Community
Wiki Posts
Search
Old Jan 9, 2018, 7:46 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.

As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.

DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.

Sep 13 2021 : If WM App is updated with no money services , then use the following for Android phone to get the working version.


https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/

This workaround no longer works.

Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.

Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC

Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.

Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines VisaDoes not work:

BofA Asiana Business card
Capital One
$1.50 next day.

Personal and business CCs
Elan Financial Services
$1.50 next day.

Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.




Print Wikipost

Billpay at Walmart (2018 onwards)

Thread Tools
 
Search this Thread
 
Old Jun 26, 2021, 8:23 am
  #1591  
 
Join Date: Nov 2015
Posts: 559
All my WMBA accounts are getting 'Transaction Declined' error at the last step for past 2 weeks.
kingofkingsforu is offline  
Old Jun 26, 2021, 9:24 am
  #1592  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by kingofkingsforu
All my WMBA accounts are getting 'Transaction Declined' error at the last step for past 2 weeks.
But are you able to do the setup and payment in-store? One of my accounts is doing this now, but worked in store. I can still set up sub-500 payments.
littlewinglet is offline  
Old Jun 26, 2021, 10:53 am
  #1593  
 
Join Date: Nov 2015
Posts: 559
Originally Posted by littlewinglet
But are you able to do the setup and payment in-store? One of my accounts is doing this now, but worked in store. I can still set up sub-500 payments.
I don't have USB vgc. So no use in going to in-store
kingofkingsforu is offline  
Old Jun 26, 2021, 10:05 pm
  #1594  
 
Join Date: Dec 2009
Location: DEN
Posts: 502
If you're getting 'Transaction Declined' it could mean you've hit whatever the limit is. Or possibly an account/identity ban for a while. BAU for less used.
brc01 is offline  
Old Jun 26, 2021, 10:28 pm
  #1595  
 
Join Date: Jun 2020
Posts: 170
Originally Posted by brc01
If you're getting 'Transaction Declined' it could mean you've hit whatever the limit is. Or possibly an account/identity ban for a while. BAU for less used.
I was getting this when I hit the limit, and it only took about 4 or 5 days after I came down under to unlock again. 8K really is ****. So you have to prioritize category spend or MSR/status to make it worth while.
CerealCardSpender is offline  
Old Jun 30, 2021, 4:56 am
  #1596  
 
Join Date: Dec 2016
Programs: IHG, Hilton diamond (IHG match) SPG gold
Posts: 105
Originally Posted by 808pineapple
I wasn’t sure where to post

DP

I had a Wally store card for 10 years, been bought out by 2 or 3 banks and is currently cap one.

can pay at MC but < 99 w staples 200. Store register > 99 works. Not super useful but works w staples deals. Only 1% cash back.
used MCGC at store register >99 but had to “cancel/debit” Going to try Simon next time
littlewinglet likes this.
808pineapple is offline  
Old Jul 2, 2021, 5:58 pm
  #1597  
 
Join Date: Mar 2004
Location: Atl
Posts: 253
Is anyone aware of banks canceling customers who pay their credit card with WMBP
?
trey is offline  
Old Jul 2, 2021, 10:17 pm
  #1598  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,677
Originally Posted by trey
Is anyone aware of banks canceling customers who pay their credit card with WMBP
?
Yes, we've seen many reports of banks shutting people down for using WMBP. Some banks are very sensitive to it, and some don't seem to care.
ChrisFlyer66 is offline  
Old Jul 3, 2021, 7:01 am
  #1599  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by ChrisFlyer66
Yes, we've seen many reports of banks shutting people down for using WMBP. Some banks are very sensitive to it, and some don't seem to care.
Correction, I don't think we've ever seen anyone explicitly get WMBP as the reason for shutdown. People get shut down for MS activities in general, and most happen to also do lots of BP. I've been shut down before I ever used BP, and so have a few friends who do MS. Correlation is not the same as causation.
innerspace likes this.
littlewinglet is offline  
Old Jul 3, 2021, 12:14 pm
  #1600  
 
Join Date: Sep 2011
Location: Los Angeles
Programs: AA Platinum, HH Diamond, Delta Platinum
Posts: 130
Anybody else have the 'services' part of the WM app showing up blank? Mine has been like this for the last 2 days.
choklit is offline  
Old Jul 3, 2021, 1:50 pm
  #1601  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,447
Originally Posted by littlewinglet
Correction, I don't think we've ever seen anyone explicitly get WMBP as the reason for shutdown. People get shut down for MS activities in general, and most happen to also do lots of BP. I've been shut down before I ever used BP, and so have a few friends who do MS. Correlation is not the same as causation.
What we are missing is DPs where people who do not MS but pay with BP have had their bank accounts shut down.

Has anyone seen these types of reports?
radonc1 is offline  
Old Jul 3, 2021, 2:11 pm
  #1602  
 
Join Date: Aug 2018
Posts: 7
Originally Posted by choklit
Anybody else have the 'services' part of the WM app showing up blank? Mine has been like this for the last 2 days.
Yes, it started right after the last app update yesterday.
P2’s phone app hasn’t been updated and services tab still visible. I’m hoping for another update to fix this.
choklit likes this.
bocasva is offline  
Old Jul 3, 2021, 6:15 pm
  #1603  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by radonc1
What we are missing is DPs where people who do not MS but pay with BP have had their bank accounts shut down.

Has anyone seen these types of reports?
Don't think anyone is out there doing that in significant quantity. Someone who has thousands of CC spend and isn't an MSer, likely isn't wasting time in WM paying bills 2k at a time.
littlewinglet is offline  
Old Jul 4, 2021, 2:29 am
  #1604  
 
Join Date: Sep 2011
Location: Los Angeles
Programs: AA Platinum, HH Diamond, Delta Platinum
Posts: 130
Originally Posted by bocasva
Yes, it started right after the last app update yesterday.
P2’s phone app hasn’t been updated and services tab still visible. I’m hoping for another update to fix this.
Alright, cool. I hope they fix it soon!
choklit is offline  
Old Jul 4, 2021, 11:01 am
  #1605  
 
Join Date: Sep 2016
Posts: 109
Originally Posted by choklit
Alright, cool. I hope they fix it soon!
The WM app updated on my Android device, and I seem to have lost the ability to continue using WMBP. Works fine on the IOS devices (currently not updated). Anyone else experiencing an issue?
persoid is offline  


Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.