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-   -   ONE Card Masterthread (https://www.flyertalk.com/forum/manufactured-spending/2132682-one-card-masterthread.html)

bankback May 15, 2024 6:07 pm

Thats the one i have the temp with the mag and it didnt pull anything at all in all 3 stores.

Jdpoints May 19, 2024 4:56 pm

WM is creating profiles for all money services…not just MOs. When I loaded my One account I was asked for my phone number and address to create a profile. I was told it’s a new thing that was recently rolled out. I know there’s been discussion about in the WM thread, but I just wanted to give folks a heads up in case you thought you could avoid the profile by using One or Discover deposits. Sadly that won’t be the case

TravelinB May 19, 2024 10:05 pm


Originally Posted by Jdpoints (Post 36245348)
WM is creating profiles for all money services…not just MOs. When I loaded my One account I was asked for my phone number and address to create a profile. I was told it’s a new thing that was recently rolled out. I know there’s been discussion about in the WM thread, but I just wanted to give folks a heads up in case you thought you could avoid the profile by using One or Discover deposits. Sadly that won’t be the case

Yes, this happened to me a couple weeks ago when I was loading my serve at the MC

radonc1 May 20, 2024 7:42 am


Originally Posted by TravelinB (Post 36245756)
Yes, this happened to me a couple weeks ago when I was loading my serve at the MC

If you load your Serve at a cashier, no profile created, at least not last week in flyover country.

SailorJoe May 20, 2024 12:12 pm


Originally Posted by FoCo Finch (Post 36236280)
By one load a day, per card, do you mean you would be comfortable doing 3 swipes with the same CSR and leave it at that for the day (as opposed to going to a second register in the same store and doing 3 more swipes)? Or are you even not comfortable doing multiple swipes in one transaction?

One load a day per card. I walk up to my CSR, and they inevitably ask "How can I help you?". I say "I'd like to load my debit" they say "OK" I say "Actually, I've got two debit cards I'd like to load if that's ok". They always say "sure". If it's one of my CSR regulars, who knows me well.. then I split the transaction on each card, and if there's no line I'll sometimes say "Mind if we do another one" since my regulars know me and know how many cards I like to load. Then we chat a bit about what's new in their lives. Anyone else, I do one swipe per card, stop after loading 2 cards, then off to another WM to repeat (If I'm really burning and churning, otherwise 2 is enough).

I've been able to burn a few thousand a day this way with no issues.

SailorJoe May 20, 2024 12:15 pm


Originally Posted by radonc1 (Post 36246487)
If you load your Serve at a cashier, no profile created, at least not last week in flyover country.

In my neck of the woods, no profile yet at CS counter. My WM has no MC so I can't speak to that. Some of my WMs have old POS, some have a newer one, so no pattern there either. Guess they haven't rolled out to my area yet.

jonnyek May 21, 2024 7:45 pm

DP-Loaded One Card today at WM NM for the first time successfully. It was a SSVGC for $50 total of the card. I purchased from the same WM a few weeks ago and just got around to trying it out since there are rumors the SSVGC works. When I inserted my One card, pulled it out and then she typed in the amount to load, it asked me to swipe, I swiped, it asked if I wanted money back, I put No and then it immediately went through, I didn't need to put a pin in.
I've only tried one other time with OM MC for $199 which was unsuccessful. When i got to the point of swiping, it asked if I wanted money back, I put no, it asked for a pin, I entered the pin and then it was declined. The lady was nice enough to have me try again and it still didn't go through and I said I'd have to call my bank and thanks.
Hoping SSVGC works in larger amounts.
I'm in West TN.

