Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Apr 13, 2018, 6:46 pm
#616
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,423
But I guess the folks who know aren't talking.
Apr 13, 2018, 7:01 pm
#617
Join Date: May 2011
Posts: 889
All I know is the dining and style work at a WM supercenter.
Apr 13, 2018, 7:29 pm
#618
Join Date: Jan 2003
Location: New York, NY, USA
Programs: UA 1K - 2.1MM, HH LT Diamond, IHG Diamond, Bonvoy LT Titanium, Hyatt Glob
Posts: 766
Apr 13, 2018, 8:18 pm
#619
Suspended
Join Date: Sep 2014
Posts: 350
Its hit or miss with these as some places don't work and you may get stuck. They're not useable everywhere so if you get stuck they're not easy to use as a regular vgc. And the fee is lower but loads up to $200 making them more expensive in the end and harder to use.
Apr 13, 2018, 9:27 pm
#621
Join Date: Sep 2015
Posts: 305
I think many people did. Style Everywhere always worked for me at WMs, but I don't bother buying a lot during these promos, so I usually get just a few regular $200 VGCs (in my neck of the woods they are plentiful in most OD/OM stores, even on the last day of the promo)
Apr 16, 2018, 1:34 pm
#622
Join Date: Feb 2015
Posts: 595
Got the double beep last night in SE MI. Nothing else was concerning. Had a CSM I've had several times in the past, but she did make a comment that made it sound like the 500 splits have become more common in this store. I've pretty much been out of the game since November but it's time to start ramping back up.
Apr 16, 2018, 1:57 pm
#623
Join Date: Jul 2013
Posts: 1,784
All of my local WMs are dead for GCs. A couple of weeks ago my closest WM asked, for the first time, what kind of cards are you using? Told them the truth, and was told "no more GCs", "due to notice from Fraud department". But all seemed fine as the location a mile away still worked. A week later that one gave a "debit not available" notice. So I went to a long time go-to WM 5 miles away, and all was fine. Until 5 days ago, when I got that "debit not available" notice. Yesterday went to 5 locations up to 21 miles away, got that same notice at every one.
I know the cards are fine, as I cashed them out at a grocery store. So all of my local WMs have been hard coded to reject GCs, and strangely the CSRs haven't been told a thing about it. They are still assuming there is a problem with my cards or the pin. As more and more people try and fail to get MOs, they will figure it out I guess. But it would have made it easier on everyone if the CSRs knew up front, and saved us all the trouble of trying. Sigh...
Apr 16, 2018, 2:05 pm
#624
Join Date: May 2011
Posts: 889
A week later that one gave a "debit not available" notice. So I went to a long time go-to WM 5 miles away, and all was fine. Until 5 days ago, when I got that "debit not available" notice. Yesterday went to 5 locations up to 21 miles away, got that same notice at every one.
I'm assuming this is VGC?
Apr 16, 2018, 2:11 pm
#625
Join Date: Jul 2013
Posts: 1,784
Yes, the very same VGCs that worked just fine at the 3 closest locations several weeks ago. For now I've got a grocery store chain where half of the locations still work, but if they go the same way, I afraid my churning days are over. 
Apr 16, 2018, 2:28 pm
#626
Join Date: May 2011
Posts: 889
If my WM dies for MO, I could still churn and get through MSRs, although regular MS for the points & cash would die.
Apr 16, 2018, 2:28 pm
#627
Join Date: Sep 2014
Posts: 1,837
I wonder if those are hard coded too in your area.
Apr 16, 2018, 2:30 pm
#628
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,423
I did buy the "Style" Visa gift cards at Office Depot during the sale and they unloaded fine at Walmart, both at a regular store and a supercenter. Good to know for the next sale.
FWIW, I've also seen these Style cards (and a similar "Groceries Everywhere" card) at Lowe's, where many of us have been targeted by AMEX Offers for $10 off $50. But I'd rather buy a $50 Amazon card for $40 than a $200 Visa card for $195.
FWIW, I've also seen these Style cards (and a similar "Groceries Everywhere" card) at Lowe's, where many of us have been targeted by AMEX Offers for $10 off $50. But I'd rather buy a $50 Amazon card for $40 than a $200 Visa card for $195.
Apr 16, 2018, 2:34 pm
#629
Join Date: Sep 2014
Posts: 1,837
Apr 16, 2018, 3:12 pm
#630
Join Date: May 2016
Posts: 506
Going to WM to unload $16k. Hopefully nothing is hard coded yet.