Originally Posted by
Hyacinthe
Looking for some historical insight regarding Aeroplan co-branded cards. I intend to apply for an aeroplan card with travel insurance in the next few months before booking a mini-RTW. I will charge the taxes to the card to be covered for trip interruption, flight and/or baggage delays. This is for a trip that is scheduled to last a few months so medical insurance from the card will not apply for the whole duration.
I may have difficulties satisfying the Visa Infinite income requirements (though I have been approved for BMO WE and MBNA WE), so I am at least looking at the TD Platinum Visa which has decent coverage.
From what I recall, the TD Platinum Aeroplan never had the annual fee waived, so it would be my go-to card unless a better offer comes up on a Visa Infinite card.
Does anyone remember when was the last time TD had a FYF offer on aeroplan cards (I believe they were on during spring last year)?
I don't know enough to answer your question about fee waivers, but I'd point out that most credit card medical insurance programs have a clause whereby if you are away for longer than the maximum coverage period, then
none of your trip is covered for medical occurrences. This is different from what you suggest above, so please double check the fine print. It would suck to think you're covered and then not be due to such a technicality.