SailorJoe May 22, 2024 8:39 am


Originally Posted by jonnyek (Post 36250560)
DP-Loaded One Card today at WM NM for the first time successfully. It was a SSVGC for $50 total of the card. I purchased from the same WM a few weeks ago and just got around to trying it out since there are rumors the SSVGC works. When I inserted my One card, pulled it out and then she typed in the amount to load, it asked me to swipe, I swiped, it asked if I wanted money back, I put No and then it immediately went through, I didn't need to put a pin in.
I've only tried one other time with OM MC for $199 which was unsuccessful. When i got to the point of swiping, it asked if I wanted money back, I put no, it asked for a pin, I entered the pin and then it was declined. The lady was nice enough to have me try again and it still didn't go through and I said I'd have to call my bank and thanks.
Hoping SSVGC works in larger amounts.
I'm in West TN.

I've had a similar experience of not being asked for a PIN for $50 or less. Be advised, SSVGC is the same as all cards serviced by InComm right now. If you buy it at a brick-and-mortar store, you can swipe any amount less that %500 at WM. But, if you try to swipe one for the full $500 it'll get fraud locked by InComm and you'll have to call customer service for a replacement card. InComm cards bought online (VanillaGift, Simon, TheGiftCardShop.com) all run for the full $500 without issues so far.


One last thought, since you appear to be new to the game, know the difference between InComm and BHN. If you don't, then keep reading before you go much further.

muscle_bull May 23, 2024 3:51 pm

I have several MS staples gift cards to liquidate. Ordered One card - should arrive soon. what's the easiest way to deposit using MS staples gift cards? just go to WM customer service and ask them to deposit?

jonnyek Jun 3, 2024 5:46 pm


Originally Posted by SailorJoe (Post 36251676)
I've had a similar experience of not being asked for a PIN for $50 or less. Be advised, SSVGC is the same as all cards serviced by InComm right now. If you buy it at a brick-and-mortar store, you can swipe any amount less that %500 at WM. But, if you try to swipe one for the full $500 it'll get fraud locked by InComm and you'll have to call customer service for a replacement card. InComm cards bought online (VanillaGift, Simon, TheGiftCardShop.com) all run for the full $500 without issues so far.


One last thought, since you appear to be new to the game, know the difference between InComm and BHN. If you don't, then keep reading before you go much further.

Definitely new. I've read through a lot and try to only ask questions I can't find answers to. I tried the OM MC which is BHN before I found info on here about how the swipes only work for $99 or maybe it was $50...I can't remember now. I do like the OM ones because I can use CIC and get 5x points so I may try buying the Incomm ones with the OM ones. We shall see how motivated I get...Thanks for the tips!

radonc1 Jun 10, 2024 8:39 am

Just to add a DP for both One and WM:
Added $200 at the cashier to my One card using an OM SE card without issue with one swipe and no request for ID. :D

pwm112 Jun 15, 2024 9:00 am

I havent seen the use of the bill pay feature discussed in here - anyone use it to pay credit card balances?

SailorJoe Jun 15, 2024 1:23 pm


Originally Posted by jonnyek (Post 36280750)
Definitely new. I've read through a lot and try to only ask questions I can't find answers to. I tried the OM MC which is BHN before I found info on here about how the swipes only work for $99 or maybe it was $50...I can't remember now. I do like the OM ones because I can use CIC and get 5x points so I may try buying the Incomm ones with the OM ones. We shall see how motivated I get...Thanks for the tips!

I've done that. Buy incomms with OM cards. Not my preferred method. OM also sells Anywhere cards. Search for those and learn about them. lower fees, so you keep more of the money and they will drain just fine for the full $200

SailorJoe Jun 15, 2024 1:24 pm


Originally Posted by pwm112 (Post 36307258)
I havent seen the use of the bill pay feature discussed in here - anyone use it to pay credit card balances?

Bill pay from One MC seems like a joke to me. Can't get it to work at all. I push all my money to a "hub" bank and make payments from there.

littlewinglet Jun 15, 2024 5:32 pm


Originally Posted by SailorJoe (Post 36307758)
Bill pay from One MC seems like a joke to me. Can't get it to work at all. I push all my money to a "hub" bank and make payments from there.

I've done my mortgage payments from it successfully. Haven't used it in 3 months since I drained it but may try again soon.


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