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Old Jan 9, 2018, 7:46 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.

As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.

DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.

Sep 13 2021 : If WM App is updated with no money services , then use the following for Android phone to get the working version.


https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/

This workaround no longer works.

Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.

Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC

Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.

Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines VisaDoes not work:

BofA Asiana Business card
Capital One
$1.50 next day.

Personal and business CCs
Elan Financial Services
$1.50 next day.

Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.




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Billpay at Walmart (2018 onwards)

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Old Dec 11, 2019, 9:07 am
  #841  
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Join Date: Sep 2016
Posts: 198
nothing to see

Last edited by beast7276; Dec 11, 2019 at 9:07 am Reason: oops
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Old Dec 11, 2019, 10:42 am
  #842  
 
Join Date: Jan 2013
Location: Chicago, IL
Programs: Hilton, Marriott, Club Carlson, AA, UA, AS, SQ, AF
Posts: 124
Looking for some clarification on interpreting the "$8000 total per person to all accounts per rolling 30 days."

If I pay $2000 on November 1st, 2nd, 3rd, and 4th, can my next payment be on December 1st (on the 30th day), or does it have to wait until December 2nd (letting the 30 days completely end before I can pay again). Does time matter? Could I pay December 1st as long as it is a 8pm when my November 1st payment was at 7pm?
merice107107 is offline  
Old Dec 11, 2019, 10:57 am
  #843  
 
Join Date: Jun 2001
Posts: 782
Originally Posted by danpeake
Greater than $3k.
I did a 2698.50 BP and was asked to enter SSN.

All my 2498.50 BP did not ask for SSN.
gw14 is offline  
Old Dec 11, 2019, 11:02 am
  #844  
 
Join Date: Mar 2009
Posts: 2,295
Originally Posted by gw14
I did a 2698.50 BP and was asked to enter SSN.

All my 2498.50 BP did not ask for SSN.
Hmm - I stand corrected then.
danpeake is offline  
Old Dec 11, 2019, 11:16 am
  #845  
 
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Originally Posted by merice107107
Looking for some clarification on interpreting the "$8000 total per person to all accounts per rolling 30 days."

If I pay $2000 on November 1st, 2nd, 3rd, and 4th, can my next payment be on December 1st (on the 30th day), or does it have to wait until December 2nd (letting the 30 days completely end before I can pay again). Does time matter? Could I pay December 1st as long as it is a 8pm when my November 1st payment was at 7pm?
your 11/1 BP time +30days+1sec, you are good.
gm9928 and merice107107 like this.
coolguy100 is offline  
Old Dec 11, 2019, 11:27 am
  #846  
 
Join Date: Jan 2013
Location: Chicago, IL
Programs: Hilton, Marriott, Club Carlson, AA, UA, AS, SQ, AF
Posts: 124
Originally Posted by coolguy100
your 11/1 BP time +30days+1sec, you are good.
Cool. Thank you. I might add a time slot for my spreadsheet record keeping so I can know what time I need to go in 30 days later.
merice107107 is offline  
Old Dec 18, 2019, 9:10 am
  #847  
 
Join Date: Jun 2019
Posts: 3
I just got error message "exs nuer of paym at

Last edited by Red hound; Dec 18, 2019 at 5:27 pm
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Old Dec 18, 2019, 9:21 am
  #848  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,677
Originally Posted by Red hound
I just got error message "excceds number of payments" at wal mart even thou i used the cards i used way more than 30 days ago. From what i have heard wal mart is blocking peoples account to do BP. I have been doing 25K in BP almost everyday for the last 5 months. has anyone gotten that error message yet. How do i get past it do i just make a new Wal mart account with a new phone number and use the same DL for the account hoping they dont see it. Thanks
Reportedly they are limiting people to $8k (per person, across all accounts) in bill payments per 30 days now.
ChrisFlyer66 is offline  
Old Dec 18, 2019, 10:30 am
  #849  
 
Join Date: Mar 2009
Posts: 2,295
Originally Posted by Red hound
Even for in person transactions, cause i know that the limit was 8K per rolling 30 days through the app.

So ur saying its now 8K in person also.
How much were each of your BPs for?
danpeake is offline  
Old Dec 18, 2019, 10:34 am
  #850  
 
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Originally Posted by Red hound
Even for in person transactions, cause i know that the limit was 8K per rolling 30 days through the app.

So ur saying its now 8K in person also.
if 8k monthly by phone, it would be really bad news
coolguy100 is offline  
Old Dec 18, 2019, 10:46 am
  #851  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,677
Originally Posted by Red hound
Even for in person transactions, cause i know that the limit was 8K per rolling 30 days through the app.

So ur saying its now 8K in person also.
This is obviously still a developing story, but I think so.
ChrisFlyer66 is offline  
Old Dec 18, 2019, 11:11 am
  #852  
 
Join Date: Jun 2019
Posts: 3
Originally Posted by danpeake
How much were each of your BPs for?

Last edited by Red hound; Dec 18, 2019 at 5:26 pm
Red hound is offline  
Old Dec 18, 2019, 12:11 pm
  #853  
 
Join Date: Jul 2001
Posts: 1,752
Originally Posted by Red hound
I have been doing 25K in BP almost everyday for the last 5 months.
I've obviously been missing something. I've been using a total of 3 accounts to BP: a manual BP verified by my drivers license, and two cell phone accounts verified with a passport and a military ID, respectively. I've been operating under the assumption that I was limited to a max of a grand total of 24K per 30 days (8K x 3) between the three accounts - what are my real limits?
yanxfann is offline  
Old Dec 18, 2019, 12:24 pm
  #854  
Suspended
 
Join Date: Sep 2016
Posts: 198
Originally Posted by yanxfann
I've obviously been missing something. I've been using a total of 3 accounts to BP: a manual BP verified by my drivers license, and two cell phone accounts verified with a passport and a military ID, respectively. I've been operating under the assumption that I was limited to a max of a grand total of 24K per 30 days (8K x 3) between the three accounts - what are my real limits?
Once your stores get the update - the real limits are 8k/30 days. Right now, there are no limits outside of limits per each payee (5/30 days)
beast7276 is offline  
Old Dec 18, 2019, 12:50 pm
  #855  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by beast7276
Once your stores get the update - the real limits are 8k/30 days. Right now, there are no limits outside of limits per each payee (5/30 days)
Where are ppl running into the new limits so far? West Coast?
littlewinglet is offline  


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