Aug 21, 2019, 12:38 pm
Last edit by: Klemhuzzah
Signing up to buy $1000 visa/mc gift cards
You can buy the $1000 cards on Simon's volume site. Their regular site only sells $500 cards.
If you're new, or haven't bought anything in a year, you need to register at https://www.simon.com/volume/register-consumer
As part of the registration process, you will have to go to a brick and mortar mall and buy at least $3000 in cards in person, as well as filling out some paperwork while there. After that, you can do everything online.
As of Nov 2020, Simon Mall Gift cards will only work for $99/swipe for money services at Walmart and many grocery chains.
$1000 gift cards are available indefinitely.
2020 Promotions
Ongoing: FREEGROUND - Free Ground Shipping on any order size. Limited to 5 orders per customer. Expires December 31, 2020 (subject to change).
5/15-6/17: MDHOL20 - 20% off Visa Giftcard Purchase Fees + Free Ground Shipping on orders of 9 more cards
5/15/5/31: MAYGROUND - Free UPS Ground shipping on orders of 7 or more cards
5/15-6/31: MAY20VG10 - 10% off purchase fees on Visa Giftcards
6/29-7/20: JUL4HOL20 - 20% off Visa Giftcard Purchase Fees + Free Ground Shipping on orders of 5 or more cards. If you select a shipping other than Ground - the code will still take 20% off the purchase fees. Limited to 10 orders per customer.
8/11-8/31: AUG20PR - 15% off ALL fees (excl. shipping fees) on orders of 5 or more cards. Limited to 10 orders per customer (Originally expired on 8/23; on 8/24 promo was extended through 8/31)
10/12-10/14: FSOCT20 - 30% off all purchase fees on Visas and Mastercards.
10/26-10/31 - FS20SCARY - 35% off all purchase fees
11/1-11/30 - HOL20MC25 - 25% off all purchase fees on MasterCard / HOL20VG25 - 25% off all purchase fees on Visa / HOL20AG50 50% off all purchase fees on American Express
11/6-11/8 - FS20THANKS - 35% off all purchase fees
11/16-11/18 - FS20SAVINGS - 35% off all purchase fees
You can buy the $1000 cards on Simon's volume site. Their regular site only sells $500 cards.
If you're new, or haven't bought anything in a year, you need to register at https://www.simon.com/volume/register-consumer
As part of the registration process, you will have to go to a brick and mortar mall and buy at least $3000 in cards in person, as well as filling out some paperwork while there. After that, you can do everything online.
As of Nov 2020, Simon Mall Gift cards will only work for $99/swipe for money services at Walmart and many grocery chains.
$1000 gift cards are available indefinitely.
2020 Promotions
Ongoing: FREEGROUND - Free Ground Shipping on any order size. Limited to 5 orders per customer. Expires December 31, 2020 (subject to change).
5/15-6/17: MDHOL20 - 20% off Visa Giftcard Purchase Fees + Free Ground Shipping on orders of 9 more cards
5/15/5/31: MAYGROUND - Free UPS Ground shipping on orders of 7 or more cards
5/15-6/31: MAY20VG10 - 10% off purchase fees on Visa Giftcards
6/29-7/20: JUL4HOL20 - 20% off Visa Giftcard Purchase Fees + Free Ground Shipping on orders of 5 or more cards. If you select a shipping other than Ground - the code will still take 20% off the purchase fees. Limited to 10 orders per customer.
8/11-8/31: AUG20PR - 15% off ALL fees (excl. shipping fees) on orders of 5 or more cards. Limited to 10 orders per customer (Originally expired on 8/23; on 8/24 promo was extended through 8/31)
10/12-10/14: FSOCT20 - 30% off all purchase fees on Visas and Mastercards.
10/26-10/31 - FS20SCARY - 35% off all purchase fees
11/1-11/30 - HOL20MC25 - 25% off all purchase fees on MasterCard / HOL20VG25 - 25% off all purchase fees on Visa / HOL20AG50 50% off all purchase fees on American Express
11/6-11/8 - FS20THANKS - 35% off all purchase fees
11/16-11/18 - FS20SAVINGS - 35% off all purchase fees
Simon Mall Gift Cards (2019-2023)
Aug 4, 2019, 5:37 am
#316
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,447
You cannot do the transaction with the same card, but you certainly can switch cards and complete the transaction.
That is what I had to do after my AA Citi card was declined. I switched (at that time) to an Amex card and completed my business without issue.
Of course, now I would not use an Amex card either
Aug 4, 2019, 6:51 am
#317
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Aug 4, 2019, 7:56 am
#318
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,677
In my experience the next calendar day has always worked.
Aug 4, 2019, 1:09 pm
#319
Join Date: Feb 2015
Programs: Delta DM
Posts: 552
They are selling like hot cakes. My mall is out of gc's. Wow.
