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Old Jan 9, 2018, 7:46 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.

As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.

DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.

Sep 13 2021 : If WM App is updated with no money services , then use the following for Android phone to get the working version.


https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/

This workaround no longer works.

Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.

Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC

Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.

Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines VisaDoes not work:

BofA Asiana Business card
Capital One
$1.50 next day.

Personal and business CCs
Elan Financial Services
$1.50 next day.

Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.




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Billpay at Walmart (2018 onwards)

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Old Jun 16, 2021, 11:09 am
  #1561  
 
Join Date: Aug 2015
Programs: Hyatt Glob; M Titan; Hil Dia; IHG P, AMB;
Posts: 79
Hi, we can pay credit card with SM Gebits up to $700 on Wally app? That’s better than I thought. Thanks


Originally Posted by kingofkingsforu
In App.payments .meta visa works upto 700



Good...try calling the service provider...and remove any spam filters..
kingscross is offline  
Old Jun 16, 2021, 11:24 pm
  #1562  
 
Join Date: Jul 2019
Posts: 11
The wiki doesn't say, does MG have the same '5 payments limit per account in rolling 30 days' as CFP does?
RVRS is offline  
Old Jun 17, 2021, 6:29 am
  #1563  
 
Join Date: Jul 2011
Posts: 77
Originally Posted by RVRS
The wiki doesn't say, does MG have the same '5 payments limit per account in rolling 30 days' as CFP does?
Try it and let us know!
daddyo_daddyo is offline  
Old Jun 17, 2021, 7:22 am
  #1564  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by daddyo_daddyo
Try it and let us know!
No it does not, although oddly the app now declines all MG BP setups. Have to do it in the store, where it seems to not save my previous MG transactions for easy access.
littlewinglet is offline  
Old Jun 19, 2021, 5:42 am
  #1565  
 
Join Date: Jun 2001
Posts: 782
My local WM now will do BP using WU.

Does anyone know the limits at WU, number of transactions per month, dollar limit per month, any other limits.

I know you can't do back to back payment to the same biller, WU will reject it as a duplicate transaction.

Luckily I was able to pay the biller as Next Day at $1.50 then Second Day at $1.25.
gw14 is offline  
Old Jun 19, 2021, 7:54 am
  #1566  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by gw14
My local WM now will do BP using WU.

Does anyone know the limits at WU, number of transactions per month, dollar limit per month, any other limits.

I know you can't do back to back payment to the same biller, WU will reject it as a duplicate transaction.

Luckily I was able to pay the biller as Next Day at $1.50 then Second Day at $1.25.
Interesting, I'll have to try it out. Did they ask for any ID if paying under 2k?
littlewinglet is offline  
Old Jun 19, 2021, 6:46 pm
  #1567  
 
Join Date: Jan 2016
Posts: 369
Originally Posted by littlewinglet
Interesting, I'll have to try it out.
As I posted in the WU thread a while back, a free-standing WU agent I visited had an option to use a debit card (confirmed) to send funds directly to a bank account. This would eliminate an intermediate step (BP or MO > DEPOSIT or ??). Only impediment was they wanted a $20 fee. Check if WM offers it with maybe a better price. I won't be in b&m store for a while yet.
Whittaker is offline  
Old Jun 19, 2021, 11:02 pm
  #1568  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by Whittaker
As I posted in the WU thread a while back, a free-standing WU agent I visited had an option to use a debit card (confirmed) to send funds directly to a bank account. This would eliminate an intermediate step (BP or MO > DEPOSIT or ??). Only impediment was they wanted a $20 fee. Check if WM offers it with maybe a better price. I won't be in b&m store for a while yet.
MG already can do this same function for 6.99, and 4.99 for some banks/CUs. I'm more curious if WU at WM checks ID as I'm banished from WU in Walgreens, and I wonder if they'll use same database to check senders.
littlewinglet is offline  
Old Jun 20, 2021, 3:44 pm
  #1569  
 
Join Date: Jun 2001
Posts: 782
Originally Posted by littlewinglet
Interesting, I'll have to try it out. Did they ask for any ID if paying under 2k?
No, but you have to use your phone number to bring up your BP account.
gw14 is offline  
Old Jun 20, 2021, 4:19 pm
  #1570  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by gw14
No, but you have to use your phone number to bring up your BP account.
That's good. I did ask the cashier about it yesterday and my store can do it also, but it would get tedious to figure out which billers work and how much they cost. Would be nice if the app had WU as an option.
littlewinglet is offline  
Old Jun 20, 2021, 6:42 pm
  #1571  
fzy
 
Join Date: Jul 2020
Posts: 36
Originally Posted by littlewinglet
No it does not, although oddly the app now declines all MG BP setups. Have to do it in the store, where it seems to not save my previous MG transactions for easy access.
Are you saying you can make payment to the same amex card more than 5 time per 30 days?
thanks,I just don't wanna make a failed payment and then got my account locked.
fzy is offline  
Old Jun 20, 2021, 7:06 pm
  #1572  
 
Join Date: Jun 2001
Posts: 782
Originally Posted by littlewinglet
That's good. I did ask the cashier about it yesterday and my store can do it also, but it would get tedious to figure out which billers work and how much they cost. Would be nice if the app had WU as an option.
Try looking for billers online by using their "Pay bills online" feature at westerunion.com.
gw14 is offline  
Old Jun 20, 2021, 7:08 pm
  #1573  
 
Join Date: Jun 2001
Posts: 782
Originally Posted by fzy
Are you saying you can make payment to the same amex card more than 5 time per 30 days?
thanks,I just don't wanna make a failed payment and then got my account locked.
yes, using MG, I've paid one amex card 2 times a days for over 30 consecutive days.
carsonheim likes this.
gw14 is offline  
Old Jun 20, 2021, 7:10 pm
  #1574  
fzy
 
Join Date: Jul 2020
Posts: 36
thanks a lot!
fzy is offline  
Old Jun 20, 2021, 8:55 pm
  #1575  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by fzy
Are you saying you can make payment to the same amex card more than 5 time per 30 days?
thanks,I just don't wanna make a failed payment and then got my account locked.
That's correct, I don't think MG has same limits as CFP.
littlewinglet is offline  


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