Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Apr 1, 2018, 8:57 am
#571
Join Date: Oct 2017
Programs: Lots
Posts: 320
Just went to a local WM and even for 2x999.12 they asked me to fill out an MSAR form. That’s annoying.
Apr 1, 2018, 9:20 am
#572
Join Date: Dec 2004
Programs: UA-1K, MM, Hilton-Diamond, Marriott-Titanium
Posts: 4,432
Apr 1, 2018, 2:16 pm
#573
Join Date: Oct 2017
Programs: Lots
Posts: 320
He said something about it being a policy for pin-based debits cards, but after liquidating thousands of VGCs at WMs all over, this is the first I've ever heard it. Going to check it out again tomorrow to see if overzealous employee or new store policy. The latter would be a bummer.
Apr 2, 2018, 1:16 am
#574
Join Date: Aug 2016
Location: SF Bay Area
Posts: 665
Hit 3 locations. 1st mo machine was down. 2nd wanted to see my card. Third let me buy as many as i wanted.
Apr 2, 2018, 11:07 am
#575
Join Date: Jul 2016
Posts: 62
I went to a WM location on one day and had no issues, I went back to the same place another day and a new employee wanted to make sure my card had my name on it. Then he wanted to make sure I was using the card he just checked by staring at me putting the card in the machine. I just took the card out and said actually I have to check my cards balance. I then went to another WM the next day and had no issues. Basically it's hit or miss with this new policy in place. I just don't want to spend my time driving to an out of the way WM or trying to do slight of hand tricks to get a MO printed.
Apr 3, 2018, 10:53 am
#576
Join Date: Aug 2015
Posts: 2,061
not at WM but want to ask folks relating to MOs...does vanilla vgc still work for MO at grocery store like kroger? kroger showed not authorized / declined earlier today a vanilla vgc bought at HEB; know that OV doesn't work, but vanilla has worked at kroger in the past...if vanilla no longer works at kroger, any folks has suggestions for MO anywhere else, will appreciate
Last edited by danhouston; Apr 3, 2018 at 11:20 am
Apr 3, 2018, 6:43 pm
#578
Join Date: Oct 2012
Posts: 299
yeah but get the vgc for 494.00. must account for fee..5.95
Apr 3, 2018, 7:57 pm
#579
Join Date: Aug 2015
Posts: 2,061
not at WM but want to ask folks relating to MOs...does vanilla vgc still work for MO at grocery store like kroger? kroger showed not authorized / declined earlier today a vanilla vgc bought at HEB; know that OV doesn't work, but vanilla has worked at kroger in the past...if vanilla no longer works at kroger, any folks has suggestions for MO anywhere else, will appreciate
Apr 4, 2018, 11:25 am
#580
Join Date: Nov 2009
Location: Santa Fe
Programs: UA 1K, Bonvoy Titanium
Posts: 108
got my money back
went to my local money center tonight at 7:50pm. when i was getting ready to swipe for my 295.68 money order with my $300 meta visa, the cashier stepped away to block off the money center because it closed at 8pm. when she came back to the POS, it looked like things timed out on her end. so i swiped again and got insufficient funds (or whatever equivalent error). tried again and no luck, obviously. called gift card mall and they told me it was debited. i didn't go back to the cashier (it was after 8 anyway and she was gone), got no receipt because from her POV it looked like nothing went through. what do you all recommend as a course of action? sort out with the store or dispute the charge with gift card mall? and if i sort out with the store, how do you get around the CSR who will yell at me and say that pre-paid aren't allowed?
Apr 4, 2018, 1:17 pm
#581
Join Date: Sep 2014
Posts: 1,837
in case my data points are helpful for anyone else in a similar situation: i tried unsuccessfully to purchase a MO on 3/27 and the transaction timed out because the clerk stepped away for about a minute to close up the money center. the specific error that printed on the receipt (which i went back to the store a few days later to obtain) says "debit not approved host timeout." it says the money order was a "voided entry" and the fee for the money order was also a voided entry. subtotal, total, cash tend and change due are all $0.00 so it seemed clear that i wasn't charged anything and wasn't due cash from the register as some have reported happening in the past. four business days later on 4/3, the full amount of the MO and the fee were returned to my gift card and all is good in the world.
Glad it worked out for you.
Apr 9, 2018, 8:06 am
#583
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,674
Apr 9, 2018, 10:28 am
#584
Join Date: Mar 2017
Posts: 161
Any DP on MO friendly WM's in the Durham/Research Triangle Area? Heading down for work in a month and was wondering if I should bring some VGC's! TIA
Apr 9, 2018, 10:29 am
#585
Join Date: Aug 2016
Location: SF Bay Area
Posts: 665
My closest Walmart MO machine is still down. Signs posted.
I think I have to add this location to my blacklist and never return.
I think I have to add this location to my blacklist and never return.