mini-RTW. I will charge the taxes to the card to be covered for trip interruption, flight and/or baggage delays. This is for a trip that is scheduled to last a few months so medical insurance from the card will not apply for the whole duration.
I may have difficulties satisfying the Visa Infinite income requirements (though I have been approved for BMO WE and MBNA WE), so I am at least looking at the TD Platinum Visa which has decent coverage.
From what I recall, the TD Platinum Aeroplan never had the annual fee waived, so it would be my go-to card unless a better offer comes up on a Visa Infinite card.
Does anyone remember when was the last time TD had a FYF offer on aeroplan cards (I believe they were on during spring last year)?
I may have difficulties satisfying the Visa Infinite income requirements (though I have been approved for BMO WE and MBNA WE), so I am at least looking at the TD Platinum Visa which has decent coverage.
From what I recall, the TD Platinum Aeroplan never had the annual fee waived, so it would be my go-to card unless a better offer comes up on a Visa Infinite card.
Does anyone remember when was the last time TD had a FYF offer on aeroplan cards (I believe they were on during spring last year)?
Feb 20, 2018, 11:30 am
#4538
Join Date: Mar 2012
Programs: Mileage Plus 1K; Marriott Platinum; Hilton Gold
Posts: 6,355
Looking for some historical insight regarding Aeroplan co-branded cards. I intend to apply for an aeroplan card with travel insurance in the next few months before booking a mini-RTW. I will charge the taxes to the card to be covered for trip interruption, flight and/or baggage delays. This is for a trip that is scheduled to last a few months so medical insurance from the card will not apply for the whole duration.
I may have difficulties satisfying the Visa Infinite income requirements (though I have been approved for BMO WE and MBNA WE), so I am at least looking at the TD Platinum Visa which has decent coverage.
From what I recall, the TD Platinum Aeroplan never had the annual fee waived, so it would be my go-to card unless a better offer comes up on a Visa Infinite card.
Does anyone remember when was the last time TD had a FYF offer on aeroplan cards (I believe they were on during spring last year)?
I may have difficulties satisfying the Visa Infinite income requirements (though I have been approved for BMO WE and MBNA WE), so I am at least looking at the TD Platinum Visa which has decent coverage.
From what I recall, the TD Platinum Aeroplan never had the annual fee waived, so it would be my go-to card unless a better offer comes up on a Visa Infinite card.
Does anyone remember when was the last time TD had a FYF offer on aeroplan cards (I believe they were on during spring last year)?
Feb 20, 2018, 4:41 pm
#4540
Join Date: Mar 2007
Posts: 4,784
"Apply Now" leads to old page with 15K only, so maybe it's not updated yet
Special Offer: Sign up now for 15,000 bonus RBC RewardsŪ points1
Feb 20, 2018, 5:00 pm
#4541
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Get 25,000 Welcome Points Upon Approval? plus get the 1st year annual fee waived? - RBC Royal Bank
"Apply Now" leads to old page with 15K only, so maybe it's not updated yet
Special Offer: Sign up now for 15,000 bonus RBC RewardsŪ points1
"Apply Now" leads to old page with 15K only, so maybe it's not updated yet
Special Offer: Sign up now for 15,000 bonus RBC RewardsŪ points1
As of right now, for me at least, this link does direct me to the 25,000 point bonus.
So to anyone trying the link, yes, be sure you're getting a 25,000 offer.
Feb 20, 2018, 5:17 pm
#4542
Join Date: Feb 2005
Location: Toronto (YYZ)
Posts: 6,279
Get 25,000 Welcome Points Upon Approval? plus get the 1st year annual fee waived? - RBC Royal Bank
"Apply Now" leads to old page with 15K only, so maybe it's not updated yet
Special Offer: Sign up now for 15,000 bonus RBC RewardsŪ points1
"Apply Now" leads to old page with 15K only, so maybe it's not updated yet
Special Offer: Sign up now for 15,000 bonus RBC RewardsŪ points1
Feb 20, 2018, 6:15 pm
#4545
Join Date: Jan 2013
Location: YYZ
Posts: 380
AMEX Business Platinum Card Changes
Just got a letter in the mail stating they are increasing annual fee from $399 to $499 but also introducing complimentary Priority Pass lounge visits for card holder and a guest (similar to Personal Platinum) which is a $99 USD annual value and each visit being complimentary is a $27 USD value person.
Just got a letter in the mail stating they are increasing annual fee from $399 to $499 but also introducing complimentary Priority Pass lounge visits for card holder and a guest (similar to Personal Platinum) which is a $99 USD annual value and each visit being complimentary is a $27 USD value person.