[EXPIRED] AA Citi / Citibank Card, 75K sign up bonus [read post #2 first]
Jan 19, 2011, 10:12 am
#3751
Join Date: Jan 2011
Posts: 749
Just an update, I received a letter today saying I already am a cardholder and cannot receive the Amex as I already have the Visa (applied one month ago). Should have applied for both at the same time.
D-oh.
D-oh.
Jan 19, 2011, 11:21 am
#3752
Join Date: Dec 2007
Posts: 126
"IRS Form"
I just got off the phone and apparently they are sending me some "IRS form" that I just need to sign or something. I am guessing it is a Form 4506T so they can grab my tax documents. This is for a business card. Now my question is does this mean I have gotten past the filter for previous AA business cards, or can I still get denied after supplying this? I am not really sure I want to provide such info unless they will for sure approve me. Also, this tax form will only show about 100k in annual income (2009 taxes) vs. the 200k I showed on the form and will be paying taxes on in 2011. I am just trying to decide if it is worth providing them this info.
Jan 19, 2011, 11:48 am
#3753
Join Date: Nov 2008
Location: Scottsdale, AZ
Programs: USAirways CP
Posts: 712
I've been trying to go through this thread and can someone confirm the following:
1. The 75K bonus expired on 12/31/2010 but if you call up you can still get it?
2. You can sign up for two AA credit cards (American Express and a Visa) when you call for the offer?
3. You will get 75K miles per card for a total of 150K miles (assuming I spend $1500 per card within 6 months?
4. I've never had an AA credit card so I should qualify under a new account (I'm guessing even though I have other AmExp cards such as the Starwood one that shouldn't matter).
Is that basically the short summary of this offer?
I don't fly AA but 150K miles beat any other offer out there that I currently see. I could easily combine those miles with a few miles from my Diners Club account and get a couple of business class tickets to Europe.
Sorry if I'm repeating the obvious.
1. The 75K bonus expired on 12/31/2010 but if you call up you can still get it?
2. You can sign up for two AA credit cards (American Express and a Visa) when you call for the offer?
3. You will get 75K miles per card for a total of 150K miles (assuming I spend $1500 per card within 6 months?
4. I've never had an AA credit card so I should qualify under a new account (I'm guessing even though I have other AmExp cards such as the Starwood one that shouldn't matter).
Is that basically the short summary of this offer?
I don't fly AA but 150K miles beat any other offer out there that I currently see. I could easily combine those miles with a few miles from my Diners Club account and get a couple of business class tickets to Europe.
Sorry if I'm repeating the obvious.
Jan 19, 2011, 11:57 am
#3755
Join Date: Jan 2010
Posts: 1,708
I've been trying to go through this thread and can someone confirm the following:
1. The 75K bonus expired on 12/31/2010 but if you call up you can still get it?
No one has reported not getting it due to expiration. Look back a few pages and you will see much success.
2. You can sign up for two AA credit cards (American Express and a Visa) when you call for the offer? I wouldn't try to do two on the same call. You are only supposed to be able to get one bonus. Applying for two separately but on the same day apparently is enough to get around that.
3. You will get 75K miles per card for a total of 150K miles (assuming I spend $1500 per card within 6 months? Yes
4. I've never had an AA credit card so I should qualify under a new account (I'm guessing even though I have other AmExp cards such as the Starwood one that shouldn't matter). Correct.
Is that basically the short summary of this offer? Yes
1. The 75K bonus expired on 12/31/2010 but if you call up you can still get it?
No one has reported not getting it due to expiration. Look back a few pages and you will see much success.
2. You can sign up for two AA credit cards (American Express and a Visa) when you call for the offer? I wouldn't try to do two on the same call. You are only supposed to be able to get one bonus. Applying for two separately but on the same day apparently is enough to get around that.
3. You will get 75K miles per card for a total of 150K miles (assuming I spend $1500 per card within 6 months? Yes
4. I've never had an AA credit card so I should qualify under a new account (I'm guessing even though I have other AmExp cards such as the Starwood one that shouldn't matter). Correct.
