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I definitely do not have those qualifications, but for some reason, I'm getting cashback. Last month I got 10% back for gasoline, it even worked at Costco gas. Maybe this was just a one time boost independent of the perks I'm looking for?i
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Originally Posted by weezl
(Post 37728867)
I definitely do not have those qualifications, but for some reason, I'm getting cashback. Last month I got 10% back for gasoline, it even worked at Costco gas. Maybe this was just a one time boost independent of the perks I'm looking for?i
What may be advertised for the Cash Reward card usually does not apply to the Spend card. Sorry :( |
Originally Posted by radonc1
(Post 37728481)
No
You need to look at your One app, which will tell you whether you have a OnePay cash rewards account. Are you making an approved DD of $500/month to your account? Do you have $20K in the One savings account? Did you get approved for a One Cash account from Coastal Bank? If you haven't met one of the above requirements, then you do not have a One Cash account.: If I do that, then it says I will get 3% cash back at Walmart, gas, or dining on up to $150 spent per month with your OnePay debit or Builder Card. I see that with Cash+, I can get 5% cash back with Uber and Netflix. I only have the debit card not the credit card. |
Originally Posted by bdwyfan
(Post 37729891)
In the app, to get OnePay Cash+ it says Unlock with $500+ a month in Direct Deposits or $5,000+ at the end of the month.
If I do that, then it says I will get 3% cash back at Walmart, gas, or dining on up to $150 spent per month with your OnePay debit or Builder Card. I see that with Cash+, I can get 5% cash back with Uber and Netflix. I only have the debit card not the credit card. But be careful of that 3% cash back. ONE changed the game again and now makes you choose your category that will receive the cash back. I just presumed that you got 3% back (up to $150 a month in spend) at WM but each month I have to select. I forgot this month and they only give back 0.1% on all other spend. Then again, we are only talking $4.50 a month. And I make certain I don't spend any more than $150 a month at WM :D Fortunately, their saving account is good and if you wish, you can use their demand deposit resources as well. But it use to be better :( |
Originally Posted by radonc1
(Post 37730220)
Yeah. I don't have the credit card either...don't need it.
But be careful of that 3% cash back. ONE changed the game again and now makes you choose your category that will receive the cash back. I just presumed that you got 3% back (up to $150 a month in spend) at WM but each month I have to select. I forgot this month and they only give back 0.1% on all other spend. Then again, we are only talking $4.50 a month. And I make certain I don't spend any more than $150 a month at WM :D Fortunately, their saving account is good and if you wish, you can use their demand deposit resources as well. But it use to be better :( I was searching all over the app for transactions for debit card only for the person in chat to tell me that I needed to tap on the $0.00 or whatever amount is just above the Add Money button. Never would have that to tap on that to get transaction history. :rolleyes: |
Opinions in scaling One Pay for manufactured spend.
Wanted to know what are peoples opinions on scaling up One Pay for manufactured spend. I don't want 4 to 5 figures worth of hard to liquidate gift cards on my hand. Buying money orders with gift cards was banned, over a decade ago, in my area.
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Originally Posted by PoEntre
(Post 37742752)
Wanted to know what are peoples opinions on scaling up One Pay for manufactured spend. I don't want 4 to 5 figures worth of hard to liquidate gift cards on my hand. Buying money orders with gift cards was banned, over a decade ago, in my area.
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Originally Posted by fly2fish
(Post 37742813)
Read through this entire thread. One Pay is great, until it isn't. If you are doing any type of volume, you'll get 3, maybe 4, months out of it, then you WILL be shutdown.
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just put a bunch of $ into the ONE savings. it pays about 3.5%. Since I keep it there and add to it weekly from the cash acct. I have no problem loading cards at WM>
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