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Old Jan 9, 2018, 7:46 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.

As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.

DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.

Sep 13 2021 : If WM App is updated with no money services , then use the following for Android phone to get the working version.


https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/

This workaround no longer works.

Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.

Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC

Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.

Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines VisaDoes not work:

BofA Asiana Business card
Capital One
$1.50 next day.

Personal and business CCs
Elan Financial Services
$1.50 next day.

Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.




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Billpay at Walmart (2018 onwards)

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Old Feb 19, 2020, 4:27 pm
  #901  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,666
Originally Posted by edb55
I know doing BP for Chase cards is frowned upon and may be a way to get a shutdown. What I am interested in is if anyone has routinely used BP for a Co Branded card such as Chase Hyatt card. I am upgrading and planning to do the spend to get to Globalist. BP would make it much easier. Before everyone jumps down my throat, I'm looking to see if people are doing this.
I've BPed Ink cards and regular Freedom. Not heavy amounts but substantial.
littlewinglet is offline  
Old Feb 19, 2020, 6:05 pm
  #902  
 
Join Date: Aug 2017
Location: Dallas, Texas
Programs: AA ExPlat. Marriott Plat, Hyatt Globalist, Hilton Diamond
Posts: 78
Originally Posted by littlewinglet
I've BPed Ink cards and regular Freedom. Not heavy amounts but substantial.
my hope was to be able to do 4BP/month for 8k total. I have done a couple BP in the past but nothing sustained
edb55 is offline  
Old Feb 19, 2020, 7:47 pm
  #903  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,666
Originally Posted by edb55
my hope was to be able to do 4BP/month for 8k total. I have done a couple BP in the past but nothing sustained
I've only done it to liquidate those crappy 200 cards from Office store promos, so definitely nothing sustained.
littlewinglet is offline  
Old Feb 20, 2020, 10:37 pm
  #904  
 
Join Date: Dec 2013
Posts: 3,509
Originally Posted by ChrisFlyer66
$8k across all cards.
Just curious, when did this new $8K across all cards policy go into effect for in-store WM payments? I know the $8K limit was if you use the WM app.
ericdabbs is offline  
Old Feb 20, 2020, 10:49 pm
  #905  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,678
Originally Posted by ericdabbs
Just curious, when did this new $8K across all cards policy go into effect for in-store WM payments? I know the $8K limit was if you use the WM app.
System was updated in December (2019).
ChrisFlyer66 is offline  
Old Feb 26, 2020, 9:18 am
  #906  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,678
Originally Posted by edb55
I know doing BP for Chase cards is frowned upon and may be a way to get a shutdown. What I am interested in is if anyone has routinely used BP for a Co Branded card such as Chase Hyatt card. I am upgrading and planning to do the spend to get to Globalist. BP would make it much easier. Before everyone jumps down my throat, I'm looking to see if people are doing this.
I know people who have been shut down for doing a lot of gift cards/bill pay with the Hyatt and/or Southwest cards and got shut down for "rewards abuse". I would tread lightly.
ChrisFlyer66 is offline  
Old Feb 26, 2020, 9:26 am
  #907  
 
Join Date: Aug 2017
Location: Dallas, Texas
Programs: AA ExPlat. Marriott Plat, Hyatt Globalist, Hilton Diamond
Posts: 78
Originally Posted by ChrisFlyer66
I know people who have been shut down for doing a lot of gift cards/bill pay with the Hyatt and/or Southwest cards and got shut down for "rewards abuse". I would tread lightly.
I'm probably just going to stick to gift cards--MO--deposit bank- Pay card
edb55 is offline  
Old Mar 9, 2020, 12:55 pm
  #908  
 
Join Date: Jan 2014
Posts: 71
Originally Posted by edb55
I'm probably just going to stick to gift cards--MO--deposit bank- Pay card
There are many CC shutdown stories that involve WMBP; I don't bother with it. I just hope I don't get MO banned!
traveltogo is offline  
Old Mar 9, 2020, 10:03 pm
  #909  
 
Join Date: Jun 2015
Posts: 1,727
Originally Posted by THEsocalledfan
The great debate; for those banned for Money Orders, did the ban come from Wally World or Money Scram. I've never seen definitive proof one way or another, but here is a new interesting data point:

I've been banned for MO for sometime, but still able to do billpay. I realized with billpay that they really aren't checking ID or SS#, etc, when under $3K. So, yesterday, I paid a bill for 4K using Simon Says, and gave my ID and SS#. Went through with no issues.....

So give another point to the ban coming from Money Gram, but who really knows.....
was ur bp cfp or mg? Saying u did bp can be either... >$2.5 bp cfp requires ssn at one of my locations
Chelski is offline  
Old Mar 10, 2020, 10:30 am
  #910  
 
Join Date: Oct 2013
Posts: 1,322
Can someone do an old man (me) a favor, and summarize state of play for WM BP, specifically whether CSRs requiring ID for BP already set up on app? My previous experience has been to sim[ply scan the QR code, the tell them how much per swipe, no ID required because it had already been input to the app. Thanks in advance.
tuphat is offline  
Old Mar 10, 2020, 11:25 am
  #911  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,678
Originally Posted by tuphat
Can someone do an old man (me) a favor, and summarize state of play for WM BP, specifically whether CSRs requiring ID for BP already set up on app? My previous experience has been to simply scan the QR code, the tell them how much per swipe, no ID required because it had already been input to the app. Thanks in advance.
The system prompts the CSR to check ID the first time you use the app account, and occasionally afterwards (not sure what triggers that). But the CSR can request ID any time at his/her discretion.

Last edited by ChrisFlyer66; Mar 11, 2020 at 8:28 am Reason: fix
ChrisFlyer66 is offline  
Old Mar 11, 2020, 8:18 am
  #912  
 
Join Date: Mar 2009
Posts: 2,295
Did anyone use the app for a BP and get a “staging error” this morning? I scanned the app at the register and something about that came up on the CSR’s screen.

It worked when they used the phone number although the customer service supervisor was hesitant to try it that way (I think she confused staging and structuring) and didn’t do so without major prodding.

Last edited by danpeake; Mar 11, 2020 at 1:35 pm
danpeake is offline  
Old Mar 11, 2020, 8:06 pm
  #913  
 
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,551
Originally Posted by tuphat
Can someone do an old man (me) a favor, and summarize state of play for WM BP, specifically whether CSRs requiring ID for BP already set up on app? My previous experience has been to sim[ply scan the QR code, the tell them how much per swipe, no ID required because it had already been input to the app. Thanks in advance.
In my experience, if you are banned for MG MO's and the payment on the app is through MG, you won't be able to complete the transaction. If you are doing a CFP payment, well, I've never been asked for ID. Of course the CSR's all know me and consider ID to be simply a time-consuming annoyance.
redtop43 is offline  
Old Mar 12, 2020, 10:47 pm
  #914  
 
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Originally Posted by danpeake
Did anyone use the app for a BP and get a “staging error” this morning? I scanned the app at the register and something about that came up on the CSR’s screen.

It worked when they used the phone number although the customer service supervisor was hesitant to try it that way (I think she confused staging and structuring) and didn’t do so without major prodding.
yes, same error happened for me that morning, i went to another WM, same thing.
it worked fine in the evening. so it must be the whole system issue.
danpeake likes this.
coolguy100 is offline  
Old Mar 13, 2020, 9:28 am
  #915  
 
Join Date: Nov 2011
Posts: 766
Originally Posted by Chelski
was ur bp cfp or mg? Saying u did bp can be either... >$2.5 bp cfp requires ssn at one of my locations

CFP....
Chelski likes this.
THEsocalledfan is offline  


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