Is that basically the short summary of this offer? Yes
Jan 19, 2011, 12:24 pm
#3756
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,823
I just got off the phone and apparently they are sending me some "IRS form" that I just need to sign or something. I am guessing it is a Form 4506T so they can grab my tax documents. This is for a business card. Now my question is does this mean I have gotten past the filter for previous AA business cards, or can I still get denied after supplying this? I am not really sure I want to provide such info unless they will for sure approve me. Also, this tax form will only show about 100k in annual income (2009 taxes) vs. the 200k I showed on the form and will be paying taxes on in 2011. I am just trying to decide if it is worth providing them this info.
Since your 2010 income is twice as 2009, you need to provide some sort of interim documentation other than the 2009 tax return which obviously would raise more questions on your "stated" income.
Besides if your 2010 tax liability is that much more, you would have to pay quarterly estimate taxes throughout 2010 anyway.
Write them a letter, together with the proof of your 2010 income and the signed paperwork to agree that Citi can pull your 2009 tax return.
Without the additional information on 2010 income even though not requested by Citi at the initial request, you may be denied because the "stated" income is twice as the "proved" income as reported in 2009 tax return.
Jan 19, 2011, 3:09 pm
#3757
Join Date: Dec 2007
Posts: 126
Your issue is the income verification issue.
Since your 2010 income is twice as 2009, you need to provide some sort of interim documentation other than the 2009 tax return which obviously would raise more questions on your "stated" income.
Besides if your 2010 tax liability is that much more, you would have to pay quarterly estimate taxes throughout 2010 anyway.
Write them a letter, together with the proof of your 2010 income and the signed paperwork to agree that Citi can pull your 2009 tax return.
Without the additional information on 2010 income even though not requested by Citi at the initial request, you may be denied because the "stated" income is twice as the "proved" income as reported in 2009 tax return.
Since your 2010 income is twice as 2009, you need to provide some sort of interim documentation other than the 2009 tax return which obviously would raise more questions on your "stated" income.
Besides if your 2010 tax liability is that much more, you would have to pay quarterly estimate taxes throughout 2010 anyway.
Write them a letter, together with the proof of your 2010 income and the signed paperwork to agree that Citi can pull your 2009 tax return.
Without the additional information on 2010 income even though not requested by Citi at the initial request, you may be denied because the "stated" income is twice as the "proved" income as reported in 2009 tax return.
Jan 19, 2011, 3:40 pm
#3758
Join Date: Nov 2010
Location: NYC
Posts: 265
I know people have said you cannot churn these cards, but I thought that was for the personal ones, right? I should cancel the business after getting the bonus, wait at least the 90 days if not more and try the business again?
For those people who are applying for multiple business cards - do you cancel the current business card that you have before applying for the new one?
I applied for a business card with 75k in October and just completed the spend. Am wondering if I can try for another business card sometime in February. Thanks!
I applied for a business card with 75k in October and just completed the spend. Am wondering if I can try for another business card sometime in February. Thanks!
Jan 19, 2011, 5:03 pm
#3759
Join Date: Jan 2010
Posts: 1,708
Someone in another thread said that the difference may be that while personal accounts are only for 1st time AA cardholders, business account offers state they are for those who have not had nor applied for a business AA card in 90 days.
However when I was rejected for the business Visa in October as a prior cardholder I had not had a business card in over 90 days. When I was approved for the business MC last week it had been short of 90 days since the rejected business application. Also when I got a personal Citi AA AmEx last May I currently held the personal bronze AA MC.
However when I was rejected for the business Visa in October as a prior cardholder I had not had a business card in over 90 days. When I was approved for the business MC last week it had been short of 90 days since the rejected business application. Also when I got a personal Citi AA AmEx last May I currently held the personal bronze AA MC.
Jan 19, 2011, 5:52 pm
#3760
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,823
They wont deny you on the First Timer because if they do, it would not even get to this point, i.e. request proof of stated income.
