It's not that the payment methods are not ready for prime time, it's that's Chase seems to believe anything associated with them is fraudulent. They wouldn't even let me add my card to Apple Pay without calling them. Even a text message with a code apparently wasn't good enough. I had to CALL them and get a text message with a code. And then they wanted me to call and get another text message with a another code 5 minutes later when I tried to add the same card to my Apple Watch. Then, when I actually dared to use it, they sent a fraud text message and despite the fact that I responded that I was doing the transaction and they said to try it again, they still blocked it and made me call in AGAIN. And then they closed my accounts permanently, despite the fact that I answered every question correctly.

That's ridiculous! Anyone can steal my credit card and use it before I notice it is stolen, but no one is using my Samsung Pay unless they chop my finger off to scan my fingerprint.

Fake post - no one can use your Samsung Pay because the bank will shutdown all your accounts if it is used. This is for your protection so nobody will be tempted to chop off your finger.

Right?? Makes me wonder what Apple and Google would say to Chase about how customers are being treated that are trying to use their payments...

Exactly.

Found a solution to banks killing your account when you use their services - try an Australian Bank! Even if their clients are 10 years dead, they refuse to kill the account and will let it use services and be charged. If we merge Wells Fargo with an Australian bank we could have dead customers opening new accounts that can't be killed. Could give a whole new meaning to the term Zombie Bank!

"Commonwealth Bank of Australia told a government inquiry Thursday that the practice of billing deceased customers for financial advice stretched back years. In one instance, an adviser at the bank's financial planning business was collecting fees from a client more than a decade after they had died..."

Australia: Commonwealth Bank says it charged dead clients for advice

Just found out that Chase closed my wife's IHG card, she got in February. Minimum spending was done organically (in March), then stopped. Unbelievable.

Did she at least get the signup bonus?

yes, but still.

yes. to be honest, she was a long time Chasecustomer, but last year Chase closed her accounts. She didn't do MS, just had 6 cards with them. Year later she reapplied, but was axed 2 months later.

I don't think it was a reason. Myself, I was shutdown by Chase many times, but always got back few months later. I realized two things: don't do ms with them and get into situation when somebody look into your account. Since her IHG card had quite a high CL and minimum spend was just $1K, I don't see what could trigger manual review. Her last CC application was in January with Amex, and had only 2 inquires in the last 6 months.

Hi, I opened 1st account with chase 2 months back (Business card) and was approved after recon call 3/24 - No previous history with Chase. Stupidly enough used 1st purchase on gc.com for purchase over 1k. Got fraud alert and account was closed after being reviewed by fraud team and just being opened for 5 days. What are chances of applying and getting approved for another business or personal card with Chase. Am I banned ?? I called twice but rep said - they can't open back account again with large purchase and new credit history 2 years old. Am I blacklist or how do you know if you are blacklisted from chase ?

He can't win. It is very bad that he opened a business credit card and purchased gift cards with the very first purchase. I do not think he is banned, but there has to be a note on new account cool-downs. Not sure how long, at least two years IMO.