Aug 4, 2019, 1:44 pm
#320
Join Date: Feb 2015
Posts: 595
While this DP is 4-5 years old now, back when I first bought VGCs @ SM, I wasn't aware of the declined CC "policy". I got a fraud alert, cleared it on my phone, and reused the same card again (which then went through). It's the only time I ever had an alert there, but the CSR didn't say anything. So I don't think it's hard coded or anything, I just think it's their policy.
I'm not advocating trying to get around it at all. We certainly don't want to give them any reasons to turn on us. But just think the DP might help toward the next day/24 hour discussion.
I'm not advocating trying to get around it at all. We certainly don't want to give them any reasons to turn on us. But just think the DP might help toward the next day/24 hour discussion.
Aug 4, 2019, 3:47 pm
#321
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
I used my declined card of yesterday less than 24 hours and went though....so it is calendar day reset, not rolling 24 hours.
Aug 4, 2019, 9:53 pm
#322
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,551
Wish I had read this before I drove (it's 30 miles each way) to my SM to get one last batch before they turned into pumpkins. Serves me right.
Aug 4, 2019, 9:58 pm
#323
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,551
As far as declines, my experience is that all the CC companies have AI systems that learn your usage pattern. (I used to work on the same team for a huge software company that wrote that software, although I worked on insurance, not banking.) The first few weeks the card might get declined, but eventually the system will learn that you're making large purchases at Simon and that they're legit.
Aug 4, 2019, 10:59 pm
#324
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
Aug 5, 2019, 10:24 am
#325
Join Date: Sep 2015
Posts: 25
Anyone else get an email from Simon about online order discount codes and notice that they didn't blind the other email addresses? Looking at a list of a few hundred random stranger emails...
Aug 5, 2019, 10:31 am
#326
Join Date: Feb 2018
Posts: 165
Yup got it too. Took it as a who's who of MS 
They replied and apologized ... maybe they'll give us some discount as a result (yeah right).
I'm just hoping the Amex RAT team wasn't one of those addresses.....
They replied and apologized ... maybe they'll give us some discount as a result (yeah right).
I'm just hoping the Amex RAT team wasn't one of those addresses.....
Aug 5, 2019, 12:38 pm
#327
Join Date: Sep 2015
Programs: SPG Plat, SWA Companion Pass, United Silver
Posts: 186
Aug 5, 2019, 1:35 pm
#328
Join Date: Mar 2004
Location: SEA (previous locations: DTW, TLV, EWR, BOS)
Programs: AS: 75K; DL/NW: Plat; DL SC: Lifetime; Hyatt: Diamond; HH: Gold; SPG: Plat;
Posts: 3,383
It's not uncommon for credit card companies to decline large purchases, and have you call in or verify that it's a legit purchase on your app.
Not sure why Simon doesn't let customers clear the initial declines, and then retry with the same card.
I know I can use a different card, but usually I'm trying to achieve one particular goal with a large purchase, so an alternate card won't work...
Aug 5, 2019, 1:54 pm
#329
Join Date: Jun 2015
Posts: 1,727
I love Simon, but this is one stupid and pointless policy.
It's not uncommon for credit card companies to decline large purchases, and have you call in or verify that it's a legit purchase on your app.
Not sure why Simon doesn't let customers clear the initial declines, and then retry with the same card.
I know I can use a different card, but usually I'm trying to achieve one particular goal with a large purchase, so an alternate card won't work...
It's not uncommon for credit card companies to decline large purchases, and have you call in or verify that it's a legit purchase on your app.
Not sure why Simon doesn't let customers clear the initial declines, and then retry with the same card.
I know I can use a different card, but usually I'm trying to achieve one particular goal with a large purchase, so an alternate card won't work...
Last edited by Chelski; Nov 18, 2019 at 7:28 pm
Aug 6, 2019, 10:42 am
#330
Join Date: Mar 2009
Posts: 2,295
I love Simon, but this is one stupid and pointless policy.
It's not uncommon for credit card companies to decline large purchases, and have you call in or verify that it's a legit purchase on your app.
Not sure why Simon doesn't let customers clear the initial declines, and then retry with the same card.
I know I can use a different card, but usually I'm trying to achieve one particular goal with a large purchase, so an alternate card won't work...
It's not uncommon for credit card companies to decline large purchases, and have you call in or verify that it's a legit purchase on your app.
Not sure why Simon doesn't let customers clear the initial declines, and then retry with the same card.
I know I can use a different card, but usually I'm trying to achieve one particular goal with a large purchase, so an alternate card won't work...
it’s not a hard coded policy. Develop the right relationships and more likely to be allowed to continue. Although with millions done through Simon I’ve only had one issue with the processing and was able to continue. I’ve never “conditioned” a card. If given a $20k credit limit I’d spend $10k at Simon on day 1.. of course depending on card and worthiness of pts/cb/miles
I have a pretty good relationship with my mall and the few times I've had declines, they've never let me retry that card.