Jan 19, 2011, 5:57 pm
#3761
Join Date: May 2010
Location: SoCal
Programs: SPG PLAT, AA Plat (2MM), BA, UA/CO
Posts: 443
Seeking Guidance (aka Hoping Your Guess is Better Than Mine)
Having read through all 3500+ posts over the last 5 months, I am ready to, again, take a shot at this offer, but would really apprecaite any ideas that anyone has to improve my chances.
In August I applied for a single business card and was rejected due to the newness of my business. I actually followed up with snail mail, but got no resposne and dropped it because, in fact, the business was quite new.
I did not apply for any personal cards because I was scared off by the "First Timers Only" language.
With only a few weeks to go, I feel like I need to take another shot. I have had a Citi Platinum Select Aadvantge Visa Signature card for several years, but that is my only Citi card. It has a $20,000 credit limit (which I would be happy to reduce).
What should I do? Personal Amex? Amex and Visa? MC? Try for business again?
TIA.
xlax
In August I applied for a single business card and was rejected due to the newness of my business. I actually followed up with snail mail, but got no resposne and dropped it because, in fact, the business was quite new.
I did not apply for any personal cards because I was scared off by the "First Timers Only" language.
With only a few weeks to go, I feel like I need to take another shot. I have had a Citi Platinum Select Aadvantge Visa Signature card for several years, but that is my only Citi card. It has a $20,000 credit limit (which I would be happy to reduce).
What should I do? Personal Amex? Amex and Visa? MC? Try for business again?
TIA.
xlax
Jan 19, 2011, 5:58 pm
#3762
Join Date: Feb 2006
Location: ORF
Programs: UA Silver, MR titanium
Posts: 2,022
Has anyone been able to churn the 75K cards?, 30K yes in the past, but I havent read anything recent about churning the 75k offer.
Jan 19, 2011, 7:17 pm
#3763
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,823
Having read through all 3500+ posts over the last 5 months, I am ready to, again, take a shot at this offer, but would really apprecaite any ideas that anyone has to improve my chances.
In August I applied for a single business card and was rejected due to the newness of my business. I actually followed up with snail mail, but got no resposne and dropped it because, in fact, the business was quite new.
I did not apply for any personal cards because I was scared off by the "First Timers Only" language.
With only a few weeks to go, I feel like I need to take another shot. I have had a Citi Platinum Select Aadvantge Visa Signature card for several years, but that is my only Citi card. It has a $20,000 credit limit (which I would be happy to reduce).
What should I do? Personal Amex? Amex and Visa? MC? Try for business again?
TIA.
xlax
In August I applied for a single business card and was rejected due to the newness of my business. I actually followed up with snail mail, but got no resposne and dropped it because, in fact, the business was quite new.
I did not apply for any personal cards because I was scared off by the "First Timers Only" language.
With only a few weeks to go, I feel like I need to take another shot. I have had a Citi Platinum Select Aadvantge Visa Signature card for several years, but that is my only Citi card. It has a $20,000 credit limit (which I would be happy to reduce).
What should I do? Personal Amex? Amex and Visa? MC? Try for business again?
TIA.
xlax
Jan 19, 2011, 7:17 pm
#3764
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,823
Jan 19, 2011, 7:18 pm
#3765
Join Date: Jan 2010
Posts: 1,708
I did not apply for any personal cards because I was scared off by the "First Timers Only" language.
With only a few weeks to go, I feel like I need to take another shot. I have had a Citi Platinum Select Aadvantge Visa Signature card for several years, but that is my only Citi card. It has a $20,000 credit limit (which I would be happy to reduce).
What should I do? Personal Amex? Amex and Visa? MC? Try for business again?
With only a few weeks to go, I feel like I need to take another shot. I have had a Citi Platinum Select Aadvantge Visa Signature card for several years, but that is my only Citi card. It has a $20,000 credit limit (which I would be happy to reduce).
What should I do? Personal Amex? Amex and Visa? MC? Try for business again?
So for two pulls my guess is you could get two bonuses.