Now I'll ask even more if you're going to like that about it. And then I'll post about how to do it here. Cool?

take your permanent card to sco
try to swipe it, see if anything happens. insert it, see if anything happens.
scan barcode, see if anything happens.

I haven't tried myself but perhaps the trick is to force SCO to want you to swipe by blocking the chip insert 3x
but who knows? cause nobody wants to say :)

I wouldn't think too much on that. I am sure on your Robinhood Gold CC you are not doing any sort of suspicious activity and should be independent. I don't think when Coastal shuts you down with One Card that they automatically go and search through your entire history and try to wipe out your other cards. The people who handle the One Card would probably be different people that handle the Robinhood card.

Don't drain all of it at once and don't take any physical cash out. Act as if you belong and want to use the card: Move some to the savings (the interest rate is comparable to other big-bank HYSAs out there), do some occasional spending on the card, set up a few bill pays, etc.

So far, I have had it for > 6 mo (not a long time, I know), and it has worked for me. I keep 2-3K in savings, load 7-8K/mo, move 5K to bank, pay ~2.5K through bill pay (daycare, car finance, verizon, utilities) and do a few WM spend here and there. I usually try to keep 5K on the last day of the month to keep One+ just for the facade. I have never taken cash (except 3-4 times cashback on purchases at WM long ago). Not sure if this pattern will eventually lead to SD, but so far it has not lead to immediate SD.

I tried much of this with my permanent card (I stupidly signed up online and don't have a temp card) and could not crack the code.

I guess I'll keep probing.

I looked through the DP spreadsheet but could not find the answer. Is it possible to load onepay using OneVanilla (Bancorp/Incomm) @walmart?

I know onevanilla at walmart for Serve loads does not work but is it same for Onepay?

Thanks

Bring the card in question and a $20 bill with you the next time you go to WM and try to load your One card with the GC. If that fails, just apologize with some lame excuse about the card and use the cash to load.
No one is going to pillory you for failing to load with plastic. It happens all the time.
And then let us know how you did ;)
We appreciate DPs.

PS: Bancor/Incomm cards seems to get bad press, just to give you a hint

Has the debit load limit been changed to 999 or is wiki 990 limit old information?

Is there a limit to how much cash I can deposit?#

You can deposit a minimum of $1.00 up to a maximum of $999 for each transaction but cannot exceed $3,000 in cash deposits for the day.

$999. Haven't changed since the card came out.

what are the tax implications? I want to open up one for my grandma but if i push 30k a year through there I don't want her to have extra "income" on her taxes or have any extra eyes on her accounts.

Cash back not posting
 

It's like pulling teeth. Nothing codes correctly in cash back purchases. 14% cash back on $100 In gas at $6.50 a gallon In SoCal is a lotta dough per fill up

Are you using the OnePay Cash Rewards Card?

As noted in the OnePay site


If you do not pre-qualify for the OnePay CashRewards Card, you will be considered for a OnePay Walmart Spend Card, which does not have a standard cash back program.

Is the load process similar to Serve? If I use $200 VGC or MCGC, can you multi swipe or do you need to do $199 per swipe?

I don't know how to tell, but I have received cash back on gas and food bonuses, so I'm assuming I've qualified

No
You need to look at your One app, which will tell you whether you have a OnePay cash rewards account.
Are you making an approved DD of $500/month to your account?
Do you have $20K in the One savings account?
Did you get approved for a One Cash account from Coastal Bank?

If you haven't met one of the above requirements, then you do not have a One Cash account.: