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Old Jan 9, 2018, 7:46 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.

As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.

DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.

Sep 13 2021 : If WM App is updated with no money services , then use the following for Android phone to get the working version.


https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/

This workaround no longer works.

Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.

Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC

Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.

Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines VisaDoes not work:

BofA Asiana Business card
Capital One
$1.50 next day.

Personal and business CCs
Elan Financial Services
$1.50 next day.

Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.




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Billpay at Walmart (2018 onwards)

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Old Jun 27, 2023, 8:47 am
  #1981  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by NikSem
What is safe in terms of buying WU MO at Walmart? Is 2*1000 per day, once a week ok?

As for bill pay, I told them to use MG explicitly. Also, I was blocked for MG MO purchases a long time ago, but I never heard that MG can block the bill pay as well.
Nobody knows what's safe, you just find out one day that your MO requests don't go through unless you are under 1k. May as well use it while it lasts.

MG would block MO and BP at the same time. When I eventually randomly got off the MG block, MO and BP both suddenly worked together. You can still do under 1k but the 4.99 makes it not worth it. Just try passport.
NikSem likes this.
littlewinglet is offline  
Old Jul 2, 2023, 10:48 am
  #1982  
 
Join Date: May 2013
Programs: Hyatt Explorist, Hilton Diamond
Posts: 246
Anyone having trouble using WM bought secure spend visas (InComm serviced) for WM bill pay? $2000 BP, 2 x $500 worked and then the "Unable to process debit" for 3rd. Tried multiple different cards and same error. Cancelled the whole thing. Then tried for a MO for $999. And even the first swipe/split for $500 wont work. Again tried different cards and no luck. Is this a one off?

Had a similar issue in another local grocery store. First swipe works but the 2nd wont and had to cancel the transaction. Is InComm also doing something to restrict these secure spends for MSers? Velocity limit or something?

Last edited by slickpokerdealer; Jul 2, 2023 at 10:58 am
slickpokerdealer is offline  
Old Jul 2, 2023, 12:15 pm
  #1983  
 
Join Date: Apr 2020
Posts: 235
Originally Posted by slickpokerdealer
Anyone having trouble using WM bought secure spend visas (InComm serviced) for WM bill pay? $2000 BP, 2 x $500 worked and then the "Unable to process debit" for 3rd. Tried multiple different cards and same error. Cancelled the whole thing. Then tried for a MO for $999. And even the first swipe/split for $500 wont work. Again tried different cards and no luck. Is this a one off?

Had a similar issue in another local grocery store. First swipe works but the 2nd wont and had to cancel the transaction. Is InComm also doing something to restrict these secure spends for MSers? Velocity limit or something?
Liquidated a bunch of secure spends yesterday including a $2000 BP. Did you wait an hour before liquidating? Are you able to check the balance online? I have seen a few occasions where the VGCs do not work the same day for some reason and need to wait until the next day to liquidate
jumbotron_ is offline  
Old Jul 2, 2023, 1:37 pm
  #1984  
 
Join Date: May 2013
Programs: Hyatt Explorist, Hilton Diamond
Posts: 246
Originally Posted by jumbotron_
Liquidated a bunch of secure spends yesterday including a $2000 BP. Did you wait an hour before liquidating? Are you able to check the balance online? I have seen a few occasions where the VGCs do not work the same day for some reason and need to wait until the next day to liquidate
Yeah, should have mentioned that these were all purchased at least 3-4 days before trying to liquidate and balances pulled up fine online. Not really sure if its a one off or something being done behind the scenes
slickpokerdealer is offline  
Old Jul 2, 2023, 11:23 pm
  #1985  
 
Join Date: Apr 2020
Posts: 235
Originally Posted by slickpokerdealer
Yeah, should have mentioned that these were all purchased at least 3-4 days before trying to liquidate and balances pulled up fine online. Not really sure if its a one off or something being done behind the scenes
Same $2000 BP with secure spend went through today
jumbotron_ is offline  
Old Jul 3, 2023, 9:44 am
  #1986  
 
Join Date: May 2013
Programs: Hyatt Explorist, Hilton Diamond
Posts: 246
Originally Posted by jumbotron_
Same $2000 BP with secure spend went through today
So.. I tried another WM just now with those same cards. Asked for a $1000 MO, 1st swipe for $500 worked, 2nd swipe failed with "Unable to process debit transaction". 3rd swipe (same card as 2nd swipe) worked. Then continued to do a $2000 BP. $500 x 3 swipes worked. 4th swipe for final $500 failed with "Unable to process debit transaction". Then 5th swipe (same card as 4th swipe) worked. Go figure. It is as if the last swipe/split will fail for sure but retry would eventually work. It is becoming super inconsistent these days to confidently get these to work
slickpokerdealer is offline  
Old Jul 16, 2023, 8:34 pm
  #1987  
 
Join Date: Mar 2014
Location: America!
Programs: Hilton Diamond, Hyatt Explorist Caesars Wyndham Diamond, MGM Gold
Posts: 249
Delete
sowhatwegetdrunk is offline  
Old Sep 2, 2023, 7:30 am
  #1988  
 
Join Date: Jun 2015
Posts: 103
get confused

does Barclays Biz AA work?

I tried, but terminal prompt says

997: the account number is invalid for the selected biller. ..............................
Code CFP3001/Invalid customer account number
jackkyxu is offline  


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