[EXPIRED] AA Citi / Citibank Card, 75K sign up bonus [read post #2 first]
Jan 20, 2011, 6:05 pm
#3796
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,535
And it was a Mastercard still open.
If MC were a totally different animal it shouldn't have mattered in Oct. so it must be because it was over 1 year and a MC. (Others with prior Visa/Amex's even at a year have gotten rejected).
Thank you so much!
Jan 20, 2011, 7:32 pm
#3797
Join Date: Mar 2010
Location: mountains of western NC
Programs: Life, Love and Laughter
Posts: 8,581
I think it also helped that iqbalt80 did not churn Citi AA cards in the past.
Jan 20, 2011, 9:12 pm
#3798
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,535
If we could only figure out what Citi considers churning.
Jan 21, 2011, 6:50 am
#3799
Join Date: Aug 2010
Programs: AA EXP
Posts: 599
The last few posts have gotten my interest. I have an MC from July 2010 and business Visa from October. I was denied on the 75k/1.5k personal visa in October w/ the previous cardholder line. I may try on the 75k/4k personal amex (just to switch things up) soon.
Jan 21, 2011, 11:28 am
#3800
Join Date: Mar 2010
Location: mountains of western NC
Programs: Life, Love and Laughter
Posts: 8,581
Well, my sense of things is that folks who keep their cards after one year and who use their card for more than just the minimum have a better chance of being approved for additional cards than folks who cancel within a year and do the minimum spend.
Jan 21, 2011, 11:40 am
#3801
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,535
Well I'm a hybrid.
I've had a bronze AA MC for 25 years and used it a lot.
But in May I got a personal AmEx and biz Visa, did the spend, got the miles and cancelled both in July. In October I was persona-non-grata in both personal and biz.
Now in Jan. I'm clean enough with biz at least for a biz MC but wonder if personal is so forgiving. And really doubt they'd give me a personal Visa even tho I've never had one.
I've had a bronze AA MC for 25 years and used it a lot.
But in May I got a personal AmEx and biz Visa, did the spend, got the miles and cancelled both in July. In October I was persona-non-grata in both personal and biz.
Now in Jan. I'm clean enough with biz at least for a biz MC but wonder if personal is so forgiving. And really doubt they'd give me a personal Visa even tho I've never had one.
Jan 21, 2011, 11:52 am
#3802
Join Date: Jan 2000
Location: fort worth, texas
Posts: 946
Well I'm a hybrid.
I've had a bronze AA MC for 25 years and used it a lot.
But in May I got a personal AmEx and biz Visa, did the spend, got the miles and cancelled both in July. In October I was persona-non-grata in both personal and biz.
Now in Jan. I'm clean enough with biz at least for a biz MC but wonder if personal is so forgiving. And really doubt they'd give me a personal Visa even tho I've never had one.
I've had a bronze AA MC for 25 years and used it a lot.
But in May I got a personal AmEx and biz Visa, did the spend, got the miles and cancelled both in July. In October I was persona-non-grata in both personal and biz.
Now in Jan. I'm clean enough with biz at least for a biz MC but wonder if personal is so forgiving. And really doubt they'd give me a personal Visa even tho I've never had one.
Jan 21, 2011, 4:37 pm
#3804
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,855
Jan 21, 2011, 6:12 pm
#3805
Join Date: Nov 2002
Programs: MTD pass holder
Posts: 1,142
If applying for two personal cards does this have to be done on the same day or can there be an interval of a couple of days? I was shut off in 2009 but was just successful, yesterday, with the 75k/4k visa and would like to try the Amex but not if the chances are slim. Thanks
Jan 21, 2011, 6:33 pm
#3806
Join Date: May 2009
Location: Shanghai
Programs: BAEC (Gold), PC (Plat), HH (Gold), MR (Gold)
Posts: 2,729
Judging by previous posts chances are positively anorexic.
Jan 21, 2011, 7:40 pm
#3807
Join Date: Jan 2010
Posts: 1,708
If applying for two personal cards does this have to be done on the same day or can there be an interval of a couple of days? I was shut off in 2009 but was just successful, yesterday, with the 75k/4k visa and would like to try the Amex but not if the chances are slim. Thanks
Jan 21, 2011, 8:46 pm
#3808
Join Date: Nov 2002
Programs: MTD pass holder
Posts: 1,142
Thanks for the help. I will be happy with 75k for now.
Jan 21, 2011, 9:48 pm
#3809
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,475
Any other "October rejects" feel like testing the water with a new personal app?
I got rejected in the fall for the personal card, but approved for the biz card. I'd like to apply for another card here, but would love some more anecdotal results before I submit the app.
I got rejected in the fall for the personal card, but approved for the biz card. I'd like to apply for another card here, but would love some more anecdotal results before I submit the app.
Jan 21, 2011, 10:09 pm
#3810
Join Date: Feb 2006
Location: ORF
Programs: UA Silver, MR titanium
Posts: 2,022
Hay, were like twins, exactly the scenario with me, denied personal, approve biz, in Oct.